Decker and Company SWIFT/BIC code

DEKCUS61 – the SWIFT/BIC code of Decker and Company

If an invoice shows DEKCUS61 or DEKCUS61XXX, you are looking at the same address for Decker and Company in United States. A BIC has a single purpose: it ensures that a cross-border transfer reaches the right bank. It comes up mainly for payments that cross a border.

We wrote this page to help anyone who pays into an account at Decker and Company without mistakes. The SWIFT code alone cannot identify a personal account; that is what the IBAN or account number is for.

Scams that use SWIFT codes

Criminals regularly send payment requests containing changed bank details. That DEKCUS61 is a real code does not mean that a request mentioning it is legitimate.

Check changed bank details via a different channel like a call to a number from an earlier contract, never via the email that asked for the change. Watch out for urgent requests, unusual wording or a sender address that is slightly off. When money has already gone to the wrong account, contact your bank immediately – speed improves the chance of getting it back.

Fraud also work the other way: someone claims to have sent too much and wants you to refund the difference to a new account. Wait until the money is actually in your account.

Why Decker and Company has an 8- and an 11-character code

Every SWIFT/BIC code starts with the same eight core characters: a four-letter bank code, two letters for the country and a two-character location code. The result is DEKCUS61.

XXX at the end of DEKCUS61XXX is not a missing value or a mistake: it stands for the head office of Decker and Company. Certain payment forms insist on 11 characters, and then you can enter XXX behind DEKCUS61.

As a rule the code is typed in capitals and without spaces. Watch for the letter O and the digit 0 or the letter I and the digit 1, a common source of typos.

Sending USD to Decker and Company

Accounts at Decker and Company are typically held in USD, the national currency. If you send another currency gets converted at some point – by your bank, by Decker and Company or by a bank in between. There is rarely a separate line for that conversion.

Who converts the payment matters: every bank has its own margin. In many cases you pay less to send USD straight away through a transfer service that converts near the mid-market rate, so that the receiving bank does not need to convert again.

Exchange rates move all the time – some services let you fix a rate in advance. For recurring payments, a slightly better rate make a real difference over a year.

How to check DEKCUS61 before you pay

The safest source for the BIC is the recipient’s own bank details: an invoice, a bank statement or their online banking. When the code you were given does not match DEKCUS61 or DEKCUS61XXX, do not guess.

A wrong SWIFT code may lead to a delay, a payment being sent back or additional charges for investigation. Do not forget the IBAN: an error there can be harder to undo than a wrong BIC.

An automatic check by your bank merely tells you that the IBAN is valid. Some banks now compare the payee name against the account before you confirm. A small test payment can be worth it for large sums despite the extra fee.

Getting paid from abroad into a Decker and Company account

If you are waiting for money from abroad, send the payer a complete set of details. What they need is: the account holder’s name, IBAN or account number, DEKCUS61XXX and, for some countries, your home address.

Certain banks also ask for the bank’s address in Menlo Park,ca, so keep it at hand. A typo in the IBAN is more trouble than it looks.

Money from abroad will not always arrive for the full amount. Fees for incoming transfers differ per bank – the price list of Decker and Company tells you what applies. On invoices, you can agree who bears the costs, so that nobody is left short.

Decker and Company: head office code versus branch codes

Our database contains 2 SWIFT/BIC codes for Decker and Company in 1 places. Next to the head office code DEKCUS61XXX, there are codes for individual branches and departments.

For the vast majority of incoming transfers, the head office code DEKCUS61XXX is what you need. When you receive a specific code, stick to it rather than swapping it for the head office code.

If you are not sure, ask the person you are paying which code their bank gave them. Branch codes can change over time, so do not rely on old paperwork.

What a transfer from Decker and Company abroad really costs

If you transfer money to another country from Decker and Company, the fee you see is only part of the cost. There is the fee for the transfer itself, possibly charges from correspondent banks along the way and, most importantly, the exchange rate markup if the currency changes.

Many banks rarely show their exchange rate markup separately – you only notice it if you compare. An easy check: set the bank’s rate against the mid-market rate and look at the difference.

Specialist money transfer services often offer a rate near the mid-market rate. GoldexPay lists transfer providers next to each other so you can see the amount the recipient gets before you commit. Choosing a specialist does not require closing your account at Decker and Company.

Tracking a transfer to or from Decker and Company

How fast a transfer reaches Decker and Company is determined by a few things: the currency, the number of banks in between, daily processing deadlines and time zones. Transfers sent late in the day or just before a weekend or public holiday usually start a business day later. Sometimes a bank wants to know about the purpose of a payment before releasing it.

If a transfer is delayed, contact the sending bank about the status or the UETR; with that reference banks can see where the payment is. Keep your transfer receipt until the money has arrived; it contains the details a bank needs to start a trace.

Only the sending bank can request a trace. Ask the sender for a copy of the payment confirmation – it helps your own bank look for the money.

A note on our data

The codes on this page come from public sources which we refresh regularly. It can happen that information on this page is out of date after a merger or reorganisation. Figures such as the number of codes are from our directory and are not confirmed by Decker and Company.

Before a payment that matters, always check the BIC with Decker and Company or the recipient. GoldexPay is independent of Decker and Company, we only compare transfer services. Spotted an error? Tell us via our contact form so we can correct it.