International Securities Clearing Corporation SWIFT/BIC code

International Securities Clearing Corporation SWIFT code: ISCCUS33

ISCCUS33 and ISCCUS33XXX are the short and the long form of the same bank identifier, and both point to International Securities Clearing Corporation in New York,ny. A SWIFT code shows the banks handling a payment which institution is meant to get the money, a bit like a postal address for banks. You will need it mostly for transfers between countries or a currency.

Further down we go through the practical side: money coming in from abroad, paying someone in another country and how to verify the code before you hit send. A SWIFT code names an institution, never a specific account; the IBAN or account number does that.

About this information

Our SWIFT/BIC directory draws on publicly available sources and we update it periodically. It can happen that information on this page is out of date after a merger or reorganisation. The figures on this page reflect our own data and not on information from International Securities Clearing Corporation itself.

Treat our directory on this page as a handy check and rely on the recipient or International Securities Clearing Corporation for the final confirmation. We are an independent comparison service and not part of International Securities Clearing Corporation. Should you notice something that is out of date, we appreciate a message via the contact page.

What the XXX in ISCCUS33XXX means

Every SWIFT/BIC code has the same eight core characters: a four-letter bank code, two letters for the country and a two-character location code. Together, those parts form ISCCUS33 – the version you usually see online.

XXX at the end of ISCCUS33XXX is not a placeholder or a mistake: it stands for the main office of International Securities Clearing Corporation. Some banking apps insist on 11 characters, and then you simply add XXX behind ISCCUS33.

Do not add spaces or dashes when you type ISCCUS33 or ISCCUS33XXX. Look out for O versus 0 or the letter I and the digit 1.

How to check ISCCUS33 before you pay

The safest source for a SWIFT code is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. Compare that code with ISCCUS33 on this page.

Mistakes in the SWIFT code tend to be costly rather than fatal. Remember the account number: a mistake there is more difficult to correct than a wrong BIC.

Many banking apps check the structure of an IBAN and some suggest the matching BIC, but that does not prove the account belongs to the right person. Some banks now compare the name against the account before you confirm. When you pay someone new, some people send a small test amount.

What to give a sender who pays you at International Securities Clearing Corporation

Someone abroad who wants to pay you will ask for several details from you, and missing ones are a common cause of delays. What they need is: the account holder’s name, IBAN or account number, ISCCUS33XXX or ISCCUS33 and in many cases your home address.

Their bank might also ask for the address of your bank, in which case the New York,ny head office is the usual answer. Double-check each detail before you send them.

Expect that the incoming amount is below the amount on the sender’s receipt. Correspondent banks can take a fee, International Securities Clearing Corporation may charge for incoming payments, and if the currency changes, a markup on the rate comes on top. On invoices, it is common to agree how the fees are split, so that nobody is left short.

What a transfer from International Securities Clearing Corporation abroad really costs

When you send money to another country from International Securities Clearing Corporation, the visible fee is rarely all of the cost. There is the fee for the transfer itself, possibly fees charged by intermediary banks in between and, most importantly, the margin on the exchange rate if the currency changes.

Banks do not list their exchange rate markup as a cost – you only notice it if you compare. A simple test: set the rate you get against the mid-market rate for the same moment and look at the difference.

Specialist money transfer services often offer rates closer to the mid-market rate with clearer fees. Next time you send money, take a minute comparing what arrives via GoldexPay. You can always keep your account at International Securities Clearing Corporation to fund the transfer.

Which of the 3 codes of International Securities Clearing Corporation do you need?

International Securities Clearing Corporation uses 3 separate SWIFT/BIC codes across 1 locations. One of them is the head office code, ISCCUS33XXX; the others belong to branches.

Usually you do not need to look up a branch: payments addressed to ISCCUS33XXX are routed within International Securities Clearing Corporation correctly. Branch codes are only needed if the recipient’s bank explicitly asks for it.

The best way is to copy the code directly from the account holder’s statement. Codes for branches are more prone to be retired than the head office code.

Tracking a transfer to or from International Securities Clearing Corporation

How fast a transfer reaches International Securities Clearing Corporation depends on a few things: which currency you send, the number of banks in between, cut-off times and differences in time zone. Payments made after the cut-off time or on a weekend or public holiday often go out the next business day. Sometimes a bank wants to know what the payment is for, which can hold things up.

Many banks use SWIFT gpi, which lets them follow a payment from bank to bank. Each payment gets a unique reference, the UETR. Money transfer services often show a status in their app so you can see how far the money has got.

A missing payment is investigated from the sending side on the basis of the transfer details. Request from the sender the payment receipt with the date and reference – it helps your own bank look for the money.

Scams that use SWIFT codes

Stay alert if someone suddenly asks you to send money to a different account or a bank in another country. A real SWIFT code says nothing about who owns the account – scammers simply use real codes.

Never rely on a phone number from the same email that contains the new account. Pressure and secrecy tend to be warning signs – a real supplier can wait a day. If money was sent to a fraudster, contact your bank immediately – speed improves the chance of getting it back.

People receiving money are targeted too: a classic trick is a buyer who pays too much and then sends a request to refund the difference abroad. Do not act before the money has really arrived – ask International Securities Clearing Corporation if something looks wrong.

Paying into International Securities Clearing Corporation in USD

United States uses the US Dollar, with the currency code USD. Money sent in a different currency will be converted into USD on its way to International Securities Clearing Corporation, and whoever converts it chooses the rate. You rarely see a separate charge for the conversion.

Where the conversion happens has an effect on how much arrives. Compare how much USD arrives with different services before choosing one.

The USD rate changes constantly. On larger amounts, a small difference in the rate can be worth more than the fee.