Dbs Bank LTD, Hong Kong Branch SWIFT/BIC code

Dbs Bank LTD, Hong Kong Branch SWIFT code: DBSSHKHH

The short code DBSSHKHH and the full code DBSSHKHHXXX identify one and the same institution: Dbs Bank LTD, Hong Kong Branch in Hong Kong, Hong Kong SAR China. A BIC has a single purpose: it ensures that a cross-border transfer ends up at the right bank. You will need it mainly when dealing with payments that cross a border.

This page is meant to help anyone who pays into an account at Dbs Bank LTD, Hong Kong Branch and wants to get the details right. Keep in mind that the SWIFT code only identifies the bank, not the person: the account number or IBAN does that part.

Tracking a transfer to or from Dbs Bank LTD, Hong Kong Branch

An international transfer typically takes anywhere from one to several business days, depending on the currency, the route and the banks involved. Payments made after the cut-off time or just before a weekend or public holiday often go out the next business day. Extra checks on larger or unusual payments may also cause a delay, even when all details are correct.

Many banks are connected to SWIFT gpi. Every gpi transfer carries a unique transaction reference, the UETR. Save the payment confirmation until the recipient confirms.

A delayed transfer is traced by the sending bank on the basis of the transfer details. On the receiving end, you can check your statements to see a partial amount.

Where our SWIFT data comes from

We collect bank codes using publicly available data and update our list regularly. Institutions merge, close branches and change codes – a directory can be a step behind. The figures on this page reflect our own data.

Before a payment of any size, always check the code with the recipient’s bank or with the recipient. GoldexPay is not affiliated with Dbs Bank LTD, Hong Kong Branch; we are a comparison site for money transfers. Should you notice a mistake, we appreciate a message.

Receiving money from abroad at Dbs Bank LTD, Hong Kong Branch

When you are waiting for a payment from another country, give the sender everything they need in one go. Share your name as the bank knows it, your account number or IBAN, the BIC DBSSHKHHXXX and your address.

You can add the bank name and Hong Kong as well, because some payment forms have separate fields for them. Check each detail before you share them – a sender rarely spots a mistake in someone else’s details.

Do not be surprised if the incoming amount is smaller than what the sender paid. Intermediary banks may deduct a fee, Dbs Bank LTD, Hong Kong Branch may charge for incoming payments, and when currencies differ, an exchange rate margin applies. Agree with the sender who pays which costs, especially for larger amounts.

Hong Kong Dollar (HKD) and conversion costs

Accounts at Dbs Bank LTD, Hong Kong Branch are typically held in HKD, the national currency. When you pay money in a different currency gets converted somewhere along the way – by your bank, by Dbs Bank LTD, Hong Kong Branch or by a bank in between. Every conversion costs something.

Who does the conversion affects how much arrives, as rates and margins differ per bank. Often it is cheaper if you send HKD directly through a transfer service with a good rate rather than letting the receiving bank convert.

The HKD rate fluctuates constantly. On larger amounts, even seemingly small gap in the rate can be worth more than the fee.

Which of the 2 codes of Dbs Bank LTD, Hong Kong Branch do you need?

Our directory lists 2 SWIFT/BIC codes for Dbs Bank LTD, Hong Kong Branch. Besides the head office code DBSSHKHHXXX, there are codes for branches, departments or specific services.

If nobody asks you for a branch code, go with DBSSHKHHXXX or its short form DBSSHKHH. Only use a branch code when your contact explicitly asks for it.

The safest route is to take the code straight from the recipient’s statement. Branch codes are more likely to change than the head office code when a bank merges or closes offices.

Paying someone abroad from your Dbs Bank LTD, Hong Kong Branch account

If you transfer money to another country from Dbs Bank LTD, Hong Kong Branch, the fee you see is rarely all of what you pay. There is the transfer fee, possibly charges from correspondent banks along the way and, above all, the margin on the exchange rate.

The real cost is often in the rate: many banks convert using an exchange rate that includes a margin. An easy check: set the rate you get next to the mid-market rate and look at the difference.

Money transfer services frequently use a rate near the mid-market rate and lower fees. On GoldexPay you can compare the amount that arrives across services, so you can pick the cheapest route. Choosing a specialist does not require closing your account at Dbs Bank LTD, Hong Kong Branch: you simply pay the service from your account.

Watch out for payment fraud

Scammers regularly send payment requests containing changed bank details. A real SWIFT code says nothing about whether the request is genuine – scammers simply use real codes.

Verify changed payment details via a different channel like a call to a number from an earlier contract, never via the email that asked for the change. Urgency or secrecy tend to be warning signs. When money was sent to a fraudster, call your bank right away – speed improves the chance of getting it back.

Recipients can be targeted as well: one known trick is a buyer who pays too much and then sends a request to refund the difference to another account. A screenshot of a transfer is no proof – check your own account.

How to check DBSSHKHH before you pay

Ask the recipient to copy the account details straight from their online banking. Compare that code with DBSSHKHH on this page; if they differ, ask before you pay.

With a wrong code, the payment may get stuck, be returned or cost extra. Do not forget the IBAN: a mistake there can be more difficult to undo than a wrong BIC.

An automatic check by your bank merely tells you that the code exists. More and more banks compare the name with the account; take any warning seriously. A small test payment can be a sensible step for a large first payment, even if it costs an extra fee.

8 or 11 characters: DBSSHKHH versus DBSSHKHHXXX

Every SWIFT/BIC code starts with the same eight core characters: four letters for the bank, a two-letter country code and two characters for the location. Together, these eight characters form DBSSHKHH – the version you usually see online.

The long version has three more characters for a branch or department. When those three characters are XXX, they simply mean the head office, so DBSSHKHHXXX and DBSSHKHH are interchangeable.

Enter the code in one piece, in capitals and without separators, exactly as shown here. Look out for O versus 0 or I versus 1.