China Construction Bank (Asia) Corporation Limited SWIFT/BIC code

China Construction Bank (Asia) Corporation Limited SWIFT code: CCBQHKAX

CCBQHKAX and CCBQHKAXXXX are the short and the long form of the same SWIFT/BIC code, and both point to China Construction Bank (Asia) Corporation Limited in Hong Kong. Every bank on the SWIFT network uses these codes to route international transfers to the right institution. You will need it mostly for transfers between countries or a currency.

On this page you can read how the code is put together, when you need it and what else a transfer to or from China Construction Bank (Asia) Corporation Limited requires. The SWIFT code on its own cannot identify an individual account holder; that is what the IBAN or account number .

How long does an international transfer to China Construction Bank (Asia) Corporation Limited take?

A SWIFT payment typically needs one to a few business days – it depends on currency, route and the banks in between. Bank holidays in the sending or receiving country can add extra days to the journey. Sometimes a bank wants to know what the payment is for, which can hold things up.

A growing number of banks use SWIFT gpi. Every payment gets a unique reference, the UETR that banks can use to trace it. Save the payment confirmation until the recipient confirms.

Only the sending bank can start an official trace – the recipient’s bank often cannot see a payment that has not arrived. Request from the sender a copy of the payment confirmation including the reference – it helps your own bank look for the money.

Watch out for payment fraud

A common scam goes like this: you receive a request claiming that a company now has new bank details. A real SWIFT code says nothing about whether the request is genuine – scammers simply use real codes.

Always verify changed bank details by phone, using a number you already had. Pressure or secrecy are red flags – a real supplier can wait a day. When money has already gone to the wrong account, contact your bank immediately – speed improves the chance of getting it back.

Fraud can also work the other way: someone claims to have sent too much and asks you to refund the difference. Wait until the money is actually in your account.

Sending HKD to China Construction Bank (Asia) Corporation Limited

Most accounts at China Construction Bank (Asia) Corporation Limited are typically held in HKD, the local currency of Hong Kong SAR China. If you send money in a different currency it has to be converted somewhere along the way. There is rarely a separate line for that conversion; it is built into the rate.

Who does the conversion has an effect on how much arrives. Transferring the amount directly in HKD often avoids an extra conversion.

Exchange rates change all the time. On larger amounts, a seemingly small gap in the rate adds up quickly.

Where our SWIFT data comes from

The codes here are taken from public sources that we update regularly. Institutions merge, change names and change codes. The number of codes we show reflect what is in our directory.

Use this page as a reference, rather than as the final word. GoldexPay has no connection to China Construction Bank (Asia) Corporation Limited; we are a comparison site for money transfers. Spotted an error? Tell us via our contact form so we can correct it.

Paying someone abroad from your China Construction Bank (Asia) Corporation Limited account

The price of an international transfer has several parts – not just the fee on your screen. Besides a fixed fee, banks in between can take a cut, and if the money changes currency the bank often applies a rate below the actual market rate.

The real cost is often in the rate: many banks convert using an exchange rate with a margin built in. A simple test: put the rate you get next to the mid-market rate and work out the difference on your amount.

Money transfer services frequently use a rate near the mid-market rate with clearer fees. GoldexPay compares these services next to each other so you can see the amount the recipient gets for the same amount sent. You can always keep your account at China Construction Bank (Asia) Corporation Limited as the source of the money; only the conversion and sending happen elsewhere.

How to check CCBQHKAX before you pay

The most reliable place for the right code remains a document from the bank itself like a bank statement or the account page in online banking. When the code you were given differs from CCBQHKAX or CCBQHKAXXXX, stop and ask.

Mistakes in the SWIFT code tend to be annoying more than disastrous – usually the money comes back, minus fees and time lost. Remember the account number: a mistake there can be more difficult to undo than a wrong BIC.

Many banking apps validate the format of an IBAN and sometimes look up the BIC automatically – that confirms the format, not the owner. Some banks now compare the name against the account; take any warning seriously. Sending a small amount first is a sensible step for a large first payment.

Receiving money from abroad at China Construction Bank (Asia) Corporation Limited

To receive an international payment at China Construction Bank (Asia) Corporation Limited, the sender has to have not just the BIC. In practice that means: your full name as registered with China Construction Bank (Asia) Corporation Limited, your account number or IBAN, the SWIFT/BIC code CCBQHKAXXXX (or CCBQHKAX) and usually your address.

Certain sending banks want the bank’s address in Hong Kong; it does no harm to include it. A typo in the IBAN can be more trouble than you might think; copy them from your banking app rather than typing.

What lands in your account can be lower than what was sent. Fees for incoming transfers vary from bank to bank. Make clear with the sender who covers the fees before the money is sent.

What the XXX in CCBQHKAXXXX means

A SWIFT code is built from fixed blocks: characters one to four identify the bank, characters five and six show the country and the two after that mark the location. For China Construction Bank (Asia) Corporation Limited, that core is CCBQHKAX.

XXX at the end of CCBQHKAXXXX does not stand for a placeholder or a mistake: it indicates the head office of China Construction Bank (Asia) Corporation Limited. Certain payment forms ask for 11 characters, in which case you can add XXX behind CCBQHKAX.

Type the code as one block, in upper case and without separators, exactly as shown here. Look out for the letter O and the digit 0 or I versus 1, a common source of typos.

China Construction Bank (Asia) Corporation Limited: head office code versus branch codes

Our database contains 4 SWIFT/BIC codes for China Construction Bank (Asia) Corporation Limited in 1 places. Besides the head office code CCBQHKAXXXX, there are codes for individual branches and departments.

Unless the recipient tells you otherwise, go with CCBQHKAXXXX. When you receive a specific code, use it as it is rather than replacing it for the head office code.

Not sure which code to use? Ask the recipient or the bank itself. Codes for branches are more prone to be retired than CCBQHKAXXXX when a bank merges or closes offices.