Huntington National Bank SWIFT/BIC code

SWIFT/BIC code of Huntington National Bank

HUNTUS33 and HUNTUS33XXX are two spellings of the same bank identifier, and both lead to Huntington National Bank in Columbus,oh. Every bank on the SWIFT network uses BIC codes to direct international transfers to the correct institution. It comes up mostly for transfers between countries.

On this page you will find what the code is put together, when you need it and which other details you need for a transfer to or from Huntington National Bank. A SWIFT code identifies an institution, not a specific account.

Receiving money from abroad at Huntington National Bank

A sender in another country needs several details about your account, and missing ones are a common cause of delays. Share the account holder’s name, the IBAN or account number, the BIC HUNTUS33XXX and your address.

It helps to add the bank name and its city as well, because some payment forms have separate fields for them. A mistake in the IBAN is more trouble than it looks.

Expect that the amount credited is below what the sender paid. Intermediary banks may deduct a fee, and when currencies differ, a markup on the rate comes on top. On invoices, it is common to agree how the fees are split.

Watch out for payment fraud

Fraudsters regularly use fake invoices containing new bank details. The fact that HUNTUS33 exists is no guarantee that a request mentioning it is genuine; criminals use the codes of real banks too.

Never trust a phone number in the same message that contains the new account. Be suspicious of time pressure, odd spelling or a sender address that is slightly off. If money was sent to a fraudster, call your bank right away: the sooner they act, the better the chance of a recall.

People receiving money are targeted too: a classic trick is a buyer who pays too much and then sends a request to send back the difference to another account. A payment confirmation from the sender proves nothing; only your own account shows what has arrived.

A note on our data

The directory on GoldexPay is compiled from publicly available sources and is updated regularly. Banks reorganise, close branches and retire codes, and a directory never catches every change immediately. Figures such as the number of codes come from our own dataset and are not confirmed by Huntington National Bank.

Use this page as a starting point, not as the last word – the bank details from the recipient are leading. GoldexPay is independent of Huntington National Bank, we only compare transfer services. If you notice something that is out of date, we welcome a short note via the contact page.

Before you send: check the Huntington National Bank code

Have the recipient copy the account details directly from their banking app. If the code you have does not match HUNTUS33 or HUNTUS33XXX, do not guess – contact the recipient or Huntington National Bank.

Errors in the BIC tend to be annoying rather than fatal – usually the money comes back, minus fees and time lost. Remember the IBAN: an error there is harder to correct than a wrong code.

Many banking apps check the structure of an IBAN and some suggest the matching BIC – that confirms the format, not the owner. Some banks now compare the payee name with the account before you confirm – do not ignore a mismatch warning. A small test payment is a sensible step for a large first payment.

8 or 11 characters: HUNTUS33 versus HUNTUS33XXX

The layout of every SWIFT code is always the same: a bank code of four letters, two for the country and two for the location. The result is HUNTUS33, the short form of the code.

Most banks and apps work with both lengths. If a form asks for eleven characters, use HUNTUS33XXX.

In practice the code is written in capitals. A single character can send a payment to a different institution, so copy it carefully.

Paying into Huntington National Bank in USD

Most accounts at Huntington National Bank are typically held in USD, the local currency of United States. If you send another currency, the amount has to be converted somewhere along the way – by your bank, by Huntington National Bank or by a bank in between. Each conversion costs the amount, even when no fee is shown.

Where the conversion happens affects how much arrives, since every bank sets its own rate. Often you pay less to send USD directly through a provider that converts near the mid-market rate.

The USD rate fluctuates throughout the day and quotes are often valid only for a short time. With bigger transfers, a seemingly small difference in the rate adds up quickly.

When will the money arrive at Huntington National Bank?

How quickly a transfer reaches Huntington National Bank depends on several factors: which currency you send, how many intermediary banks are involved, cut-off times and time zones. Bank holidays in either country add extra days, since banks do not process on those days. Sometimes a bank wants to know what the payment is for, which can hold things up.

When a payment takes longer than expected, contact your bank about the tracking status so they can trace it along the chain. Save your transfer receipt.

A delayed transfer is investigated by the sending bank. On the receiving end, you can look at your statements for a slightly lower amount because fees can reduce the amount.

Head office or branch code at Huntington National Bank?

With 8 codes in 7 cities, Huntington National Bank is one of the banks that use separate codes for branches and departments. The head office code remains HUNTUS33XXX.

If nobody asks you for a branch code, go with HUNTUS33XXX or its short form HUNTUS33. Just use a branch code when the account holder gives you that exact code, for example on an invoice or in their bank details.

Not sure which code to use? Ask the recipient or the bank itself. Codes can change over time.

Sending money abroad from Huntington National Bank

An international bank payment costs rather more than the fee suggests. There is the fee for the transfer itself, possibly fees charged by intermediary banks in between and, above all, the margin on the exchange rate.

Most of the cost usually sits in the exchange rate: the bank converts at a rate with a margin built in. Check their rate against the mid-market rate – the rate you find on financial news sites.

Money transfer services frequently use rates closer to the mid-market rate. GoldexPay lists these services next to each other so you can see the amount the recipient gets before you commit. Using a transfer service does not require closing your account at Huntington National Bank – you pay the provider from your own account.