United Overseas Bank LTD. SWIFT/BIC code

UOVBVNVX – the SWIFT/BIC code of United Overseas Bank LTD.

UOVBVNVX and UOVBVNVXXXX are two ways of writing the same bank identifier, and both lead to United Overseas Bank LTD. in Ho Chi Minh City. Every bank on the SWIFT network uses BIC codes to route payments between countries to the correct bank. You will need it mainly for transfers between countries or a currency.

This page is meant to help anyone who receives money at an account at United Overseas Bank LTD.. Keep in mind that the BIC just identifies the bank, not the account: the IBAN or account number does that part.

Verifying the SWIFT code of United Overseas Bank LTD.

Have the recipient copy their account details directly from a recent statement. Check it with UOVBVNVX on this page.

Errors in the SWIFT code are annoying more than fatal – usually the money comes back, minus fees and time lost. A mistake in the IBAN or account number can be more serious because it can reach the wrong person.

An automatic check by your bank merely tells you that the IBAN is valid, not that it is the right account. Some banks now compare the name against the account; take any warning seriously. For a first payment, some people send a small test amount before sending the rest.

Incoming international payments to United Overseas Bank LTD.

To receive an international payment into your account at United Overseas Bank LTD., the sender needs more than the SWIFT code. That means: your name exactly as it appears on the account, your account number or IBAN, the BIC UOVBVNVXXXX (or UOVBVNVX) and sometimes your postal address.

You can add United Overseas Bank LTD. and Ho Chi Minh City too, since some forms ask for it. A mistake in your account number is harder to fix than it looks, so copy the details from your online banking.

Expect that the incoming amount is smaller than what the sender paid. Fees for incoming transfers vary per bank – the price list of United Overseas Bank LTD. tells you what applies. Make clear with the sender who covers the fees, especially for larger amounts.

About this information

We gather SWIFT/BIC codes from public sources and update them regularly. Institutions merge, close branches and retire codes. Counts and locations are from our own dataset and are not confirmed by United Overseas Bank LTD..

See the information on this page as a handy check. GoldexPay is independent of United Overseas Bank LTD.. Should you notice a mistake, we appreciate a short note.

Why United Overseas Bank LTD. has an 8- and an 11-character code

The layout of every SWIFT code never changes: four characters for the institution, two for the country and a two-character location code. That gives you UOVBVNVX.

The long version has a three-character extension that identify a branch or department. When those three characters are XXX, they simply mean the head office, which is why UOVBVNVXXXX and UOVBVNVX lead to the same place.

Do not add spaces or dashes when you type UOVBVNVX; the code is always written in one block. Pasting the code is safer than typing it by hand.

Paying someone abroad from your United Overseas Bank LTD. account

What you pay for a payment abroad is made up of more than one component, and the transfer fee is only the most visible one. Besides a fixed fee, banks in between can take a cut, and when the money changes currency the bank often applies a rate below the actual market rate.

That exchange rate margin is often the biggest item because it is hidden in the rate. Check the rate you are offered against the mid-market rate; the gap is what conversion costs you.

Specialised transfer providers often offer a rate near the mid-market rate and lower fees. Next time you send money, it is worth comparing the total cost on GoldexPay instead of going straight to your bank. Using a transfer service does not require closing your account at United Overseas Bank LTD..

Protect yourself against fake payment requests

A common scam works like this: you receive a message saying that a contact has a new bank account. A correct SWIFT code says nothing about whether the request is genuine: scammers use real codes of real banks.

Do not rely on contact details in the same message that contains the new account. Urgency or secrecy tend to be warning signs. Already paid? Call your bank straight away and ask them to start a recall.

Scams can also work the other way: someone claims to have sent too much and asks you to refund the difference via a different route. Do not act before the money is actually in your account and check with United Overseas Bank LTD. if anything seems off.

Tracking a transfer to or from United Overseas Bank LTD.

An international transfer usually needs one to a few business days. Bank holidays in either country add extra days to the journey. Sometimes a bank asks about the purpose of a payment.

When a payment takes longer than expected, contact the sending bank for the status and the transaction reference; with that reference banks can see where the payment is. Save the payment confirmation until the recipient confirms.

If the money does not arrive within the expected time, the sender needs to contact their own bank. As a recipient, it helps to check your account for a slightly lower amount, since fees may have been deducted.

Choosing between the 2 SWIFT codes of United Overseas Bank LTD.

We have 2 SWIFT/BIC codes for United Overseas Bank LTD., spread over 1 locations. Besides the head office code UOVBVNVXXXX, you will find codes for branches, departments or specific services.

For the vast majority of incoming transfers, the head office code UOVBVNVXXXX is the right choice. Branch codes are only needed when the recipient’s bank specifically mentions it.

Unsure which code applies? Check with the recipient or the bank itself. Branch codes are more likely to be retired than the head office code.