Anz Bank(Vietnam) Limited SWIFT/BIC code

ANZBVNVX – the SWIFT/BIC code of Anz Bank(Vietnam) Limited

ANZBVNVX and ANZBVNVXXXX are two spellings of the same bank identifier, and both point to Anz Bank(Vietnam) Limited in Hanoi. The code does one job: it makes sure that an international payment ends up at the right bank. It comes up mainly for payments that cross a border and payments in foreign currencies.

On this page you can read what the code is put together, when you need it and what else you need for a transfer to or from Anz Bank(Vietnam) Limited. Remember that the BIC just identifies the bank, not the person: the IBAN or account number does that part.

Why Anz Bank(Vietnam) Limited has an 8- and an 11-character code

Every SWIFT/BIC code starts with an 8-character core: a four-letter bank code, a two-letter country code and two characters for the location. For Anz Bank(Vietnam) Limited, that core is ANZBVNVX.

XXX at the end of ANZBVNVXXXX does not stand for a placeholder or a mistake: it indicates the main office of Anz Bank(Vietnam) Limited. Some forms ask for 11 characters, in which case you can add XXX behind ANZBVNVX.

Leave out spaces when you enter ANZBVNVX or ANZBVNVXXXX. Watch for the letter O and the digit 0 or the letter I and the digit 1.

A note on our data

The codes on this page come from publicly available data that we update regularly. It can happen that information on this page is out of date. Figures such as the number of codes come from our directory.

Treat our data as a starting point, rather than as the final word. GoldexPay is an independent comparison site for money transfers and not affiliated with Anz Bank(Vietnam) Limited. Spotted an error? Let us know via our contact form.

Tracking a transfer to or from Anz Bank(Vietnam) Limited

How quickly a transfer arrives at Anz Bank(Vietnam) Limited is determined by several factors: which currency you send, the number of banks in between, cut-off times and time zones. Transfers sent late in the day or just before a weekend or public holiday often start a business day later. Occasionally a bank asks what the payment is for before releasing it.

A growing number of banks use SWIFT gpi. Each payment carries a unique reference, the UETR that banks can use to trace it. Money transfer services often show tracking in their app so you can see how far the payment has got.

A delayed transfer is traced by the sending bank on the basis of the transfer details. As a recipient, it helps to check your account to see a slightly lower amount.

Receiving money from abroad at Anz Bank(Vietnam) Limited

To receive a transfer from abroad into your account at Anz Bank(Vietnam) Limited, the person paying you has to have more than the BIC. Give them your name as the bank knows it, your account number or IBAN, SWIFT code ANZBVNVXXXX and your address, which some banks require.

Their bank might also ask for the address of your bank, in which case the Hanoi head office is the usual answer. A typo in your account number can be more trouble than it looks.

What lands in your account is often lower than what was sent. Charges on incoming payments differ from bank to bank. Agree with the sender who pays which costs.

Is ANZBVNVX still correct? How to check

The most reliable source for the BIC is the recipient’s own bank details. If the code you have does not match ANZBVNVX or ANZBVNVXXXX, stop and ask.

With a wrong code, the payment may be delayed, be returned or end up costing more, and tracing it can take weeks. A mistake in the IBAN or account number can be more serious, because the money may be credited to someone else.

A validity check in your banking app merely confirms that the code exists, not that it is the right account. Some banks now check the payee name with the account before you confirm – do not ignore a mismatch warning. Sending a small amount first can be a sensible step for large sums, even if it costs an extra fee.

Anz Bank(Vietnam) Limited: head office code versus branch codes

Our directory lists 2 SWIFT/BIC codes for Anz Bank(Vietnam) Limited in 2 cities. Besides the head office code ANZBVNVXXXX, there are codes for branches, departments or specific services.

For most incoming transfers, the head office code ANZBVNVXXXX is what you need. If you have been given a branch code, stick to it rather than replacing it with the head office code.

When in doubt, ask the person you are paying for the exact BIC in their bank details. Codes are sometimes changed or retired when banks reorganise, so a code from an old document is not always valid.

What a transfer from Anz Bank(Vietnam) Limited abroad really costs

A bank transfer abroad can cost rather more than the fee suggests. Besides the transfer fee, correspondent or intermediary banks may deduct a fee, and when currencies are converted the bank usually uses a rate that is less favourable than the real market rate.

The real cost is often in the rate: many banks convert using an exchange rate with a margin built in. A simple test: set the bank’s rate against the mid-market rate for the same moment and look at the difference.

Money transfer services often use a rate near the mid-market rate. GoldexPay lists these services side by side, showing what actually arrives before you commit. You can still use your account at Anz Bank(Vietnam) Limited; only the conversion and sending happen elsewhere.

Protect yourself against fake payment requests

Stay wary if a contact unexpectedly wants you to send money to another account abroad. The fact that ANZBVNVX exists is no guarantee that the account is genuine.

Check new bank details via a separate channel. Watch out for time pressure, unusual wording or an email address that differs by one letter. Already paid? Contact your bank without delay and have them start a recall; also report it to the police.

Fraud can also work the other way. Someone sends too much and wants you to return the extra. A payment confirmation from the sender is no proof.