UBS AG Stamford Branch SWIFT/BIC code

UBSWUS33 – the SWIFT/BIC code of UBS AG Stamford Branch

The short code UBSWUS33 and the full code UBSWUS33XXX identify one and the same institution: UBS AG Stamford Branch in Stamford,ct, United States. A SWIFT code shows every bank in the chain which institution should receive the money, much like a postcode for banks. It comes up mostly for payments that cross a border and payments in foreign currencies.

We wrote this page to help people who sends money to an account at UBS AG Stamford Branch. The BIC identifies a bank or branch, not a specific account, which is why you always need the account number too.

Sending money abroad from UBS AG Stamford Branch

If you transfer money to another country from UBS AG Stamford Branch, the fee you see is only part of the cost. You pay the transfer fee, possibly fees charged by intermediary banks in between and, above all, the margin on the exchange rate if the currency changes.

The markup on the rate is often the largest cost because it is hidden in the rate. A simple test: set the rate you get next to the mid-market rate for the same moment and look at the difference.

Specialist money transfer services often offer rates closer to the mid-market rate with clearer fees. On GoldexPay we compare what recipients receive across providers, so you can pick the cheapest route. Using a transfer service does not require leaving UBS AG Stamford Branch – you pay the provider from your own account.

US Dollar (USD) and conversion costs

United States uses the US Dollar. If you send money in a different currency it has to be converted at some point – by your bank, by UBS AG Stamford Branch or by a bank in between. Each conversion eats into something.

Which bank converts the money matters. In many cases it is cheaper if you send USD directly via a provider with a good rate.

Rates for USD change all the time. For regular payments, small differences in the rate make a real difference over time.

Choosing between the 10 SWIFT codes of UBS AG Stamford Branch

Our database contains 10 SWIFT/BIC codes for UBS AG Stamford Branch, spread over 5 locations. Besides the head office code UBSWUS33XXX, you will find codes for individual branches and departments.

In most cases you do not need to pick a branch: payments sent to UBSWUS33XXX are routed within UBS AG Stamford Branch without problems. If you have been given a specific code, stick to it instead of replacing it with the head office code.

Unsure which code to use? Check with the recipient. Codes for branches are more likely to change than the head office code.

Tracking a transfer to or from UBS AG Stamford Branch

A SWIFT payment typically needs anywhere from one to several business days – it depends on currency, route and the banks in between. Bank holidays in the sending or receiving country can add extra days. Compliance checks on larger or unusual payments may also cause some delay, even when all details are correct.

When a payment takes longer than expected, ask the sending bank for the tracking status and the transaction reference so they can trace it along the chain. Specialist transfer services usually show tracking online so you can see how far the money has got.

If a payment has not arrived after a few business days, the sender should contact their own bank. Ask the sender for a copy of the payment confirmation with the date and reference.

Getting paid from abroad into a UBS AG Stamford Branch account

To receive an international payment at UBS AG Stamford Branch, the person paying you needs more than the SWIFT code. Give them the account holder’s name, your account number or IBAN, the BIC UBSWUS33XXX and your address, which some banks require.

The sender’s bank might also ask for the bank address of UBS AG Stamford Branch. Check each detail before you share them – a sender rarely spots a mistake in someone else’s details.

What lands in your account can be less than what was sent. Correspondent banks can take a fee, and when currencies differ, an exchange rate margin comes on top. Agree with the sender who pays which costs.

Protect yourself against fake payment requests

A common scam goes like this: you receive a request claiming that a supplier has a new bank account and asking you to pay there from now on. The fact that UBSWUS33 exists does not mean that a request mentioning it is genuine – fraudsters use real bank codes as well.

Do not rely on a phone number from the same email that announces the new account. Pressure and secrecy tend to be red flags – a real supplier can wait a day. When money was sent to a fraudster, call your bank right away.

People receiving money can be targeted as well: one known trick is a buyer who pays too much followed by a request to send back the difference. A screenshot of a transfer is no proof – check your own account.

How to check UBSWUS33 before you pay

Ask the recipient to copy the bank details directly from a recent statement. If the code you have differs from UBSWUS33 or UBSWUS33XXX, stop and ask.

An incorrect BIC can cause delays, a returned payment or additional charges for investigation. A mistake in the IBAN or account number is a bigger problem.

Most online banking apps validate the format of an IBAN and some suggest the matching BIC – that confirms the format, not the owner. If your bank offers it, a payee name check on the recipient adds an extra layer of safety. When you pay someone new, many people send a small test amount before sending the rest.

A note on our data

Our SWIFT/BIC directory draws on public sources and we update it periodically. It is possible that a code on this page is no longer current after a merger or reorganisation. The number of codes we show reflect our own data.

For a payment that matters, always confirm the BIC with UBS AG Stamford Branch or with the recipient. GoldexPay is an independent comparison site and not part of UBS AG Stamford Branch. Should you notice a mistake, we appreciate a message.

Why UBS AG Stamford Branch has an 8- and an 11-character code

A BIC is made up of a few fixed parts: characters one to four identify the bank, the next two give the country and the two after that indicate the location. Combined, these eight characters make up UBSWUS33, the code most people search for.

Most payment forms accept either length. If yours asks for eleven characters, enter UBSWUS33XXX, otherwise UBSWUS33 is fine.

Do not add spaces, dots when you type UBSWUS33. Watch for O versus 0 and I versus 1; they are easy to mix up.