Nordea Bank AB (Publ), New York Branch SWIFT/BIC code

NDEAUS3N – the SWIFT/BIC code of Nordea Bank AB (Publ), New York Branch

If an invoice shows NDEAUS3N or NDEAUS3NXXX, it is the identical identifier for Nordea Bank AB (Publ), New York Branch in United States. The code does one job: it ensures that an international payment ends up at the right bank. In daily life you usually see the code on international invoices, in your banking app and in the bank details of Nordea Bank AB (Publ), New York Branch customers.

This page is meant to help anyone who sends money to an account at Nordea Bank AB (Publ), New York Branch without mistakes. Remember that the BIC just identifies the bank, not the person: the account number or IBAN takes care of that.

Tracking a transfer to or from Nordea Bank AB (Publ), New York Branch

There is no fixed answer: many arrive within a day, others take several business days. Weekends and public holidays in either country add extra days to the journey. Sometimes a bank asks about the purpose of a payment before releasing it.

Many banks are connected to SWIFT gpi. Each payment carries a unique reference, the UETR. Money transfer services usually provide tracking online so you can see where the payment has got.

A delayed transfer is traced from the sending side. On the receiving end, it helps to check your account to see a slightly lower amount, since fees may have been deducted.

Where our SWIFT data comes from

Our SWIFT/BIC directory is based on public sources and is updated regularly. Institutions reorganise, change names and change codes, and a directory never catches every change immediately. Counts and locations are from our directory and may differ from what Nordea Bank AB (Publ), New York Branch publishes.

See our directory on this page as a helpful check, and let the details from the recipient or Nordea Bank AB (Publ), New York Branch have the final say. We are an independent comparison service for money transfers and not part of Nordea Bank AB (Publ), New York Branch. Should you notice a mistake, we appreciate a message.

Incoming international payments to Nordea Bank AB (Publ), New York Branch

For an international payment into your account at Nordea Bank AB (Publ), New York Branch, the person paying you has to have not just the SWIFT code. In practice that means: your name as registered with Nordea Bank AB (Publ), New York Branch, your IBAN or account number, the BIC NDEAUS3NXXX (or NDEAUS3N) and usually your postal address.

You can add the bank name and New York,ny as well, because some payment forms have separate fields for them. A mistake in your account number can be more trouble than you might think.

Expect that the amount credited is smaller than the amount on the sender’s receipt. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the currency changes, an exchange rate margin applies. On invoices, it is common to state who bears the costs.

Sending USD to Nordea Bank AB (Publ), New York Branch

Most accounts at Nordea Bank AB (Publ), New York Branch are typically held in USD, the local currency of United States. When you pay money in a different currency has to be converted at some point. Every conversion eats into the amount, even when no fee is shown.

Who converts the payment makes a difference, because each party uses its own rate. Check how much USD arrives via several services before choosing one.

The USD rate fluctuates throughout the day, so the amount you see is usually only valid for a short time. For regular payments, a slightly better rate add up over a year.

Changed bank details? Be careful

A common scam works like this: an email arrives with a message saying that a contact has new bank details. That NDEAUS3N is a real code does not mean that a request mentioning it is genuine – fraudsters use real bank codes as well.

Never rely on contact details from the same email that contains the new account. Be suspicious of urgent requests, odd spelling or an email address that differs by one letter. Already paid? Contact the bank you paid from without delay and ask them to try to recall the payment and report the fraud.

People receiving money can be targeted as well: one known trick is an overpayment and then sends a request to send back the difference. A screenshot of a transfer is no proof; only your own account shows what has arrived.

Before you send: check the Nordea Bank AB (Publ), New York Branch code

The safest source for a SWIFT code is the bank details provided by the recipient: an invoice, a bank statement or their online banking. Check it with NDEAUS3N here.

With a wrong code, the payment might be delayed, bounce back or end up costing more, and tracing it can take weeks. Do not forget the IBAN: an error there is harder to undo than a wrong code.

Many banking apps check the structure of IBANs and sometimes look up the BIC automatically – that confirms the format, not the owner. Where available, a payee name check on the recipient adds extra certainty. For a first payment, many people send a small test amount.

Paying someone abroad from your Nordea Bank AB (Publ), New York Branch account

When you send money abroad through Nordea Bank AB (Publ), New York Branch, the visible fee is only part of what you pay. There is the transfer fee, sometimes charges from correspondent banks in between and, above all, the margin on the exchange rate when the money is converted.

The markup on the rate tends to be the largest cost. Compare the rate you are offered against the mid-market rate.

Money transfer services frequently offer a rate near the mid-market rate and lower fees. GoldexPay lists these services side by side so you can see what actually arrives. You can always use your account at Nordea Bank AB (Publ), New York Branch as the source of the money.

Choosing between the 2 SWIFT codes of Nordea Bank AB (Publ), New York Branch

We have 2 SWIFT/BIC codes for Nordea Bank AB (Publ), New York Branch, spread over 1 cities. Besides the head office code NDEAUS3NXXX, you will find codes for individual branches and departments.

If nobody asks you for a branch code, use NDEAUS3NXXX. Branch codes are only needed when the account holder specifically asks for it, which is more common for corporate accounts and trade services.

When in doubt, check with the recipient for the exact BIC in their bank details. Branch codes are sometimes changed or retired over time, so a code from an old document is not always valid.

What the XXX in NDEAUS3NXXX means

A BIC is made up of a few fixed parts: the first four letters stand for the bank, characters five and six show the country and characters seven and eight indicate the location. Together, these eight characters make up NDEAUS3N.

XXX at the end of NDEAUS3NXXX does not stand for a missing value or a mistake: it stands for the head office of Nordea Bank AB (Publ), New York Branch. Some forms ask for 11 characters, and then you simply add XXX after NDEAUS3N.

Enter the code as one block, in capitals and without spaces, exactly as shown here. Pasting the code beats typing it by hand, because one wrong letter changes the bank.