Banco do Brasil S.A. SWIFT/BIC code

BRASBRRJ – the SWIFT/BIC code of Banco do Brasil S.A.

The short code BRASBRRJ and the 11-character code BRASBRRJXXX refer to one and the same institution: Banco do Brasil S.A.. A SWIFT code tells every bank in the chain exactly which bank should receive the money, a bit like a postal address for banks. In daily life you usually see it on invoices from abroad, in payment forms and in the bank details of Banco do Brasil S.A. customers.

Further down you will find the practical questions: money coming in from abroad, sending money abroad and how to verify the code before you confirm a payment. The SWIFT code on its own does not identify a personal account; that is what the IBAN or account number .

About this information

Our SWIFT/BIC directory draws on public sources. Even so, banks merge or retire codes. Counts and locations come from our own dataset and are not confirmed by Banco do Brasil S.A..

See the information on this page as a handy check and rely on the recipient or Banco do Brasil S.A. for the final confirmation. GoldexPay is an independent comparison site and not part of Banco do Brasil S.A.. If you notice a mistake, we appreciate a short note via the contact page.

Tracking a transfer to or from Banco do Brasil S.A.

How quickly a payment reaches Banco do Brasil S.A. is determined by a few things: the currency, how many intermediary banks are involved, daily processing deadlines and time zones. Transfers sent after the cut-off time or just before a weekend or public holiday usually go out a business day later. Compliance checks on larger or unusual payments may also cause some delay, even when all details are correct.

A growing number of banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Every gpi transfer carries a unique reference, the UETR. Money transfer services usually provide tracking online showing how far the money has got.

A missing payment is investigated from the sending side. Request from the sender the payment receipt including the reference; that often settles the question quickly.

What to give a sender who pays you at Banco do Brasil S.A.

For an international payment at Banco do Brasil S.A., the person paying you needs more than the BIC. That means: your name as registered with Banco do Brasil S.A., your IBAN or account number, the SWIFT/BIC code BRASBRRJXXX and, often, your address.

Certain sending banks want the address of Banco do Brasil S.A. in Brasilia. Check the details before you send them, because the sender’s bank usually copies them as is.

Do not be surprised if the incoming amount is smaller than the amount on the sender’s receipt. Charges on incoming payments vary per bank. Agree with the sender who pays which costs, especially for larger amounts.

Sending BRL to Banco do Brasil S.A.

The currency in Brazil is the Brazilian Real (BRL). When you pay another currency gets converted somewhere along the way – by your bank, by Banco do Brasil S.A. or by a bank in between. There is rarely a separate line for the conversion.

Who does the conversion has an effect on how much arrives, since every bank sets its own rate. Sending the amount already in BRL usually avoids an extra conversion by Banco do Brasil S.A..

Rates for BRL change during the day. With bigger transfers, even seemingly small gap in the rate adds up quickly.

Sending money abroad from Banco do Brasil S.A.

If you send money to another country via Banco do Brasil S.A., the fee you see is only part of what you pay. Besides the transfer fee, banks in between can take a cut, and when the money changes currency the bank often uses a rate below the actual market rate.

Banks do not list their exchange rate markup as a cost, but you pay it all the same. Compare their rate against the mid-market rate – the rate you find on financial news sites. The difference is your real conversion cost.

For a lot of currency pairs, a transfer service turns out to be less expensive than a traditional bank transfer – mostly thanks to the rate. Next time you send money, it is worth to compare what arrives on GoldexPay rather than accepting the bank’s rate by default. You can still use your account at Banco do Brasil S.A. to fund the transfer, while a cheaper service handles the conversion.

8 or 11 characters: BRASBRRJ versus BRASBRRJXXX

Every SWIFT/BIC code has an 8-character core: a four-letter bank code, a two-letter country code and two characters for the location. Combined, those parts make up BRASBRRJ.

The full version has three more characters for a branch or department. When those three characters are XXX, they simply mean the head office, which is why BRASBRRJXXX and BRASBRRJ lead to the same place.

Do not add spaces, dots when you enter BRASBRRJ or BRASBRRJXXX. A wrong letter can send the money to another bank, so check it twice.

Banco do Brasil S.A.: head office code versus branch codes

With 22 codes in 11 locations, Banco do Brasil S.A. belongs to the banks that use separate codes for parts of the organisation. The main code is BRASBRRJXXX.

In most cases you do not need to look up a branch: transfers addressed to BRASBRRJXXX reach Banco do Brasil S.A. without problems. Just use a branch code when the account holder gives you that exact code.

If you are not sure, check with the recipient for the exact BIC in their bank details. Branch codes are more likely to change than the head office code when a bank merges or closes offices.

Protect yourself against fake payment requests

Criminals regularly send fake invoices containing new bank details sent from what looks like a familiar address. A real SWIFT code says nothing about who owns the account – scammers simply use real codes.

Check changed bank details via a different channel, never via the email that asked for the change. Urgency or requests to keep it quiet are warning signs – a real supplier can wait a day. If a payment has already gone to a fraudster, contact your bank immediately – speed improves the chance of getting it back.

People receiving money can be targeted as well: a classic trick is an overpayment followed by a request to send back the difference to another account. A screenshot of a transfer is no proof – check your own account.

Is BRASBRRJ still correct? How to check

Ask the recipient to copy the bank details straight from a recent statement. If the code you have differs from BRASBRRJ or BRASBRRJXXX, do not guess.

Errors in the SWIFT code are costly more than fatal. A mistake in the IBAN or account number is a bigger problem, because the money may be credited to someone else.

Most online banking apps check the format of IBANs and sometimes look up the BIC automatically. Where available, a payee name check before sending adds extra certainty. When you pay someone new, some people send a small test amount and wait for confirmation.