UBS Financial Services Inc. SWIFT/BIC code

WEBRUS33 – the SWIFT/BIC code of UBS Financial Services Inc.

The 8-character code WEBRUS33 and the full code WEBRUS33XXX identify the same bank: UBS Financial Services Inc.. Every bank on the SWIFT network uses BIC codes to route payments between countries to the correct bank. It comes up mainly when dealing with payments that cross a border and payments in foreign currencies.

We wrote this page to help anyone who receives money at an account at UBS Financial Services Inc. and wants to get the details right. The SWIFT code alone does not identify an individual account holder; for that you need the IBAN or account number .

Transfer times and tracking a payment to UBS Financial Services Inc.

A SWIFT payment typically takes one to a few business days, depending on the currency, the route and the banks involved. Weekends and public holidays in either country can add a day or more, since banks do not process on those days. Occasionally a bank wants to know what the payment is for before releasing it.

A growing number of banks are connected to SWIFT gpi. Each gpi transfer carries a unique reference, the UETR that banks can use to trace it. Money transfer services usually provide tracking online showing how far the money has got.

Only the sending bank is able to request a trace or a recall – the recipient’s bank often cannot see a payment that has not arrived. On the receiving end, it helps to check your account to see a slightly lower amount because fees can reduce the amount.

About this information

We gather bank codes from publicly available data and check them regularly. Even so, banks merge, rename themselves or change codes, so information can be out of date. The figures we show are based on what is in our directory and not on information from UBS Financial Services Inc. itself.

Use this page as a starting point, rather than as the final word: the recipient’s bank details come first. We are an independent comparison service for money transfers and not affiliated with UBS Financial Services Inc.. Spotted an error? Let us know via our contact form and we will look into it.

Getting paid from abroad into a UBS Financial Services Inc. account

Someone abroad who wants to pay you will ask for several details about your account. That means: your full name as registered with UBS Financial Services Inc., your IBAN or account number, the SWIFT/BIC code WEBRUS33XXX (or WEBRUS33) and usually your postal address.

It helps to add UBS Financial Services Inc. and its city too, because some payment forms have separate fields for them. A typo in the IBAN can be harder to fix than it looks; copy them from your banking app rather than typing.

Money from abroad will not always land in full. Fees for incoming transfers vary from bank to bank; check the price list of UBS Financial Services Inc.. For business payments, it is common to agree who bears the costs.

Scams that use SWIFT codes

Criminals often use fake invoices containing changed bank details. That WEBRUS33 is a real code is no guarantee that a request mentioning it is genuine.

Do not trust contact details in the same message that contains the new account. Urgency and secrecy are warning signs – a real supplier can wait a day. If a payment was sent to a fraudster, call your bank right away.

Recipients are targeted too: one known trick is a buyer who pays too much and then sends a request to send back the difference. A payment confirmation from the sender proves nothing; only your own account shows what has arrived.

Choosing between the 4 SWIFT codes of UBS Financial Services Inc.

With 4 codes in 2 cities, UBS Financial Services Inc. is one of the banks that use separate codes for parts of the organisation. The main code is WEBRUS33XXX.

Unless the recipient tells you otherwise, use WEBRUS33XXX. Just use a branch code when the account holder explicitly asks for it, for example on a letter or invoice.

The safest approach is to copy the code straight from the recipient’s bank details. Branch codes are sometimes changed or retired when banks reorganise.

WEBRUS33 or WEBRUS33XXX – which one to use?

The layout of every SWIFT code is always the same: a bank code of four letters, a two-letter country code and a two-character location code, plus an optional branch code. For UBS Financial Services Inc., that core is WEBRUS33.

Many payment forms accept both lengths. If a form asks for eleven characters, enter WEBRUS33XXX.

In practice the code is written in capitals. Look out for O versus 0 or the letter I and the digit 1.

Sending USD to UBS Financial Services Inc.

Accounts at UBS Financial Services Inc. are usually held in USD, the national currency of United States. If you send money in a different currency gets converted at some point – by your bank, by UBS Financial Services Inc. or by a bank in between. Each conversion costs something.

Which bank converts the payment matters. Transferring the amount directly in USD often prevents a second conversion by UBS Financial Services Inc., provided the rate you get is fair.

The USD rate changes throughout the day and quotes are often valid only for a short time. For regular payments, a slightly better rate add up over time.

Before you send: check the UBS Financial Services Inc. code

The most reliable place for the correct BIC is paperwork issued by the bank. If the code you have differs from WEBRUS33 or WEBRUS33XXX, stop and ask: check with the recipient or with UBS Financial Services Inc. directly.

A wrong SWIFT code can cause delays, a payment being sent back or extra fees for investigation. Do not forget the account number: a mistake there is more difficult to correct than a wrong BIC.

Most online banking apps validate the format of an IBAN and some suggest the matching BIC – that confirms the format, not the owner. Some banks now compare the payee name against the account before you confirm. For a first payment, some people send a small test amount before sending the rest.

What a transfer from UBS Financial Services Inc. abroad really costs

A bank transfer abroad can cost more than the listed fee. Besides a fixed fee, correspondent or intermediary banks can take a cut, and if currencies are converted, the bank often uses a rate below the actual market rate.

That exchange rate margin tends to be the largest cost. A simple test: put the bank’s rate next to the mid-market rate for the same moment and work out the difference on your amount.

For many currency pairs, a specialist provider is less expensive than a bank. GoldexPay compares transfer providers next to each other so you can see what actually arrives before you commit. Using a transfer service does not mean leaving UBS Financial Services Inc. – you pay the provider from your own account.