Cooke and Bieler, L.p. SWIFT/BIC code

What COKBUS31 means for a payment to Cooke and Bieler, L.p.

The short code COKBUS31 and the full code COKBUS31XXX identify the same bank: Cooke and Bieler, L.p. in Philadelphia,pa, United States. A SWIFT code tells the sending bank exactly which bank should receive the money. In daily life you usually come across the code on international invoices, in your banking app and on the account details of Cooke and Bieler, L.p. customers.

On this page we explain what the code means, when it matters and which other details a transfer to or from Cooke and Bieler, L.p. requires. The SWIFT code on its own does not identify a personal account; that is what the IBAN or account number .

How up to date is this code?

We gather bank codes from public sources and update our list from time to time. Institutions merge, close branches and change codes. The number of codes on this page are based on our own data, not official figures from Cooke and Bieler, L.p..

Treat this page as a reference, not as the final word. We are an independent comparison service and not affiliated with Cooke and Bieler, L.p.. Spotted outdated information? Tell us through the contact page.

COKBUS31 or COKBUS31XXX – which one to use?

The layout of every SWIFT code is always the same: a bank code of four letters, two for the country and a two-character location code, sometimes followed by a branch code. That gives you COKBUS31 for Cooke and Bieler, L.p..

XXX at the end of COKBUS31XXX does not stand for a missing value or a mistake: it stands for the main office of Cooke and Bieler, L.p.. Some banking apps insist on 11 characters, in which case you can enter XXX behind COKBUS31.

Do not add spaces, dots when you enter COKBUS31; the code is always written in one block. Look out for O versus 0 and the letter I and the digit 1.

Verifying the SWIFT code of Cooke and Bieler, L.p.

The most reliable place for the correct BIC remains paperwork issued by the bank. If the code you have differs from COKBUS31 or COKBUS31XXX, stop and ask – contact the recipient or Cooke and Bieler, L.p..

If the code is wrong, the transfer might get stuck, be returned or cost extra. Do not forget the IBAN: an error there is harder to correct than a wrong BIC.

A validity check by your bank merely tells you that the IBAN is valid, not that it is the right account. Where available, a name check before sending adds extra certainty. A small test payment can be worth it for large sums despite the extra fee.

Incoming international payments to Cooke and Bieler, L.p.

A sender in another country needs several details about your account – incomplete details often cause delays. What they need is: your name, IBAN or account number, COKBUS31XXX or COKBUS31 and often your postal address.

The sender’s bank may request the bank address of Cooke and Bieler, L.p.; the head office in Philadelphia,pa is usually fine. Check the details before you send them, because the sender’s bank usually copies them as is.

An incoming payment does not always land for the full amount. Correspondent banks can take a fee, and if the currency changes, an exchange rate margin comes on top. For business payments, it is common to agree who bears the costs to avoid a shortfall.

International transfers from Cooke and Bieler, L.p.: the real cost

The price of an international transfer has several parts, and the transfer fee is only the most visible one. There is the fee for the transfer itself, sometimes fees charged by intermediary banks in between and, above all, the margin on the exchange rate when the money is converted.

The markup on the rate is often the largest item, and it is easy to miss. Compare their rate with the mid-market rate.

For many currency pairs, a specialist provider turns out to be cheaper than a traditional bank transfer. On GoldexPay you can compare what recipients receive with different providers, which makes the cheapest option easy to spot. Using a transfer service does not mean closing your account at Cooke and Bieler, L.p..

Head office or branch code at Cooke and Bieler, L.p.?

Cooke and Bieler, L.p. uses 2 separate SWIFT/BIC codes. One of them is the head office code; the others identify branches, and sometimes specific services.

If nobody asks you for a branch code, use COKBUS31XXX. If you have been given a branch code, stick to it rather than swapping it with the head office code.

The best way is to take the code directly from the account holder’s bank details. Codes for branches are more prone to change than the head office code when a bank merges or closes offices.

Transfer times and tracking a payment to Cooke and Bieler, L.p.

How fast a payment arrives at Cooke and Bieler, L.p. is determined by several factors: which currency you send, the number of banks in between, cut-off times and time zones. Weekends and public holidays in the sending or receiving country can add extra days, since banks do not process on those days. Compliance checks by one of the banks can also add some delay, regardless of the details.

If the money seems late, contact your bank for the tracking status and the transaction reference so they can trace it along the chain. Money transfer services usually show tracking online so you can see how far the payment is.

Only the sending bank can start an official trace – the recipient’s bank often cannot see a payment that has not arrived. Ask the sender for a copy of the payment confirmation.

Protect yourself against fake payment requests

Criminals regularly use payment requests with new bank details. The fact that COKBUS31 exists does not mean that the account is genuine – fraudsters use real bank codes as well.

Never trust a phone number from the same email that contains the change. Urgency and requests to keep it quiet tend to be warning signs – a real supplier can wait a day. Acted too fast? Call your bank without delay and ask them to start a recall; also report it to the police.

Scams also work the other way. Someone sends too much and asks you to refund the difference via a different route. Wait until the money has really arrived – ask Cooke and Bieler, L.p. if something looks wrong.

Sending USD to Cooke and Bieler, L.p.

Accounts at Cooke and Bieler, L.p. are typically held in USD, the national currency of United States. A payment in a foreign currency is exchanged into USD before it reaches the account, and whoever converts it chooses the rate. Every conversion costs something, even when no fee is shown.

Who converts the payment matters. Check how much USD arrives with different services.

The USD rate fluctuates constantly. For recurring payments, small differences in the rate make a real difference over a year.