United Overseas Bank LTD. SWIFT/BIC code

SWIFT/BIC code of United Overseas Bank LTD.

The short code UOVBUS6L and the full code UOVBUS6LXXX identify the same bank: United Overseas Bank LTD.. A SWIFT code tells every bank in the chain exactly which bank is meant to get the money, a bit like a postal address for banks. You will need it mostly when dealing with transfers between countries or a currency.

This page is meant to help people who sends money to an account at United Overseas Bank LTD.. A SWIFT code identifies an institution, not a specific account, which is why you always need the account number too.

US Dollar (USD) and conversion costs

The currency of United States is the US Dollar (USD). Money sent in a different currency will be exchanged into USD, and whoever converts it chooses the rate. Every conversion costs the amount – usually through the rate rather than a fee.

Where the conversion happens affects how much arrives. Often you pay less if you send USD directly via a transfer service that converts near the mid-market rate, so that the receiving bank does not need to convert again.

The rate for USD changes constantly, so the amount you see is usually only valid for a short time. If you pay regularly, small differences in the rate make a real difference over a year.

Before you send: check the United Overseas Bank LTD. code

The most reliable source for a SWIFT code is the bank details provided by the recipient: an invoice, a bank statement or their online banking. When the code you were given does not match UOVBUS6L or UOVBUS6LXXX, do not guess – contact the recipient or United Overseas Bank LTD..

An incorrect BIC can cause delays, a returned payment or extra fees along the way. Do not forget the IBAN: an error there can be more difficult to correct than a wrong BIC.

An automatic check by your bank merely confirms that the code is valid. If your bank offers it, a name check on the recipient adds extra certainty. For a first payment, many people start with a small amount first and wait for confirmation.

Incoming international payments to United Overseas Bank LTD.

Someone abroad who wants to pay you will ask for a few details about your account, and missing ones are a common cause of delays. The basics are: your name, IBAN or account number, UOVBUS6LXXX and, for some countries, your home address.

It helps to add United Overseas Bank LTD. and Los Angeles,ca as well, because some payment forms have separate fields for them. A typo in the IBAN is more trouble than you might think, so copy the details from your online banking.

Money from abroad will not always arrive for the full amount. Fees for incoming transfers differ from bank to bank – the price list of United Overseas Bank LTD. tells you what applies. For business payments, it is common to agree who bears the costs, so that nobody is left short.

Where our SWIFT data comes from

The details here come from publicly available data. Banks merge, close branches and change codes. The figures on this page reflect what is in our directory, not official figures from United Overseas Bank LTD..

See the information on this page as a handy check. GoldexPay is independent of United Overseas Bank LTD., we only compare transfer services. Found outdated information? Tell us via our contact form so we can correct it.

International transfers from United Overseas Bank LTD.: the real cost

An international bank payment costs rather more than the fee suggests. You pay the fee for the transfer itself, possibly charges from correspondent banks along the way and, most importantly, the exchange rate markup when the money is converted.

Banks do not list the margin on the rate as a cost, but you pay it all the same. An easy check: put the bank’s rate against the mid-market rate and work out the difference on your amount.

For many currency pairs, a specialist provider is cheaper than a bank – mostly thanks to the rate. Next time you send money, take a minute comparing what arrives via GoldexPay instead of going straight to your bank. Using a transfer service does not require closing your account at United Overseas Bank LTD.: you simply pay the service from your account.

Why United Overseas Bank LTD. has an 8- and an 11-character code

The layout of a BIC is always the same: a bank code of four letters, two for the country and two for the location, plus an optional branch code. Combined, those parts make up UOVBUS6L – the version you usually see online.

The full version has a three-character extension for a branch or department. If the last three are XXX, the code points to the head office.

Leave out spaces, dots when you type UOVBUS6L; the code is always written in one block. Pasting the code beats typing it by hand: a typo can point to another bank.

Choosing between the 2 SWIFT codes of United Overseas Bank LTD.

With 2 codes, United Overseas Bank LTD. is one of the banks that register individual codes for branches and departments. The main code is UOVBUS6LXXX.

Usually you do not need to look up a branch: transfers addressed to UOVBUS6LXXX reach United Overseas Bank LTD. without problems. Only use a branch code when the recipient explicitly asks for it.

Unsure which code to use? Ask the recipient, or look at a recent statement from United Overseas Bank LTD.. Codes can change over time.

Protect yourself against fake payment requests

Criminals regularly use fake invoices containing new bank details. That UOVBUS6L is a real code does not mean that the account is legitimate.

Verify new payment details via a separate channel. Urgency or secrecy tend to be warning signs. Acted too fast? Call your bank straight away and ask them to try to recall the payment and report the fraud.

People receiving money can be targeted as well: a classic trick is an overpayment followed by a request to refund the difference abroad. A screenshot of a transfer is no proof; only your own account shows what has arrived.

When will the money arrive at United Overseas Bank LTD.?

A SWIFT payment typically takes one to a few business days. Payments made late in the day or on weekends and holidays often go out the next business day. Sometimes a bank asks what the payment is for.

Many banks are connected to SWIFT gpi. Every gpi transfer gets a unique reference, the UETR, which your bank can use to see where the money is. Save your transfer receipt until the recipient confirms – you will need it for any trace request.

If a payment has not arrived after a few business days, the person who paid needs to contact their own bank rather than United Overseas Bank LTD.. Request from the sender the payment receipt.