Banco Arbi S/A SWIFT/BIC code

What ARBBBRS1 means for a payment to Banco Arbi S/A

ARBBBRS1 and ARBBBRS1XXX are the short and the long form of the same SWIFT/BIC code, and both point to Banco Arbi S/A in Rio de Janeiro. A SWIFT code shows the banks handling a payment exactly which bank is meant to get the money, a bit like a postal address for banks. It comes up mostly when dealing with payments that cross a border.

Below we go through the practical side: money coming in from abroad, sending money abroad and how to verify the code before you hit send. The SWIFT code alone cannot identify a personal account; for that you need the IBAN or account number .

Sending money abroad from Banco Arbi S/A

When you send money to another country via Banco Arbi S/A, the fee you see is rarely all of the cost. You pay the fee for the transfer itself, sometimes fees charged by intermediary banks along the way and, above all, the margin on the exchange rate if the currency changes.

Many banks do not list the margin on the rate separately, but you pay it all the same. Compare their rate against the mid-market rate – the rate you find on financial news sites.

For many routes, a specialist provider is less expensive than a traditional bank transfer, mainly because of the exchange rate. GoldexPay compares transfer providers next to each other so you can see what actually arrives before you commit. You can always use your account at Banco Arbi S/A as the source of the money, while a cheaper service handles the conversion.

Incoming international payments to Banco Arbi S/A

A sender in another country needs a few details from you. Share the account holder’s name, your account number or IBAN, SWIFT code ARBBBRS1XXX and your address, which some banks require.

The sender’s bank may also ask for the bank address of Banco Arbi S/A; the head office in Rio de Janeiro is usually fine. A typo in the IBAN can be harder to fix than it looks, so copy the details from your online banking.

Money from abroad does not always arrive for the full amount. Fees for incoming transfers differ from bank to bank. Make clear with the sender who covers the fees, especially for larger amounts.

The Brazilian Real and what conversion costs you

The currency in Brazil is the Brazilian Real (BRL). If you send money in a different currency has to be converted at some point – by your bank, by Banco Arbi S/A or by a bank in between. Every conversion costs the amount.

Who does the conversion has an effect on the final amount, since every bank sets its own rate. Often you pay less to send BRL directly via a provider that converts near the mid-market rate rather than letting the receiving bank convert.

Exchange rates change during the day – some services let you fix a rate in advance. For recurring payments, a slightly better rate add up over a year.

Verifying the SWIFT code of Banco Arbi S/A

Have the recipient copy the account details directly from a recent statement. When the code you were given does not match ARBBBRS1 or ARBBBRS1XXX, do not guess: check with the recipient or with Banco Arbi S/A directly.

Mistakes in the BIC tend to be annoying more than fatal. An error in the account number is a bigger problem; check it just as carefully.

A format check in your banking app merely confirms that the IBAN exists. If your bank offers it, a name check on the recipient adds an extra layer of safety. Sending a small amount first can be worth it for large sums despite the extra fee.

What the XXX in ARBBBRS1XXX means

The layout of a BIC is always the same: four characters for the institution, a two-letter country code and two for the location, sometimes followed by a branch code. In this case, the 8-character core is ARBBBRS1.

XXX at the end of ARBBBRS1XXX is not a missing value or an error: it stands for the head office of Banco Arbi S/A. Some forms ask for 11 characters, and then you simply enter XXX behind ARBBBRS1.

Do not add spaces or dashes when you type ARBBBRS1 or ARBBBRS1XXX. A single character can send a payment to a different institution, so copy it carefully.

Which of the 3 codes of Banco Arbi S/A do you need?

We have 3 SWIFT/BIC codes for Banco Arbi S/A. Next to the head office code ARBBBRS1XXX, you will find codes for regional offices and specialised units.

Usually there is no need to look up a branch: transfers sent to ARBBBRS1XXX are routed within Banco Arbi S/A without problems. Just use a branch code when the recipient explicitly asks for it.

The safest approach is to copy the code straight from the recipient’s statement. Branch codes are more prone to change than the head office code.

When will the money arrive at Banco Arbi S/A?

A SWIFT payment typically takes anywhere from one to several business days. Bank holidays in the sending or receiving country can add extra days, since banks do not process on those days. Sometimes a bank asks what the payment is for before releasing it.

When a payment takes longer than expected, contact your bank about the status so they can trace it along the chain. Save your transfer receipt until the money has arrived; it contains the details a bank needs to start a trace.

If a payment has not arrived after a few business days, the person who paid should contact their own bank rather than Banco Arbi S/A. Ask the sender for a copy of the payment confirmation.

About this information

The directory on GoldexPay is compiled from public sources. Still, banks merge, rename themselves or change codes, so information can be out of date. Counts and locations are from our own dataset.

Before a payment of any size, check the code with Banco Arbi S/A or the recipient. GoldexPay is a comparison service for money transfers and not affiliated with Banco Arbi S/A. Spotted outdated information? Let us know via our contact form.

Changed bank details? Be careful

Fraudsters regularly use fake invoices with new bank details. A real SWIFT code tells you nothing about who owns the account: scammers use real codes of real banks.

Before paying, confirm changed bank details through a phone call on a number you know, not one from the message. Urgency or secrecy are warning signs; a genuine business can wait for you to check. Acted too fast? Call your bank without delay and ask them to try to recall the payment; also report it to the police.

Fraud also work the other way: someone sends too much and asks you to refund the extra. A payment confirmation from the sender is no proof.