DNB Bank ASA, New York Branch SWIFT/BIC code

DNB Bank ASA, New York Branch SWIFT code: DNBAUS33

Whether you are given DNBAUS33 or DNBAUS33XXX, it is the same address for DNB Bank ASA, New York Branch in United States. The code has a single purpose: it ensures that an international payment reaches the right bank. It comes up mostly when dealing with transfers between countries and payments in foreign currencies.

Further down you will find the practical side: money coming in from abroad, paying someone in another country and how to verify the code before you confirm a payment. A SWIFT code identifies an institution, not a single account; the IBAN or account number does that.

Where our SWIFT data comes from

Our SWIFT/BIC directory is based on publicly available sources. It can happen that a code on this page is no longer current. Counts and locations come from our own dataset and may differ from what DNB Bank ASA, New York Branch publishes.

Treat this page as a starting point, rather than as the last word. GoldexPay is independent of DNB Bank ASA, New York Branch. Spotted outdated information? Let us know through the contact page so we can correct it.

Sending money abroad from DNB Bank ASA, New York Branch

The price of a payment abroad has more than one component. There is the fee for the transfer itself, possibly charges from correspondent banks along the way and, most importantly, the margin on the exchange rate when the money is converted.

Many banks rarely show their exchange rate markup as a cost. An easy check: put the rate you get against the mid-market rate and look at the difference.

For a lot of routes, a transfer service is cheaper than a bank, mainly because of the exchange rate. On GoldexPay we compare what recipients receive with different providers. You can still use your account at DNB Bank ASA, New York Branch to fund the transfer.

Is DNBAUS33 still correct? How to check

The best place to find the right code remains a document from the bank itself. Check that code against DNBAUS33 on this page; if they differ, ask before you pay.

If the code is wrong, the payment might be delayed, be returned or end up costing more, and tracing it can take weeks. An error in the account number can be a bigger problem, because the money may be credited to someone else; check it just as carefully.

An automatic check in your banking app merely confirms that the code is valid – not that it belongs to the person you mean to pay. Where available, a payee name check before sending adds extra certainty. Sending a small amount first is a sensible step for large sums, even if it costs an extra fee.

Choosing between the 2 SWIFT codes of DNB Bank ASA, New York Branch

Our database contains 2 SWIFT/BIC codes for DNB Bank ASA, New York Branch in 1 cities. Besides the head office code DNBAUS33XXX, you will find codes for regional offices and specialised units.

Usually you do not need to pick a branch: payments sent to DNBAUS33XXX are routed within DNB Bank ASA, New York Branch correctly. If you have been given a branch code, stick to it rather than swapping it for the head office code.

The safest approach is to take the code directly from the recipient’s statement. Codes for branches are more likely to change than the head office code.

What to give a sender who pays you at DNB Bank ASA, New York Branch

When you expect a payment from another country, send the payer a complete set of details. In practice that means: your name as registered with DNB Bank ASA, New York Branch, your account number or IBAN, the SWIFT/BIC code DNBAUS33XXX and usually your address.

The sender’s bank might also ask for the address of your bank; the head office in New York,ny is usually fine. Check each detail before you send them – a sender rarely spots a mistake in someone else’s details.

What lands in your account is often lower than the amount sent. Intermediary banks may deduct a fee and your own bank may charge for processing, and when currencies differ, a markup on the rate comes on top. For business payments, you can agree who bears the costs to avoid a shortfall.

Tracking a transfer to or from DNB Bank ASA, New York Branch

How fast a transfer reaches DNB Bank ASA, New York Branch is determined by several factors: which currency you send, the number of banks in between, daily processing deadlines and differences in time zone. Transfers sent after the cut-off time or on a weekend or public holiday often start a business day later. Compliance checks on larger or unusual payments may also cause a delay, even when all details are correct.

When a payment takes longer than expected, contact your bank about the tracking status or the UETR so they can trace it along the chain. Keep your transfer receipt; it contains the details a bank needs to start a trace.

A missing payment is traced from the sending side, using the payment confirmation. On the receiving end, it helps to look at your account to see a slightly lower amount because fees can reduce the amount.

Watch out for payment fraud

Criminals often use payment requests containing changed bank details sent from what looks like a familiar address. The fact that DNBAUS33 exists is no guarantee that a request mentioning it is genuine; criminals use the codes of real banks too.

Verify new bank details through a different channel, such as a phone number you already know, not by replying to the message. Urgency and secrecy are red flags; a genuine business can wait for you to check. Already paid? Call the bank you paid from without delay and ask them to try to recall the payment; also report it to the police.

Recipients are targeted too: a classic trick is an overpayment followed by a request to send back the difference to another account. Do not act before the money has really arrived – ask DNB Bank ASA, New York Branch if something looks wrong.

What the XXX in DNBAUS33XXX means

The layout of a BIC is always the same: a bank code of four letters, two for the country and a two-character location code, sometimes followed by a branch code. For DNB Bank ASA, New York Branch, the 8-character core is DNBAUS33.

XXX at the end of DNBAUS33XXX is not a missing value or a mistake: it stands for the head office of DNB Bank ASA, New York Branch. Some forms ask for 11 characters, in which case you can enter XXX after DNBAUS33.

Leave out spaces, dots when you type DNBAUS33. Watch for O versus 0 or I versus 1, a common source of typos.

US Dollar (USD) and conversion costs

Most accounts at DNB Bank ASA, New York Branch are usually held in USD, the local currency of United States. When you pay money in a different currency, the amount has to be converted somewhere along the way: by your bank, an intermediary or DNB Bank ASA, New York Branch itself. You rarely see a separate charge for the conversion.

Which bank converts the money matters, because each party uses its own rate. Transferring the money already in USD usually avoids a second conversion.

Exchange rates move all the time, and some providers let you lock in a rate. If you pay regularly, small differences in the rate make a real difference over a year.