Deloitte and Touche Investment Advisors SWIFT/BIC code

Deloitte and Touche Investment Advisors SWIFT code: DTIAUS41

The 8-character code DTIAUS41 and the full code DTIAUS41XXX identify one and the same institution: Deloitte and Touche Investment Advisors in Chicago,il, United States. The code does one job: it makes sure that a cross-border transfer ends up at the right bank. It comes up mainly when dealing with transfers between countries and payments in foreign currencies.

Further down you will find the practical questions: money coming in from abroad, paying someone in another country and how to check the code before you hit send. A SWIFT code identifies a bank or branch, never a specific account, which is why you always need the account number too.

Paying someone abroad from your Deloitte and Touche Investment Advisors account

If you transfer money to another country via Deloitte and Touche Investment Advisors, the fee you see is only part of what you pay. You pay the transfer fee, sometimes fees charged by intermediary banks along the way and, above all, the margin on the exchange rate when the money is converted.

The markup on the rate tends to be the biggest item even though it is not listed as a fee. Check their rate with the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

Specialised transfer providers often offer a rate near the mid-market rate. Next time you send money, take a minute comparing what arrives via GoldexPay. Choosing a specialist does not mean leaving Deloitte and Touche Investment Advisors: you simply pay the service from your account.

How long does an international transfer to Deloitte and Touche Investment Advisors take?

There is no fixed delivery time for every transfer: many land the same day or the next, others take several business days. Weekends and public holidays in either country add a day or more. Sometimes a bank asks what the payment is for, which can hold things up.

If the money is delayed, contact your bank for the status and the transaction reference. Save your transfer receipt until the recipient confirms; it contains the details a bank needs to start a trace.

If a payment has not arrived after a few business days, the sender should contact the bank that sent it, not the receiving bank. As a recipient, it helps to look at your account for a partial amount because fees can reduce the amount.

Verifying the SWIFT code of Deloitte and Touche Investment Advisors

Ask the recipient to send you the account details straight from their online banking. Check that code with DTIAUS41 on this page.

Errors in the BIC tend to be annoying more than disastrous: often the payment comes back, minus fees. Remember the IBAN: a mistake there can be more difficult to correct than a wrong code.

Most online banking apps check the structure of an IBAN – that confirms the format, not the owner. More and more banks check the name with the account before you confirm. A small test payment can be a sensible step for large sums.

Head office or branch code at Deloitte and Touche Investment Advisors?

Deloitte and Touche Investment Advisors uses 3 separate SWIFT/BIC codes across 3 locations. Only one is the head office code; the rest belong to branches or departments, and sometimes specific services.

Unless the recipient tells you otherwise, use DTIAUS41XXX. A branch code only makes sense if the recipient’s bank specifically asks for it.

If you are not sure, ask the person you are paying which code their bank gave them. Branch codes can change when banks reorganise, so do not rely on old paperwork.

Changed bank details? Be careful

Stay alert when a contact unexpectedly asks you to pay into a different account. A valid SWIFT code says nothing about who owns the account.

Do not rely on a phone number from the same email that contains the change. Pressure and secrecy are red flags. Acted too fast? Call your bank without delay and ask them to try to recall the payment and report the fraud.

Recipients are targeted too: a classic trick is an overpayment followed by a request to send back the difference abroad. A payment confirmation from the sender is no proof.

Receiving money from abroad at Deloitte and Touche Investment Advisors

If you expect money from abroad, send the payer a complete set of details. Share your name as the bank knows it, the IBAN or account number, SWIFT code DTIAUS41XXX and your address.

Some banks also ask for the name and address of Deloitte and Touche Investment Advisors. A typo in the IBAN can be harder to fix than you might think.

The amount you receive is often lower than the amount sent. Correspondent banks can take a fee, and when currencies differ, a markup on the rate comes on top. Agree with the sender who pays which costs before the money is sent.

8 or 11 characters: DTIAUS41 versus DTIAUS41XXX

Every SWIFT/BIC code has the same eight core characters: a four-letter bank code, two letters for the country and two characters for the location. Together, those parts make up DTIAUS41 – the version you usually see online.

The 11-character version has a three-character extension that identify a branch or department. When those three characters are XXX, the code points to the head office.

Do not add spaces when you enter DTIAUS41 or DTIAUS41XXX. A wrong character may route the money to another bank, so copy it carefully.

Where our SWIFT data comes from

The directory on GoldexPay draws on public sources and is updated regularly. Institutions reorganise, close branches and retire codes. Figures such as the number of codes come from our own dataset and may differ from what Deloitte and Touche Investment Advisors publishes.

Before a payment of any size, always confirm the BIC with the recipient’s bank or with the recipient. GoldexPay is independent of Deloitte and Touche Investment Advisors; we are a comparison site for money transfers. Found outdated information? Let us know via our contact form and we will look into it.

Sending USD to Deloitte and Touche Investment Advisors

The currency in United States is the US Dollar (USD). Money sent in a different currency is converted into USD before it reaches the account – and the bank that does it picks the rate. There is rarely a separate line for that conversion – the cost sits in the rate.

Where the conversion happens has an effect on the final amount, as rates and margins differ per bank. Check how much USD the recipient gets with several providers.

The USD rate changes constantly, so the amount you see is usually only valid for a short time. With bigger transfers, even small difference in the rate can be worth more than the fee.