Century Bank SWIFT/BIC code

SWIFT/BIC code of Century Bank

CENUUS61 and CENUUS61XXX are two ways of writing the same SWIFT/BIC code, and both point to Century Bank in Eugene,or. A BIC does one job: it makes sure that money from abroad reaches the right bank. In practice you mostly see it on international invoices, in payment forms and in the bank details that Century Bank provides.

We wrote this page to help anyone who pays into an account at Century Bank. The SWIFT code on its own does not identify an individual account holder; that is what the IBAN or account number .

Century Bank: head office code versus branch codes

We have 2 SWIFT/BIC codes for Century Bank in 2 places. Next to the head office code CENUUS61XXX, you will find codes for branches, departments or specific services.

If nobody asks you for a branch code, go with CENUUS61XXX. A branch code only makes sense if the account holder explicitly mentions it, which is more common for business accounts and trade services.

If you are not sure, check with the recipient for the exact BIC in their bank details. Codes are sometimes changed or retired when banks reorganise, so do not rely on old paperwork.

A note on our data

We collect SWIFT/BIC codes using public sources and update our list regularly. Even so, banks merge or change codes, so information can be out of date. Figures such as the number of codes come from our own dataset and may differ from what Century Bank publishes.

See the information here as a handy check, and let the details from the recipient or Century Bank have the final say. GoldexPay is not affiliated with Century Bank. Spotted outdated information? Tell us via our contact form so we can correct it.

International transfers from Century Bank: the real cost

An international bank payment costs more than the fee suggests. You pay the fee for the transfer itself, sometimes fees charged by intermediary banks in between and, above all, the exchange rate markup.

Banks rarely show their exchange rate markup separately. A simple test: set the rate you get against the mid-market rate and work out the difference on your amount.

For many routes, a transfer service turns out to be less expensive than a traditional bank transfer – mostly thanks to the rate. GoldexPay lists transfer providers next to each other, showing what actually arrives. Using a transfer service does not require leaving Century Bank.

Sending USD to Century Bank

The currency of United States is the US Dollar (USD). If you send another currency it has to be converted at some point. You rarely see a separate line for the conversion; it is built into the rate.

Where the conversion happens has an effect on the final amount, as rates and margins differ per bank. Compare what USD arrives via several providers; the difference between options can be larger than you expect.

The rate for USD fluctuates constantly. On larger amounts, a small gap in the rate can be worth more than the fee.

Transfer times and tracking a payment to Century Bank

There is no fixed delivery time: many land the same day or the next while others need several business days. Weekends and public holidays in the sending or receiving country can add a day or more, since banks do not process on those days. Sometimes a bank wants to know about the purpose of a payment, which can hold things up.

A growing number of banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Each gpi transfer gets a unique transaction reference, the UETR, which your bank can use to see where the money is. Specialist transfer services usually provide a status in their app showing how far the payment is.

The bank that sent the money is able to start an official trace or a recall; the receiving side usually has nothing to trace yet. Request from the sender the payment receipt – it helps your own bank look for the money.

How to check CENUUS61 before you pay

The most reliable place for the correct BIC remains a document from the bank itself, such as a statement or the account details in online banking. If the code you have does not match CENUUS61 or CENUUS61XXX, do not guess – contact the recipient or Century Bank.

Mistakes in the SWIFT code tend to be costly more than fatal. Remember the IBAN: a mistake there can be more difficult to undo than a wrong code.

An automatic check in your banking app only confirms that the IBAN is valid. If your bank offers it, a payee name check before sending gives extra certainty. For a first payment, many people send a small amount first.

8 or 11 characters: CENUUS61 versus CENUUS61XXX

Every SWIFT/BIC code has an 8-character core: four letters for the bank, a two-letter country code and a two-character location code. That gives you CENUUS61, the short form of the code.

Most banks and apps accept either length. If a form requires eleven characters, use CENUUS61XXX, otherwise CENUUS61 is fine.

Type the code as one block, in capitals and without spaces. Look out for O versus 0 or I versus 1.

Getting paid from abroad into a Century Bank account

Someone abroad who wants to pay you will ask for several details about your account. That means: your full name exactly as it appears on the account, your IBAN or account number, the BIC CENUUS61XXX (or CENUUS61) and sometimes your postal address.

Their bank might request the bank address of Century Bank. Check every detail before you send them, because the sender’s bank usually copies them as is.

What lands in your account can be lower than the amount sent. Fees for incoming transfers differ per bank; check the price list of Century Bank. Make clear with the sender who covers the fees before the money is sent.

Protect yourself against fake payment requests

A common scam goes like this: you receive a request saying that a contact has new bank details and that the next payment should go there. A correct SWIFT code says nothing about whether the request is genuine.

Verify new bank details via a separate channel, not by replying to the message. Be suspicious of urgent requests, unusual wording or an email address that differs by one letter. Already paid? Contact your bank straight away and have them start a recall.

Recipients can be targeted as well: one known trick is an overpayment followed by a request to refund the difference. A payment confirmation from the sender proves nothing; only your own account shows what has arrived.