Tdc A/S SWIFT/BIC code

Tdc A/S SWIFT code: TDCTDKK1

If an invoice shows TDCTDKK1 or TDCTDKK1XXX, it is the same address for Tdc A/S in Denmark. A SWIFT code shows the banks handling a payment which institution is meant to get the money. It comes up mainly when dealing with transfers between countries and payments in foreign currencies.

Below we go through the practical questions: receiving money at Tdc A/S, sending money abroad and how to check the code before you hit send. A SWIFT code names an institution, never a single account.

Scams that use SWIFT codes

Stay wary if someone suddenly wants you to send money to a different account or a bank in another country. A valid SWIFT code tells you nothing about whether the request is genuine.

Before paying, confirm changed bank details by phone. Urgency or secrecy are warning signs – a real supplier can wait a day. Acted too fast? Call the bank you paid from without delay and ask them to start a recall and report the fraud.

Recipients are targeted too: one known trick is a buyer who pays too much and then sends a request to send back the difference. Wait until the money is actually in your account – ask Tdc A/S if something looks wrong.

Getting paid from abroad into a Tdc A/S account

To receive a transfer from abroad into your account at Tdc A/S, the sender has to have not just the BIC. That means: your full name exactly as it appears on the account, your account number or IBAN, the SWIFT/BIC code TDCTDKK1XXX (or TDCTDKK1) and sometimes your postal address.

It helps to include Tdc A/S and Copenhagen too, because some payment forms have separate fields for them. Check every detail before you send them – a sender rarely spots a mistake in someone else’s details.

Expect that the incoming amount is below the amount on the sender’s receipt. Fees for incoming transfers vary per bank. Make clear with the sender who pays which costs before the money is sent.

Choosing between the 3 SWIFT codes of Tdc A/S

Tdc A/S uses 3 different SWIFT/BIC codes across 1 locations. Only one is the head office code, TDCTDKK1XXX; the rest identify branches or departments.

If nobody asks you for a branch code, go with TDCTDKK1XXX. Just use a branch code when the account holder explicitly asks for it.

When in doubt, check with the recipient for the exact BIC in their bank details. Codes can change over time.

Paying into Tdc A/S in DKK

Denmark pays in the Danish Krone, code DKK. A payment in a foreign currency is exchanged into DKK before it reaches the account. Every conversion eats into the amount, even when no fee is shown.

Which bank converts the payment makes a difference, because each party uses its own rate. Often it is cheaper if you send DKK directly through a transfer service with a good rate.

Rates for DKK change during the day. If you pay regularly, a slightly better rate make a real difference over a year.

How long does an international transfer to Tdc A/S take?

How fast a payment arrives at Tdc A/S depends on several factors: which currency you send, the number of banks in between, daily processing deadlines and differences in time zone. Transfers sent after the cut-off time or on weekends and holidays often go out a business day later. Occasionally a bank wants to know what the payment is for.

When a payment takes longer than expected, ask your bank for the status; with that reference banks can see where the payment is. Specialist transfer services often show a status in their app so you can see how far the money has got.

If the money does not arrive within the expected time, the person who paid needs to contact their own bank. On the receiving end, you can check your account to see a slightly lower amount because fees can reduce the amount.

TDCTDKK1 or TDCTDKK1XXX – which one to use?

Each SWIFT/BIC code starts with the same eight core characters: a four-letter bank code, a two-letter country code and two characters for the location. For Tdc A/S, that core is TDCTDKK1.

XXX at the end of TDCTDKK1XXX does not stand for a missing value or a mistake: it stands for the head office of Tdc A/S. Some forms ask for 11 characters, and then you can add XXX behind TDCTDKK1.

Type the code in one piece, in upper case and without spaces. Copying the code beats typing it by hand, because one wrong letter changes the bank.

Paying Tdc A/S in euros within SEPA

Denmark is part of the Single Euro Payments Area (SEPA), where euro transfers follow common rules. For a regular euro transfer within SEPA, you normally only need the IBAN.

Outside the euro and for senders outside SEPA, TDCTDKK1XXX remains part of the payment details. A few banks and apps also ask for the BIC out of habit; in that case, fill in TDCTDKK1.

Instant euro transfers are increasingly available within SEPA. Fees for SEPA transfers are generally low, as long as no currency conversion is involved.

Is TDCTDKK1 still correct? How to check

The safest source for a SWIFT code is the bank details provided by the recipient. Compare that code with TDCTDKK1 on this page; if they differ, ask before you pay.

If the code is wrong, the transfer may get stuck, be returned or end up costing more – sometimes after weeks of searching. Remember the account number: a mistake there is more difficult to undo than a wrong BIC.

A validity check in your banking app only tells you that the code is valid, not that it is the right account. If your bank offers it, a name check on the recipient adds an extra layer of safety. For a first payment, some people start with a small test amount before sending the rest.

How up to date is this code?

The details on this page are taken from publicly available data which we refresh regularly. Even so, banks merge, rename themselves or change codes and our data may lag behind. The figures we show reflect what is in our directory and not on information from Tdc A/S itself.

For any payment of any size, always confirm the code with the recipient’s bank or the recipient. GoldexPay is a comparison site for money transfers and not affiliated with Tdc A/S. Found an error? Let us know through the contact page and we will look into it.

What a transfer from Tdc A/S abroad really costs

The price of a payment abroad has several parts – not just the fee on your screen. There is the transfer fee, sometimes charges from correspondent banks along the way and, above all, the exchange rate markup.

Many banks rarely show their exchange rate markup as a cost – you only notice it if you compare. An easy check: put the rate you get against the mid-market rate for the same moment and look at the difference.

Specialist money transfer services often use rates closer to the mid-market rate and lower fees. GoldexPay compares transfer providers side by side, showing the amount the recipient gets. You can always keep your account at Tdc A/S as the source of the money.