Calypso Technology Inc SWIFT/BIC code

SWIFT/BIC code of Calypso Technology Inc

The short code CATOUS66 and the 11-character code CATOUS66XXX refer to one and the same institution: Calypso Technology Inc in San Francisco,ca, United States. A SWIFT code tells every bank in the chain which institution is meant to get the money. In daily life you mostly see it on international invoices, in your banking app and in the bank details that Calypso Technology Inc provides.

We wrote this page to help anyone who receives money at an account at Calypso Technology Inc. A SWIFT code identifies a bank or branch, not a single account, which is why you always need the account number too.

When will the money arrive at Calypso Technology Inc?

There is no single answer for every transfer: some arrive the same day or the next, others take several business days. Payments made late in the day or just before weekends and holidays often start the next business day. Extra checks on larger or unusual payments may also cause some delay.

Many banks use SWIFT gpi. Each payment gets a unique reference, the UETR that banks can use to trace it. Money transfer services often provide a status online so you can see where the payment has got.

If a payment has not arrived within the expected time, the person who paid needs to start with the bank that sent it rather than Calypso Technology Inc. As a recipient, you can look at your account to see a slightly lower amount, since fees may have been deducted.

Paying someone abroad from your Calypso Technology Inc account

A bank transfer abroad can cost rather more than the fee suggests. You pay the transfer fee, sometimes fees charged by intermediary banks in between and, most importantly, the margin on the exchange rate when the money is converted.

Most of the cost usually sits in the exchange rate, not in the fee: the bank converts at a rate with a margin built in. Compare their rate against the mid-market rate – the rate you find on financial news sites.

For many routes, a specialist provider is cheaper than a traditional bank transfer, mainly because of the exchange rate. On GoldexPay you can compare the amount that arrives across services, so you can pick the cheapest route. You can always keep your account at Calypso Technology Inc to fund the transfer, while a cheaper service handles the conversion.

Is CATOUS66 still correct? How to check

The best place to find the correct BIC remains a document from the bank itself, such as a statement or the account details in online banking. Compare that code against CATOUS66 on this page and ask if anything does not match.

A wrong SWIFT code may lead to a delay, a payment being sent back or extra fees. Do not forget the IBAN: a mistake there can be harder to undo than a wrong BIC.

Many banking apps validate the structure of an IBAN – that confirms the format, not the owner. If your bank offers it, a name check before sending gives an extra layer of safety. When you pay someone new, many people start with a small test amount and wait for confirmation.

Sending USD to Calypso Technology Inc

Most accounts at Calypso Technology Inc are typically held in USD, the local currency. If you send another currency it has to be converted somewhere along the way. Every conversion eats into something – usually through the rate rather than a fee.

Where the conversion happens has an effect on how much arrives, as rates and margins differ per bank. Sending the amount directly in USD usually prevents a second conversion at the receiving end, provided the rate you get is fair.

Rates for USD change during the day, and some providers let you lock in a rate. If you pay regularly, small differences in the rate add up over a year.

About this information

The codes here come from publicly available data which we refresh regularly. Still, banks merge, rename themselves or change codes and our data may lag behind. The number of codes on this page are based on our own data, not official figures from Calypso Technology Inc.

Treat our data as a reference, rather than as the last word: the recipient’s bank details come first. GoldexPay is not affiliated with Calypso Technology Inc, we only compare transfer services. Spotted an error? Tell us via our contact form.

CATOUS66 or CATOUS66XXX – which one to use?

Each SWIFT/BIC code starts with the same eight core characters: four letters for the bank, two letters for the country and a two-character location code. Combined, these eight characters make up CATOUS66, the code most people search for.

XXX at the end of CATOUS66XXX does not stand for a placeholder or an error: it indicates the main office of Calypso Technology Inc. Some forms ask for 11 characters, and then you can add XXX behind CATOUS66.

As a rule the code is typed in capitals, without spaces or dashes. A single letter can send the money to a different institution.

Incoming international payments to Calypso Technology Inc

A sender in another country needs a few details about your account, and missing ones are a common cause of delays. What they need is: the account holder’s name, IBAN or account number, CATOUS66XXX and, for some countries, your postal address.

It helps to add the bank name and its city too. A mistake in your account number can be harder to fix than you might think.

Expect that the amount credited is smaller than the amount on the sender’s receipt. Correspondent banks can take a fee and your own bank may charge for processing, and if the currency changes, an exchange rate margin applies. Make clear with the sender who pays which costs before the money is sent.

Protect yourself against fake payment requests

Criminals regularly use fake invoices containing new bank details sent from what looks like a familiar address. A correct SWIFT code says nothing about whether the request is genuine.

Check changed payment details via a separate channel like a call to a number from an earlier contract, never via the email that asked for the change. Watch out for urgent requests, unusual wording or a sender address that is slightly off. If a payment has already gone to a fraudster, call your bank right away: the sooner they act, the better the chance of a recall.

Recipients can be targeted as well: a classic trick is a buyer who pays too much and then sends a request to refund the difference abroad. Wait until the money has really arrived.

Which of the 2 codes of Calypso Technology Inc do you need?

Having 2 codes in 1 locations, Calypso Technology Inc is one of the banks that register separate codes for branches. The head office code is CATOUS66XXX.

Usually there is no need to pick a branch: payments sent to CATOUS66XXX are routed within Calypso Technology Inc correctly. Only use a branch code when your contact explicitly asks for it.

Not sure which code applies? Ask the recipient. Branch codes are more likely to be retired than CATOUS66XXX.