Nasdaq, Inc. SWIFT/BIC code

Nasdaq, Inc. SWIFT code: NDAQUS33

NDAQUS33 and NDAQUS33XXX are two ways of writing the same bank identifier, and both point to Nasdaq, Inc. in New York,ny. Banks worldwide use BIC codes to direct international transfers to the right institution. In practice you mostly see the code on invoices from abroad, in your banking app and on the account details that Nasdaq, Inc. provides.

Further down you will find the practical side: money coming in from abroad, paying someone in another country and how to verify a SWIFT code before you confirm a payment. The SWIFT code on its own cannot identify a personal account; for that you need the IBAN or account number .

Choosing between the 2 SWIFT codes of Nasdaq, Inc.

Having 2 codes, Nasdaq, Inc. is one of the banks that use separate codes for branches. The main code is NDAQUS33XXX.

Usually there is no need to pick a branch: transfers sent to NDAQUS33XXX are routed within Nasdaq, Inc. without problems. Just use a branch code when the account holder gives you that exact code.

Not sure which code to use? Ask the recipient or the bank itself. Codes for branches are more likely to be retired than the head office code when a bank merges or closes offices.

Protect yourself against fake payment requests

Scammers regularly use fake invoices with changed bank details, sometimes in an email that looks completely genuine. A correct SWIFT code tells you nothing about whether the request is genuine – scammers simply use real codes.

Before paying, confirm a change of bank details by phone. Urgency and requests to keep it quiet are red flags; a genuine business can wait for you to check. When money has already gone to a fraudster, call your bank right away – speed improves the chance of getting it back.

People receiving money can be targeted as well: a classic trick is an overpayment followed by a request to send back the difference to another account. A payment confirmation from the sender proves nothing; only your own account shows what has arrived.

Is NDAQUS33 still correct? How to check

The best place to find the right code is paperwork issued by the bank. Check it against NDAQUS33 on this page and ask if anything does not match.

With a wrong code, the transfer might be delayed, bounce back or cost extra – sometimes after weeks of searching. An error in the account number can be a bigger problem; check it just as carefully.

A validity check in your banking app only tells you that the IBAN exists, not that it is the right account. If your bank offers it, a payee name check before sending gives extra certainty. Sending a small amount first is a sensible step for a large first payment, even if it costs an extra fee.

Paying someone abroad from your Nasdaq, Inc. account

What you pay for an international transfer has several parts. You pay the transfer fee, possibly fees charged by intermediary banks in between and, above all, the margin on the exchange rate when the money is converted.

Banks do not list their exchange rate markup separately – you only notice it if you compare. Compare the rate you are offered against the mid-market rate. The difference is your real conversion cost.

For a lot of routes, a transfer service is less expensive than a traditional bank transfer. Before your next transfer, take a minute comparing what arrives via GoldexPay. You can always keep your account at Nasdaq, Inc., while a cheaper service handles the conversion.

How up to date is this code?

The details here are taken from publicly available data which we refresh regularly. Banks merge, change names and retire codes. The figures we show are based on what is in our directory, not official figures from Nasdaq, Inc..

Before any payment of any size, always check the code with the recipient’s bank or with the recipient. GoldexPay is an independent comparison service for money transfers and not part of Nasdaq, Inc.. If you notice something that is out of date, we welcome a short note via the contact page.

The US Dollar and what conversion costs you

The currency of United States is the US Dollar (USD). If you send another currency it has to be converted somewhere along the way – by your bank, by Nasdaq, Inc. or by a bank in between. You rarely see a separate charge for the conversion; it is built into the rate.

Which bank converts the payment makes a difference: every bank has its own margin. Transferring the money directly in USD usually prevents an extra conversion, provided the rate you get is fair.

The rate for USD fluctuates constantly and quotes are often valid only for a short time. If you pay regularly, small differences in the rate make a real difference over a year.

Receiving money from abroad at Nasdaq, Inc.

If you expect money from abroad, send the payer everything they need in one go. Give them the account holder’s name, your account number or IBAN, the BIC NDAQUS33XXX and your address, which some banks require.

You can add the bank name and its city as well, since some forms ask for it. A typo in the IBAN can be harder to fix than it looks; copy them from your banking app rather than typing.

An incoming payment does not always land for the full amount. Correspondent banks can take a fee, Nasdaq, Inc. may charge for incoming payments, and if the currency changes, an exchange rate margin applies. On invoices, it is common to agree how the fees are split.

Tracking a transfer to or from Nasdaq, Inc.

How fast a payment reaches Nasdaq, Inc. is determined by a few things: which currency you send, the number of banks in between, cut-off times and time zones. Weekends and public holidays in the sending or receiving country can add a day or more, since banks do not process on those days. Sometimes a bank wants to know what the payment is for, which can hold things up.

If the money seems delayed, contact your bank for the tracking status and the transaction reference. Save the payment confirmation until the money has arrived.

A delayed transfer has to be traced by the sending bank on the basis of the transfer details. On the receiving end, you can look at your account for a slightly lower amount.

What the XXX in NDAQUS33XXX means

The layout of a BIC never changes: four characters for the institution, two for the country and a two-character location code, sometimes followed by a branch code. For Nasdaq, Inc., the 8-character core is NDAQUS33.

The full version adds three more characters that identify a branch or department. If the last three are XXX, the code points to the head office, so NDAQUS33XXX and NDAQUS33 are interchangeable.

Enter the code in one piece, in upper case and without spaces, exactly as shown here. Pasting the code is safer than retyping it.