SWIFT/BIC codes in France: banks starting with A
2,801 banks and financial institutions in France with 4,924 SWIFT/BIC codes in total.
How a SWIFT/BIC code from France is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- PLFI Bank code
- 4 letters that identify the bank.
- FR Country code
- 2 letters for the country (ISO 3166).
- P1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
France: banks and their SWIFT/BIC codes
Our directory covers 2801 banks and other institutions in France and 4924 SWIFT/BIC codes between them. A BIC tells the banks handling a transfer exactly which bank should receive an international payment.
Search for the bank you need below and open its page to see all codes we have and what else a transfer requires. Further down you can read how a code from France is put together, how to send money to France without overpaying and what to check before you pay.
How reliable is this list?
The most reliable source for a SWIFT code is the recipient’s own bank details. A wrong code can cause delays, a payment being sent back or additional charges.
The directory on GoldexPay is compiled from public sources. Even so, banks merge, rename themselves or retire codes and our data may lag behind. For any payment of any size, check the code with the recipient’s bank. GoldexPay is not a bank and has no link to the banks in this list.
Fraudsters regularly send fake invoices with changed bank details. Always confirm a change of bank details by phone on a number you know.
Filter: banks in France with :letter
This page shows only banks in France whose name starts with :letter in alphabetical order. The totals mentioned above always refer to the whole country and not only this selection.
If a bank is missing under :letter, check the full list – the registered name can differ from the name people use. The complete list remains one click away when you cannot find the bank here.
The Euro (EUR) and conversion costs
France pays in the Euro. A payment in a foreign currency will be converted into EUR, and whoever converts it chooses the rate.
Who converts the payment makes a difference. Check what EUR arrives via different services; the difference between options can be larger than you expect. With bigger transfers, even a small gap in the rate can be worth more than the fee.
Paying in euros to France
France is part of the Single Euro Payments Area (SEPA), the zone for uniform euro payments. When you send euros within SEPA, the IBAN is usually enough; many banks no longer ask for the BIC.
You still need the BIC when sending non-euro payments or money from outside the SEPA area. Euro payments within SEPA usually arrive by the next business day, and instant transfers in seconds where both banks support them. Fees are generally low provided no currency is converted – conversion is what costs money.
Which bank in France has the most codes?
Of all banks in France, Credit Agricole is listed with the most SWIFT codes. The head office uses AGRIFRPP802.
How many codes a bank has says more about how it registers branches and services than about how big it is. Making a payment to Credit Agricole? Go with AGRIFRPP802 unless the recipient gives you a branch code.
Getting paid from abroad into an account in France
A sender in another country will ask for a few details about your account. Share your name as registered with the bank, the IBAN or account number, the BIC of your bank and your address, which some banks require.
Look up the bank in the list above – your bank statement is the final word. Certain sending banks may also want the name and address of your bank; it does no harm to include it.
What lands in your account can be lower than the amount sent. Intermediary banks may deduct a fee and your own bank may charge for processing, and when currencies differ, an exchange rate margin comes on top. Make clear with the sender who covers the fees.
What the letters in a France BIC mean
Every SWIFT/BIC code has 8 or 11 characters, always in the same order. Characters one to four stand for the bank, characters five and six are the country code and characters seven and eight give the location.
In every code from France, characters five and six are the ISO country code of France. If those two letters point to another country, you are looking at a bank in another country – worth double-checking.
The last three characters, if present, identify a branch or department; XXX is used for the head office. In most cases the head office code is fine.
What a transfer to France really costs
When you transfer money to France through your bank, the fee you see is only part of the cost. Besides the fee, intermediary banks can deduct a charge and, if currencies are converted, the bank often uses a rate below the actual market rate.
The real cost is often in the rate. Check the bank’s rate against the mid-market rate, the midpoint you see on financial news sites. The difference is your real cost.
For a lot of routes, a transfer service is cheaper than a traditional bank transfer – mostly thanks to the exchange rate. GoldexPay compares what recipients in France receive with different providers, which makes the cheapest option easy to spot.
How long does a transfer to France take?
How quickly money reaches France is determined by several factors: the currency, how many intermediary banks are involved, cut-off times and time zones. Bank holidays in France or in the sending country add a day or more to the journey.
When a payment takes longer than expected, ask the sender to contact the sending bank; only the sending side can start an official trace. Specialist transfer services usually provide tracking online.
Frequently asked questions
How many banks in France have a SWIFT/BIC code?
We list 2,801 banks and financial institutions in France with 4,924 SWIFT/BIC codes, including branches and departments.
How do I recognise a SWIFT/BIC code from France?
Characters 5 and 6 of every SWIFT/BIC code show the country. Codes from France contain FR.
What is the cheapest way to send money to France?
Banks often hide a margin in the exchange rate. Check the amount received in Euro with specialist providers to save money.
Which bank in France has the most SWIFT codes?
Credit Agricole has the most codes: 580 in our database. Its head office code is AGRIFRPP802.
How do I find the right SWIFT code for a bank in France?
Check the bank details of the recipient or search by bank name above. If no branch is specified, use the head office code ending in XXX.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.