SWIFT/BIC codes in France: banks starting with T

Bank SWIFT codes for France

Here you will find codes for 2801 banks in France, 4924 codes in all. A BIC tells the banks handling a transfer exactly which bank is meant to get an international payment.

Pick the bank below to see its head office code and its other codes. Further down we explain how codes from France are built, how to send money to France at a fair price and what to check before you pay.

Sending money to France for less

When you transfer money to France through a regular bank, the stated fee is only part of what you pay. You pay a transfer fee, possibly charges from intermediary banks along the way and, above all, the margin on the exchange rate when currencies differ.

The markup on the rate is often the biggest part of the cost. An easy check: put the rate you get against the mid-market rate and work out the difference on your amount.

Specialist money transfer services often use rates closer to the mid-market rate. Before your next transfer to France, it is worth to compare the total cost via GoldexPay.

How long does a transfer to France take?

A SWIFT payment to France usually takes one to a few business days. Payments made after the cut-off time or on weekends and holidays usually start a business day later.

A growing number of banks use SWIFT gpi. Each gpi transfer carries a unique reference, the UETR, which the sending bank can use to trace it. Keep the payment confirmation until the money has arrived – you will need it if something goes wrong.

Credit Agricole and its SWIFT codes

Credit Agricole leads the list for France in the number of SWIFT/BIC codes. The head office uses AGRIFRPP802 – the code most transfers need.

Practice differs in whether they register branch codes – a high count is not a measure of size. Paying someone at Credit Agricole? Go with AGRIFRPP802 unless the recipient gives you a branch code.

France and the SEPA area

Within the SEPA zone, euro payments to France use the same rules. A field for the BIC is usually optional for those payments.

The BIC does matter for payments in other currencies. Instant payments in euros are increasingly supported within SEPA, though not every bank offers them for every account. Fees are generally low as long as everything stays in euros; the conversion is where it gets expensive.

Filter: banks in France with :letter

This filter narrows the list down to banks in France starting with :letter, so you can find a bank faster. The totals mentioned above always cover all banks in France, not just this letter.

Many institutions are listed under their official name, which may start with words like Bank or Banco, so the letter can differ from what you expect. The complete list is available when you cannot find the bank here.

What a sender needs to pay you in France

Someone abroad who wants to pay you will ask for a few details about your account, and missing ones are a common cause of delays. Give them your name as registered with the bank, your account number or IBAN, the BIC of your bank and your address, which some banks require.

Your bank’s code appears in the list on this page, yet the version on your own statement or in your banking app is leading. Certain sending banks also want the name and address of your bank; it does no harm to include it.

What lands in your account is often lower than the amount sent. Fees for incoming transfers vary from bank to bank. Agree with the sender who covers the fees, especially for larger amounts.

Verifying a SWIFT code from France

The most reliable place for the correct BIC is paperwork issued by the bank, such as a statement or the account page in online banking. A wrong code may lead to delays, a payment being sent back or additional charges, so compare it with the list on this page.

We collect bank codes from public sources and check them from time to time. Still, banks merge, rename themselves or retire codes, so information can be out of date. For any payment that matters, confirm the BIC with the recipient. We are an independent comparison site for money transfers, not a bank.

Fraudsters regularly use payment requests carrying new bank details. Always confirm a change of bank details through a separate channel.

Sending EUR to France

The currency of France is the Euro (EUR). A payment in a foreign currency is converted into EUR before it reaches the account.

Who does the conversion has an effect on the final amount. In many cases you pay less if you send EUR directly via a transfer service with a good rate rather than letting the receiving bank convert. With bigger transfers, a seemingly small difference in the rate adds up quickly.

What the letters in a France BIC mean

Bank identifier codes follow one international format: eight characters, sometimes followed by three more. The first four letters identify the bank, characters five and six form the country code and the next two give the location.

For banks in France, letters five and six show the ISO country code of France, which makes these codes easy to recognise. When the country letters point to another country, the code belongs to a bank in another country – worth double-checking.

The last three characters, if present, identify a specific branch; XXX means the head office. Use a branch code just when the recipient explicitly gives you one; otherwise the head office code is the safe choice.