Aia (Vietnam)Life Insurance Company Limited SWIFT/BIC code

SWIFT/BIC code of Aia (Vietnam)Life Insurance Company Limited

The short code AIACVNVX and the full code AIACVNVXXXX refer to the same bank: Aia (Vietnam)Life Insurance Company Limited. Banks worldwide use BIC codes to route international transfers to the correct bank. In practice you usually see the code on invoices from abroad, in your banking app and on the account details that Aia (Vietnam)Life Insurance Company Limited provides.

Further down we go through the practical side: money coming in from abroad, paying someone in another country and how to check a SWIFT code before you hit send. The SWIFT code on its own does not identify an individual account holder; that is what the account number or IBAN is for.

Watch out for payment fraud

A common scam goes like this: an email arrives with a message saying that a supplier now has a new bank account. A correct SWIFT code says nothing about who owns the account: scammers use real codes of real banks.

Verify new payment details through a separate channel, such as a phone number you already know. Pressure and requests to keep it quiet tend to be warning signs – a real supplier can wait a day. Acted too fast? Call your bank without delay and ask them to start a recall and report the fraud.

Recipients can be targeted as well: one known trick is a buyer who pays too much and then sends a request to refund the difference. Do not act before the money has really arrived – ask Aia (Vietnam)Life Insurance Company Limited if something looks wrong.

Transfer times and tracking a payment to Aia (Vietnam)Life Insurance Company Limited

There is no single answer: some arrive within a day, others take several business days. Transfers sent after the cut-off time or just before a weekend or public holiday usually start a business day later. Compliance checks by one of the banks can also add a delay, even when all details are correct.

A growing number of banks use SWIFT gpi. Every payment carries a unique reference, the UETR, which your bank can use to see where the money is. Keep the payment confirmation until the money has arrived – you will need it for any trace request.

A missing payment has to be investigated from the sending side. On the receiving end, you can check your account to see a slightly lower amount because fees can reduce the amount.

8 or 11 characters: AIACVNVX versus AIACVNVXXXX

The layout of a BIC is always the same: four characters for the institution, a two-letter country code and a two-character location code, sometimes followed by a branch code. Combined, these eight characters make up AIACVNVX, the code most people search for.

The 11-character version has a three-character extension for a branch or department. If the last three are XXX, the code points to the head office, so AIACVNVXXXX and AIACVNVX are interchangeable.

Enter the code in one piece, in upper case and without spaces, exactly as shown here. Pasting the code is safer than retyping it, because one wrong letter changes the bank.

Before you send: check the Aia (Vietnam)Life Insurance Company Limited code

The most reliable source for a SWIFT code is the recipient’s own bank details: an invoice, a bank statement or their online banking. Check it against AIACVNVX on this page.

Mistakes in the SWIFT code tend to be annoying more than fatal: often the payment comes back, minus fees. Remember the IBAN: an error there is harder to correct than a wrong BIC.

Most online banking apps validate the structure of an IBAN and sometimes look up the BIC automatically. Where available, a payee name check on the recipient gives extra certainty. For a first payment, many people start with a small test amount before sending the rest.

About this information

The codes here are taken from public sources that we update regularly. Even so, banks merge or retire codes. The number of codes on this page reflect what is in our directory.

For a payment that matters, always confirm the code with Aia (Vietnam)Life Insurance Company Limited or the recipient. GoldexPay is an independent comparison site for money transfers and not affiliated with Aia (Vietnam)Life Insurance Company Limited. If you notice a mistake, we appreciate a short note via the contact page.

What a transfer from Aia (Vietnam)Life Insurance Company Limited abroad really costs

What you pay for an international transfer is made up of several parts – not just the fee on your screen. On top of the transfer fee, correspondent or intermediary banks may deduct a fee, and when currencies are converted, the bank usually applies a rate that is less favourable than the actual market rate.

That exchange rate margin is often the biggest cost because it is hidden in the rate. Check the rate you are offered against the mid-market rate, the midpoint between buy and sell rates you see on financial sites; the gap is what conversion costs you.

For a lot of routes, a specialist provider is less expensive than a bank. On GoldexPay we compare the amount that arrives with different providers, which makes the cheapest option easy to spot. You can always keep your account at Aia (Vietnam)Life Insurance Company Limited; only the conversion and sending happen elsewhere.

Which of the 2 codes of Aia (Vietnam)Life Insurance Company Limited do you need?

Aia (Vietnam)Life Insurance Company Limited has 2 different SWIFT/BIC codes. One of them is the head office code, AIACVNVXXXX; the others belong to branches or departments, and sometimes internal departments.

Unless the recipient tells you otherwise, use AIACVNVXXXX or its short form AIACVNVX. When you receive a specific code, stick to it instead of swapping it for the head office code.

Not sure which code applies? Ask the recipient. Branch codes can change when banks reorganise, so do not rely on old paperwork.

Incoming international payments to Aia (Vietnam)Life Insurance Company Limited

To receive a transfer from abroad into your account at Aia (Vietnam)Life Insurance Company Limited, the person paying you needs more than the BIC. In practice that means: your name as registered with Aia (Vietnam)Life Insurance Company Limited, your IBAN or account number, the SWIFT/BIC code AIACVNVXXXX (or AIACVNVX) and sometimes your address.

You can add Aia (Vietnam)Life Insurance Company Limited and Ho Chi Minh City too. Check the details before you share them – a sender rarely spots a mistake in someone else’s details.

The amount you receive is often less than the amount sent. Charges on incoming payments vary from bank to bank – the price list of Aia (Vietnam)Life Insurance Company Limited tells you what applies. Agree with the sender who pays which costs before the money is sent.