Dbs Bank (Hong Kong) Limited SWIFT/BIC code

Dbs Bank (Hong Kong) Limited SWIFT code: DHBKHKHH

If an invoice shows DHBKHKHH or DHBKHKHHXXX, it is the identical identifier for Dbs Bank (Hong Kong) Limited in Hong Kong SAR China. A SWIFT code shows the sending bank which institution should receive the money, a bit like a postal address for banks. You will need it mostly when dealing with transfers between countries and payments in foreign currencies.

On this page you will find what the code is put together, when it matters and what else a transfer to or from Dbs Bank (Hong Kong) Limited requires. A SWIFT code identifies an institution, never a single account, which is why you always need the account number too.

What a transfer from Dbs Bank (Hong Kong) Limited abroad really costs

If you transfer money to another country from Dbs Bank (Hong Kong) Limited, the visible fee is rarely all of the cost. There is the transfer fee, possibly fees charged by intermediary banks in between and, above all, the margin on the exchange rate if the currency changes.

The markup on the rate is often the biggest cost because it is hidden in the rate. An easy check: set the bank’s rate against the mid-market rate for the same moment and look at the difference.

Money transfer services often use a rate near the mid-market rate. On GoldexPay we compare the amount that arrives across services. Choosing a specialist does not mean closing your account at Dbs Bank (Hong Kong) Limited – you pay the provider from your own account.

Which of the 2 codes of Dbs Bank (Hong Kong) Limited do you need?

Having 2 codes, Dbs Bank (Hong Kong) Limited is one of the banks that use individual codes for parts of the organisation. The main code remains DHBKHKHHXXX.

If nobody asks you for a branch code, go with DHBKHKHHXXX. A branch code only makes sense when the account holder specifically mentions it, which is more common for business accounts and specialised services.

Not sure which code applies? Ask the recipient. Branch codes are more prone to change than DHBKHKHHXXX.

How up to date is this code?

We gather SWIFT/BIC codes from public sources and check them from time to time. It can happen that a code here is out of date. The figures we show are based on what is in our directory, not official figures from Dbs Bank (Hong Kong) Limited.

Treat this page as a starting point, rather than as the last word: the recipient’s bank details come first. GoldexPay has no connection to Dbs Bank (Hong Kong) Limited, we only compare transfer services. Found an error? Tell us via our contact form.

Hong Kong Dollar (HKD) and conversion costs

The currency of Hong Kong SAR China is the Hong Kong Dollar (HKD). If you send another currency it gets converted somewhere along the way – by your bank, by Dbs Bank (Hong Kong) Limited or by a bank in between. There is rarely a separate charge for that conversion; it is built into the rate.

Which bank converts the money matters. Compare what HKD arrives with several providers.

Rates for HKD move all the time, and some providers let you lock in a rate. On larger amounts, even seemingly small gap in the rate can be worth more than the fee.

Verifying the SWIFT code of Dbs Bank (Hong Kong) Limited

The best place to find the right code is a document from the bank itself, such as a statement or the account details in online banking. Compare it against DHBKHKHH here and ask if anything does not match.

With a wrong code, the payment may get stuck, bounce back or cost extra. Remember the account number: an error there can be harder to undo than a wrong BIC.

An automatic check by your bank merely confirms that the code is valid. If your bank offers it, a name check before sending gives an extra layer of safety. When you pay someone new, many people send a small amount first.

When will the money arrive at Dbs Bank (Hong Kong) Limited?

An international transfer usually needs anywhere from one to several business days, depending on the currency, the route and the banks involved. Payments made after the cut-off time or just before a weekend or public holiday often start the next business day. Occasionally a bank asks about the purpose of a payment, which can hold things up.

When a payment takes longer than expected, contact your bank about the status. Specialist transfer services usually provide a status in their app showing how far the payment has got.

If a payment has not arrived after a few business days, the sender needs to start with the bank that sent it. Request from the sender the payment receipt including the reference; that often settles the question quickly.

Watch out for payment fraud

Scammers often send fake invoices with new bank details, sometimes in an email that looks completely genuine. The fact that DHBKHKHH exists does not mean that the account is legitimate – fraudsters use real bank codes as well.

Before paying, confirm a change of bank details by phone. Be suspicious of time pressure, odd spelling or a sender address that is slightly off. Acted too fast? Call the bank you paid from straight away and have them start a recall and report the fraud.

Scams can also work the other way: someone sends more than agreed and asks you to refund the extra via a different route. A payment confirmation from the sender is no proof.

What the XXX in DHBKHKHHXXX means

A BIC is built from a few fixed parts: the first four letters stand for the bank, characters five and six give the country and characters seven and eight mark the location. That gives you DHBKHKHH.

XXX at the end of DHBKHKHHXXX is not a placeholder or a mistake: it stands for the head office of Dbs Bank (Hong Kong) Limited. Some banking apps ask for 11 characters, in which case you simply add XXX behind DHBKHKHH.

Do not add spaces when you type DHBKHKHH; the code is always written in one block. Look out for O versus 0 or I versus 1; they are easy to mix up.

Getting paid from abroad into a Dbs Bank (Hong Kong) Limited account

If you expect a payment from another country, give the sender everything they need in one go. That means: your name as registered with Dbs Bank (Hong Kong) Limited, your IBAN or account number, the SWIFT/BIC code DHBKHKHHXXX (or DHBKHKHH) and sometimes your address.

Their bank might request the bank address of Dbs Bank (Hong Kong) Limited. Double-check every detail before you share them, because the sender’s bank usually copies them as is.

What lands in your account can be less than the amount sent. Fees for incoming transfers differ from bank to bank. On invoices, you can state how the fees are split, so that nobody is left short.