Banco do Nordeste do Brasil S/A SWIFT/BIC code

Banco do Nordeste do Brasil S/A SWIFT code: BNBRBRCF

BNBRBRCF and BNBRBRCFXXX are two spellings of the same SWIFT/BIC code, and both point to Banco do Nordeste do Brasil S/A in Fortaleza. A SWIFT code tells every bank in the chain which institution is meant to get the money, a bit like a postal address for banks. It comes up mostly when dealing with transfers between countries or a currency.

On this page you will find what the code means, when you need it and which other details a transfer to or from Banco do Nordeste do Brasil S/A requires. Remember that the BIC only identifies the bank, not the person: the account number or IBAN does that part.

Receiving money from abroad at Banco do Nordeste do Brasil S/A

For an international payment into your account at Banco do Nordeste do Brasil S/A, the person paying you needs more than the BIC. In practice that means: your full name exactly as it appears on the account, your IBAN or account number, the BIC BNBRBRCFXXX (or BNBRBRCF) and usually your postal address.

The sender’s bank might request the address of your bank; the head office in Fortaleza is usually fine. Check the details before you share them.

An incoming payment does not always arrive for the full amount. Intermediary banks may deduct a fee, Banco do Nordeste do Brasil S/A may charge for incoming payments, and if the currency changes, a markup on the rate comes on top. For business payments, you can agree who bears the costs, so that nobody is left short.

8 or 11 characters: BNBRBRCF versus BNBRBRCFXXX

The structure of a BIC never changes: a bank code of four letters, two for the country and a two-character location code, sometimes followed by a branch code. The result is BNBRBRCF, the short form of the code.

Many banks and apps accept both lengths. If a form asks for eleven characters, use BNBRBRCFXXX; if it wants eight, use BNBRBRCF.

Enter the code as one block, in upper case and without spaces, exactly as shown here. Watch for O versus 0 or the letter I and the digit 1, a common source of typos.

Transfer times and tracking a payment to Banco do Nordeste do Brasil S/A

An international transfer usually takes anywhere from one to several business days – it depends on currency, route and the banks in between. Weekends and public holidays in either country can add extra days, since banks do not process on those days. Occasionally a bank wants to know what the payment is for, which can hold things up.

If a transfer is delayed, contact the sending bank for the status; with that reference banks can see where the payment is. Money transfer services usually provide tracking in their app so you can see where the money has got.

The bank that sent the money is able to request a trace or a recall. On the receiving end, it helps to look at your statements to see a partial amount, since fees may have been deducted.

Watch out for payment fraud

Be alert when someone suddenly asks you to pay into another account or a bank in another country. A correct SWIFT code says nothing about whether the request is genuine.

Do not rely on contact details in the same message that contains the new account. Urgency and requests to keep it quiet are warning signs – a real supplier can wait a day. If a payment was sent to a fraudster, call your bank right away.

Scams can also target the receiver. Someone claims to have sent more than agreed and asks you to refund the difference to a new account. A screenshot of a transfer proves nothing – check your own account.

Where our SWIFT data comes from

We collect bank codes from publicly available data and check them from time to time. Banks reorganise, change names and retire codes. Figures such as the number of codes come from our directory and may differ from what Banco do Nordeste do Brasil S/A publishes.

Treat the information on this page as a helpful check. We are an independent comparison service and not affiliated with Banco do Nordeste do Brasil S/A. Should you notice something that is out of date, we appreciate a message.

Which of the 9 codes of Banco do Nordeste do Brasil S/A do you need?

We have 9 SWIFT/BIC codes for Banco do Nordeste do Brasil S/A. Next to the head office code BNBRBRCFXXX, there are codes for branches, departments or specific services.

If nobody asks you for a branch code, go with BNBRBRCFXXX. A branch code only makes sense when the account holder explicitly asks for it, which is more common for corporate accounts and trade services.

Not sure which code to use? Ask the recipient. Branch codes are more likely to be retired than BNBRBRCFXXX when a bank merges or closes offices.

Verifying the SWIFT code of Banco do Nordeste do Brasil S/A

The best place to find the correct BIC remains a document from the bank itself. If the code you have does not match BNBRBRCF or BNBRBRCFXXX, do not guess – contact the recipient or Banco do Nordeste do Brasil S/A.

If the code is wrong, the payment might get stuck, bounce back or end up costing more. An error in the IBAN or account number can be a bigger problem, because the money may be credited to someone else, so check that just as carefully.

Most online banking apps validate the structure of IBANs and sometimes look up the BIC automatically – that confirms the format, not the owner. Some banks now check the name against the account before you confirm – do not ignore a mismatch warning. When you pay someone new, many people start with a small test amount.

Sending money abroad from Banco do Nordeste do Brasil S/A

What you pay for an international transfer is made up of several parts. There is the transfer fee, sometimes charges from correspondent banks along the way and, above all, the margin on the exchange rate when the money is converted.

The real cost is often in the rate: many banks convert using an exchange rate with a margin built in. An easy check: set the rate you get next to the mid-market rate and work out the difference on your amount.

Specialist money transfer services often use rates closer to the mid-market rate and lower fees. Next time you send money, it is worth comparing what arrives via GoldexPay rather than accepting the bank’s rate by default. You can always use your account at Banco do Nordeste do Brasil S/A, while a cheaper service handles the conversion.

Brazilian Real (BRL) and conversion costs

Accounts at Banco do Nordeste do Brasil S/A are typically held in BRL, the national currency. If you send money in a different currency gets converted at some point – by your bank, by Banco do Nordeste do Brasil S/A or by a bank in between. Each conversion costs something, even when no fee is shown.

Where the conversion happens has an effect on the final amount, as rates and margins differ per bank. Often you pay less to send BRL straight away through a provider with a good rate, so that the receiving bank does not need to convert again.

Exchange rates move during the day – some services let you fix a rate in advance. For regular payments, a slightly better rate make a real difference over a year.