Merck and Co., Inc. SWIFT/BIC code

MEKCUS3W – the SWIFT/BIC code of Merck and Co., Inc.

If an invoice shows MEKCUS3W or MEKCUS3WXXX, you are looking at the same identifier for Merck and Co., Inc. in United States. A SWIFT code tells every bank in the chain which institution should receive the money. You will need it mainly for payments that cross a border or a currency.

On this page you can read what the code is put together, when you need it and which other details you need for a transfer to or from Merck and Co., Inc.. Keep in mind that the SWIFT code only identifies the bank, not the person: the account number or IBAN does that part.

Tracking a transfer to or from Merck and Co., Inc.

An international transfer usually needs anywhere from one to several business days. Bank holidays in the sending or receiving country can add a day or more to the journey. Sometimes a bank wants to know about the purpose of a payment before releasing it.

If a transfer seems delayed, contact the sending bank about the status so they can trace it along the chain. Specialist transfer services usually provide a status in their app so you can see how far the money is.

If the money does not arrive after a few business days, the sender needs to start with the bank that sent it, not the receiving bank. As a recipient, you can check your account to see a slightly lower amount, since fees may have been deducted.

What a transfer from Merck and Co., Inc. abroad really costs

When you send money abroad from Merck and Co., Inc., the visible fee is only part of the cost. Besides a fixed fee, banks in between may take a cut, and when the money changes currency the bank often uses a rate below the real market rate.

Most of the cost usually sits in the exchange rate: many banks convert using an exchange rate with a margin built in. Check the rate you are offered against the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

For many routes, a transfer service is less expensive than a bank – mostly thanks to the rate. Before your next transfer, it is worth comparing the total cost on GoldexPay instead of going straight to your bank. You can still keep your account at Merck and Co., Inc. to fund the transfer, while a cheaper service handles the conversion.

A note on our data

This directory is based on publicly available sources and is updated regularly. It is possible that a code here is out of date. The number of codes we show are based on our own data and not on information from Merck and Co., Inc. itself.

Before a payment that matters, always check the BIC with the recipient’s bank or the recipient. GoldexPay is an independent comparison site and not part of Merck and Co., Inc.. If you notice a mistake, we welcome a message via the contact page.

What to give a sender who pays you at Merck and Co., Inc.

A sender in another country will ask for a few details about your account – incomplete details often cause delays. Give them your name as the bank knows it, the IBAN or account number, the BIC MEKCUS3WXXX and your address, which some banks require.

You can include Merck and Co., Inc. and its city as well, because some payment forms have separate fields for them. Double-check every detail before you send them – a sender rarely spots a mistake in someone else’s details.

An incoming payment will not always arrive in full. Fees for incoming transfers vary from bank to bank. For business payments, you can state how the fees are split, so that nobody is left short.

Head office or branch code at Merck and Co., Inc.?

Having 3 codes, Merck and Co., Inc. belongs to the banks that use individual codes for branches and departments. The head office code is MEKCUS3WXXX.

Usually you do not need to look up a branch: payments addressed to MEKCUS3WXXX are routed within Merck and Co., Inc. without problems. If you have been given a branch code, stick to it instead of swapping it for the head office code.

The safest route is to copy the code directly from the account holder’s invoice. Branch codes can change over time.

8 or 11 characters: MEKCUS3W versus MEKCUS3WXXX

A BIC is made up of fixed blocks: the first four letters stand for the bank, characters five and six show the country and the two after that mark the location. For Merck and Co., Inc., that core is MEKCUS3W.

XXX at the end of MEKCUS3WXXX does not stand for a missing value or an error: it stands for the head office of Merck and Co., Inc.. Some forms ask for 11 characters, in which case you can enter XXX after MEKCUS3W.

Do not add spaces when you type MEKCUS3W or MEKCUS3WXXX. Watch for the letter O and the digit 0 or I versus 1.

US Dollar (USD) and conversion costs

Accounts at Merck and Co., Inc. are usually held in USD, the local currency of United States. A payment in a foreign currency will be converted into USD – and the bank that does it picks the rate. There is rarely a separate line for that conversion.

Where the conversion happens has an effect on the final amount, as rates and margins differ per bank. Compare how much USD arrives with several services before choosing one.

Exchange rates change all the time. For regular payments, a slightly better rate add up over time.

Changed bank details? Be careful

Scammers often send payment requests with new bank details. The fact that MEKCUS3W exists does not mean that a request mentioning it is legitimate – fraudsters use real bank codes as well.

Verify changed bank details through a different channel, never via the email that asked for the change. Watch out for time pressure, unusual wording or a sender address that is slightly off. Acted too fast? Call your bank without delay and have them start a recall; also report it to the police.

People receiving money are targeted too: one known trick is a buyer who pays too much and then sends a request to send back the difference. Do not act before the money has really arrived.

How to check MEKCUS3W before you pay

The best place to find the right code is paperwork issued by the bank. Check it with MEKCUS3W here; if they differ, ask before you pay.

A wrong SWIFT code can cause a delay, a returned payment or additional charges along the way. An error in the IBAN or account number can be a bigger problem, so check that just as carefully.

A format check by your bank only confirms that the code exists – not that it belongs to the person you mean to pay. If your bank offers it, a payee name check before sending adds an extra layer of safety. When you pay someone new, many people send a small test amount before sending the rest.