ABN Amro Bank N.V. Hong Kong Branch SWIFT/BIC code

ABN Amro Bank N.V. Hong Kong Branch SWIFT code: ABNAHKAA

ABNAHKAA and ABNAHKAAXXX are two spellings of the same SWIFT/BIC code, and both lead to ABN Amro Bank N.V. Hong Kong Branch in Kowloon. Banks worldwide use BIC codes to route payments between countries to the right bank. In daily life you mostly come across the code on invoices from abroad, in your banking app and on the account details of ABN Amro Bank N.V. Hong Kong Branch customers.

We wrote this page to help people who sends money to an account at ABN Amro Bank N.V. Hong Kong Branch. The BIC identifies a bank or branch, never a specific account; the IBAN or account number does that.

Scams that use SWIFT codes

One of the most common tricks works like this: you receive a request claiming that a supplier has new bank details and asking you to pay there from now on. The fact that ABNAHKAA exists is no guarantee that a request mentioning it is legitimate – fraudsters use real bank codes as well.

Always verify changed bank details by phone. Pressure and secrecy tend to be warning signs; a genuine business can wait for you to check. Already paid? Contact your bank without delay and ask them to start a recall.

People receiving money are targeted too: a classic trick is an overpayment followed by a request to send back the difference abroad. Wait until the money is actually in your account – ask ABN Amro Bank N.V. Hong Kong Branch if something looks wrong.

How up to date is this code?

The directory on GoldexPay draws on publicly available sources and we update it periodically. It can happen that a code here is no longer current after a merger or reorganisation. Figures such as the number of codes are from our directory.

Before any payment that matters, check the BIC with the recipient’s bank or with the recipient. GoldexPay has no connection to ABN Amro Bank N.V. Hong Kong Branch; we are a comparison site for money transfers. If you notice a mistake, we welcome a message via the contact page.

Choosing between the 4 SWIFT codes of ABN Amro Bank N.V. Hong Kong Branch

ABN Amro Bank N.V. Hong Kong Branch has 4 different SWIFT/BIC codes. One of them is the head office code, ABNAHKAAXXX; the rest identify branches or departments, and sometimes internal departments.

In most cases you do not need to pick a branch: transfers addressed to ABNAHKAAXXX are routed within ABN Amro Bank N.V. Hong Kong Branch without problems. A branch code only makes sense when the recipient’s bank specifically mentions it, which is more common for business accounts and specialised services.

When in doubt, ask the person you are paying which code their bank gave them. Codes can change when banks reorganise.

Tracking a transfer to or from ABN Amro Bank N.V. Hong Kong Branch

A SWIFT payment usually takes one to a few business days. Transfers sent late in the day or on weekends and holidays usually go out a business day later. Extra checks by one of the banks can also cause a delay.

If the money is delayed, contact your bank for the status; with that reference banks can see where the payment is. Specialist transfer services often provide tracking in their app so you can see how far the payment has got.

A delayed transfer has to be investigated from the sending side, using the payment confirmation. On the receiving end, it helps to look at your statements for a slightly lower amount.

Sending HKD to ABN Amro Bank N.V. Hong Kong Branch

Accounts at ABN Amro Bank N.V. Hong Kong Branch are usually held in HKD, the national currency of Hong Kong SAR China. A payment in a foreign currency is converted into HKD – and the bank that does it picks the rate. You rarely see a separate charge for that conversion; it is built into the rate.

Who converts the payment matters, because each party uses its own rate. In many cases you pay less to send HKD straight away through a provider with a good rate rather than letting the receiving bank convert.

The rate for HKD changes constantly and quotes are often valid only for a short time. On larger amounts, even small gap in the rate can be worth more than the fee.

Paying someone abroad from your ABN Amro Bank N.V. Hong Kong Branch account

The price of an international transfer is made up of more than one component. There is the transfer fee, possibly fees charged by intermediary banks along the way and, above all, the exchange rate markup.

Many banks do not list their exchange rate markup as a cost – you only notice it if you compare. An easy check: set the bank’s rate against the mid-market rate for the same moment and look at the difference.

Specialist money transfer services frequently offer a rate near the mid-market rate with clearer fees. GoldexPay compares the amount that arrives across providers. Using a transfer service does not mean leaving ABN Amro Bank N.V. Hong Kong Branch – you pay the provider from your own account.

What to give a sender who pays you at ABN Amro Bank N.V. Hong Kong Branch

A sender in another country needs several details about your account. Share your name as the bank knows it, the IBAN or account number, SWIFT code ABNAHKAAXXX and your address, which some banks require.

The sender’s bank might request the address of your bank; the head office in Kowloon is usually fine. Double-check each detail before you send them, because the sender’s bank usually copies them as is.

Do not be surprised if the amount credited is smaller than the amount on the sender’s receipt. Intermediary banks may deduct a fee, ABN Amro Bank N.V. Hong Kong Branch may charge for incoming payments, and if the money is converted, a markup on the rate applies. Agree with the sender who pays which costs, especially for larger amounts.

Is ABNAHKAA still correct? How to check

Have the recipient copy the account details straight from their online banking. If the code you have does not match ABNAHKAA or ABNAHKAAXXX, stop and ask.

If the code is wrong, the transfer may be delayed, be returned or cost extra. Remember the account number: an error there can be more difficult to correct than a wrong code.

A validity check in your banking app only confirms that the code is valid – not that it belongs to the person you mean to pay. Where available, a payee name check before sending adds an extra layer of safety. Sending a small amount first can be a sensible step for large sums, even if it costs an extra fee.

What the XXX in ABNAHKAAXXX means

Each SWIFT/BIC code has an 8-character core: a four-letter bank code, two letters for the country and a two-character location code. In this case, the 8-character core is ABNAHKAA.

The 11-character version adds three more characters for a branch or department. When those three characters are XXX, the code points to the head office.

Enter the code as one block, in capitals and without spaces, exactly as shown here. Pasting the code beats typing it by hand, because one wrong letter changes the bank.