Deutsche Bank AG SWIFT/BIC code

DEUTUS33 – the SWIFT/BIC code of Deutsche Bank AG

The 8-character code DEUTUS33 and the 11-character code DEUTUS33XXX identify one and the same institution: Deutsche Bank AG. Banks worldwide use these codes to direct payments between countries to the correct bank. In practice you mostly come across it on international invoices, in payment forms and in the bank details that Deutsche Bank AG provides.

Further down we go through the practical questions: receiving money at Deutsche Bank AG, paying someone in another country and how to verify the code before you hit send. Keep in mind that the SWIFT code only identifies the bank, not the person: the IBAN or account number does that part.

Which of the 11 codes of Deutsche Bank AG do you need?

With 11 codes in 3 locations, Deutsche Bank AG belongs to the banks that register separate codes for parts of the organisation. The head office code remains DEUTUS33XXX.

For the vast majority of payments to a private or business account, the head office code DEUTUS33XXX is the right choice. Just use a branch code when the account holder explicitly asks for it.

Unsure which code to use? Ask the recipient, or look at a recent statement from Deutsche Bank AG. Codes for branches are more likely to change than the head office code.

International transfers from Deutsche Bank AG: the real cost

An international bank payment can cost more than the fee suggests. Besides the transfer fee, correspondent or intermediary banks may deduct a fee, and if currencies are converted, the bank usually applies a rate below the actual market rate.

That exchange rate margin is often the largest cost, and it is easy to miss. Check their rate against the mid-market rate – the rate you find on financial news sites.

Specialised transfer providers often use rates closer to the mid-market rate with clearer fees. GoldexPay compares what recipients receive with different services, so you can pick the cheapest route. You can always use your account at Deutsche Bank AG; only the conversion and sending happen elsewhere.

Verifying the SWIFT code of Deutsche Bank AG

The best place to find the right code is paperwork issued by the bank like a bank statement or the account page in online banking. Check that code with DEUTUS33 here and ask if anything does not match.

An incorrect BIC may lead to delays, a returned payment or extra fees along the way. An error in the IBAN or account number can be a bigger problem because it can reach the wrong person; check it just as carefully.

A validity check in your banking app merely tells you that the code exists – not that it belongs to the person you mean to pay. More and more banks check the name against the account. When you pay someone new, many people start with a small amount first and wait for confirmation.

Getting paid from abroad into a Deutsche Bank AG account

If you are waiting for money from abroad, send the payer a complete set of details. What they need is: the account holder’s name, account number or IBAN, DEUTUS33XXX and, for some countries, your home address.

It helps to include Deutsche Bank AG and New York,ny as well, because some payment forms have separate fields for them. Double-check each detail before you send them – a sender rarely spots a mistake in someone else’s details.

The amount you receive is often less than what was sent. Charges on incoming payments differ from bank to bank; check the price list of Deutsche Bank AG. Agree with the sender who pays which costs, especially for larger amounts.

DEUTUS33 or DEUTUS33XXX – which one to use?

A BIC is built from fixed blocks: characters one to four identify the bank, characters five and six show the country and the two after that indicate the location. The result is DEUTUS33, the short form of the code.

Many payment forms accept either length. If yours requires eleven characters, use DEUTUS33XXX; if it wants eight, use DEUTUS33.

Leave out spaces or dashes when you type DEUTUS33 or DEUTUS33XXX. Pasting the code is safer than typing it by hand.

Paying into Deutsche Bank AG in USD

The national currency in United States is the US Dollar (USD). A payment in a foreign currency will be converted into USD on its way to Deutsche Bank AG, and whoever converts it chooses the rate. You rarely see a separate charge for the conversion – the cost sits in the rate.

Which bank converts the money matters, because each party uses its own rate. Sending the amount already in USD often avoids a second conversion by Deutsche Bank AG, provided the rate you get is fair.

The rate for USD fluctuates throughout the day. On larger amounts, even seemingly small gap in the rate adds up quickly.

Protect yourself against fake payment requests

One of the most common tricks goes like this: you receive a message claiming that a contact now has a new bank account. The fact that DEUTUS33 exists is no guarantee that the account is legitimate – fraudsters use real bank codes as well.

Do not trust contact details in the same message that contains the new account. Be suspicious of urgent requests, odd spelling or a sender address that is slightly off. When money has already gone to a fraudster, contact your bank immediately – speed improves the chance of getting it back.

People receiving money can be targeted as well: one known trick is an overpayment followed by a request to send back the difference. A payment confirmation from the sender is no proof – check your own account.

Where our SWIFT data comes from

The directory on GoldexPay is compiled from publicly available sources and is updated regularly. Even so, banks merge or change codes, so information can be out of date. Counts and locations are from our own dataset and may differ from what Deutsche Bank AG publishes.

See our directory on this page as a handy check and rely on the recipient or Deutsche Bank AG for the final confirmation. GoldexPay is independent of Deutsche Bank AG, we only compare transfer services. Spotted outdated information? Let us know through the contact page.

Tracking a transfer to or from Deutsche Bank AG

How fast a transfer reaches Deutsche Bank AG depends on a few things: which currency you send, how many intermediary banks are involved, cut-off times and differences in time zone. Bank holidays in the sending or receiving country add extra days. Compliance checks by one of the banks can also cause some delay, regardless of the details.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Every gpi transfer carries a unique transaction reference, the UETR, which your bank can use to see where the money is. Money transfer services often show tracking online so you can see how far the payment is.

If the money does not arrive after a few business days, the person who paid should contact the bank that sent it, not the receiving bank. On the receiving end, it helps to check your account for a slightly lower amount, since fees may have been deducted.