SOL to XRP

The SOL/XRP exchange rate explained

This page tracks the rate for Solana (SOL) and XRP (XRP), together with the prices that banks, money apps and exchanges actually ask. At the latest update on October 31, 2026, one SOL is worth 76.8560 XRP, and 1 XRP comes to 0.013011 SOL.

The figure at the top is the mid-market rate. It sits exactly halfway between what wholesale traders pay for SOL and what they ask for it. Think of it as the cleanest reference you can get: nobody earns anything on it directly, and that is why few consumer services pass it on unchanged.

What you actually receive depends on two things: the gap between the provider’s rate and the mid-market rate and any fixed or percentage fee. In the sections below we take those costs apart, put them side by side and give concrete ways to get closer to the mid-market rate when you swap Solana for XRP.

What 10.0000 SOL gets you in XRP

Let’s use a transfer of 10.0000 SOL. At the mid-market rate of 76.8560, you can work out the upper limit of what the recipient could get. In reality every provider keeps something, because margins and fees come off first.

Looking at all 20 providers we track, Crypto.com delivered the most, with 767.5996 XRP in the end. The difference between that figure and the mid-market amount is what the conversion actually cost you.

Keep in mind that a different amount can produce a different winner. Fixed fees weigh heavily on small sums, while the margin in the rate becomes the bigger cost on larger transfers. Try your actual amount in the calculator above for a ranking that fits your situation.

How our SOL/XRP comparison works

Every calculation begins with the mid-market rate of 76.8560. Each provider’s published fee and markup are applied on top, to calculate what actually arrives in XRP. The comparison covers 20 providers, ranked from most to least received.

We update the rates every 30 minutes, so the page reflects the market of October 31, 2026. The final price is always set by the provider itself, and it can differ slightly from our calculation, especially when markets are busy.

No bank, app or exchange owns GoldexPay. Some links on this page are affiliate links, which help pay for the site. That never changes the ranking: providers are sorted purely by how much XRP the recipient gets.

Getting the most XRP for your SOL

Judge on what arrives, not on what is advertised. A provider with a low fee can still be expensive when the margin is high. The fairest figure to compare is the XRP amount after every cost, and that already includes both the markup and the fee.

If you pay or withdraw cash in a XRP country, a terminal may offer to charge you in your home currency. The trade name for this is dynamic currency conversion. It tends to be among the most expensive ways to convert. Pick the local currency and let your own card provider do the conversion.

Timing plays a role too. Some providers widen their margin at weekends, when currency markets are closed. When there is no deadline, you can set a target rate and let the provider convert only when it is reached. It saves you from checking the rate every day, but the target may never be reached.

Also check how you fund the transfer. Paying by credit card can trigger extra charges, and funding by bank transfer tends to keep costs down. Bundling smaller transfers means fixed charges hit you fewer times.

Safety checks before you convert SOL to XRP

Check the provider’s licence first. Look for authorisation from the FCA in the UK or the financial regulator in your own country. Licensed payment firms must keep customer money separate from their own and that offers protection if the company fails.

Check names and account details twice. Mistakes are rarely fixed quickly with transfers abroad. Watch out for pressure, urgency or a last-minute change of account details: confirm by phone using a number you already know.

Larger transfers often come with additional questions. Providers may ask for proof of where the money comes from, like a statement or a sales contract. Some services offer better rates or a personal contact for larger transfers. A rate lock, where offered, removes uncertainty while the money is on its way.

Converting SOL to XRP as a crypto pair

Crypto prices differ from platform to platform. On an exchange with an order book, you pay the difference between bid and ask, and a commission per trade. Simple broker apps often show one price that has the cost baked in.

If you withdraw coins to a wallet, there is a separate network charge. That fee does not depend on the amount, so it weighs more on small transactions. Make sure the sending and receiving side use the same network: coins sent over the wrong network can be lost.

Crypto prices can move sharply within minutes. Quoted prices tend to expire quickly, and big orders can fill at a worse price than shown. The rate on this page is a reference point, not a guaranteed price.

Custody is another point to consider. Coins kept on an exchange are held by that exchange, while a personal wallet puts the responsibility, and the risk of losing access, on you. Look for registration with a financial supervisor before you deposit.

How providers price SOL to XRP

Most providers do not convert at the mid-market rate as such. They shift the rate in their own favour and earn on the difference. People call this the spread. A markup of 2%, for example, means that for every 100 SOL you convert, about 2 SOL worth disappears before the money arrives.

Besides the hidden margin, most banks ask for a separate fee. This is usually a flat charge per payment, a share of what you send or a mix of both. On classic bank transfers abroad extra deductions can follow, and those only show up at the end.

Be wary of anything sold as commission-free. The cost often sits in the rate instead. The reliable test is how much XRP the recipient ends up with for an identical SOL amount, and the comparison table on this page is ranked on exactly that.

One year of SOL to XRP

Over the past twelve months, the price of SOL in XRP moved by +1.62%. In that period the rate peaked at 81.8026 XRP for one SOL, while the bottom of the range was 56.7326. Today’s rate of 76.8560 can be measured against those two levels.

The distance between the high and the low is a useful reminder of how far the rate can travel. For a bigger amount, timing has a visible effect on the outcome, sometimes more than the choice of provider.

Rates are pushed around by news, economic data and supply and demand on the market. These figures describe the past and say nothing about what comes next. If you are waiting for a particular level, it is more practical to set an alert than to guess.