Deutsche Bank AG SWIFT/BIC code

What DEUTHKHH means for a payment to Deutsche Bank AG

The 8-character code DEUTHKHH and the full code DEUTHKHHXXX identify one and the same institution: Deutsche Bank AG. A SWIFT code tells the sending bank exactly which bank should receive the money, a bit like a postal address for banks. It comes up mostly when dealing with payments that cross a border or a currency.

On this page you will find what the code means, when you need it and what else a transfer to or from Deutsche Bank AG requires. The SWIFT code on its own cannot identify an individual account holder; that is what the account number or IBAN .

Receiving money from abroad at Deutsche Bank AG

Someone abroad who wants to pay you needs a few details from you – incomplete details often cause delays. What they need is: the account holder’s name, account number or IBAN, DEUTHKHHXXX and in many cases your postal address.

You can add Deutsche Bank AG and its city too, because some payment forms have separate fields for them. Check each detail before you send them, because the sender’s bank usually copies them as is.

What lands in your account can be less than the amount sent. Correspondent banks can take a fee, and when currencies differ, an exchange rate margin applies. Agree with the sender who covers the fees before the money is sent.

Head office or branch code at Deutsche Bank AG?

We have 2 SWIFT/BIC codes for Deutsche Bank AG. Next to the head office code DEUTHKHHXXX, there are codes for individual branches and departments.

Unless the recipient tells you otherwise, go with DEUTHKHHXXX. When you receive a specific code, use it as it is instead of replacing it for the head office code.

If you are not sure, check with the recipient which code their bank gave them. Codes can change when banks reorganise, so do not rely on old paperwork.

Transfer times and tracking a payment to Deutsche Bank AG

An international transfer usually needs one to a few business days – it depends on currency, route and the banks in between. Weekends and public holidays in the sending or receiving country add extra days, since banks do not process on those days. Extra checks by one of the banks can also cause a delay, regardless of the details.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Every payment gets a unique transaction reference, the UETR. Save your transfer receipt until the recipient confirms – you will need it for any trace request.

If the money does not arrive after a few business days, the person who paid should contact the bank that sent it, not the receiving bank. As a recipient, you can look at your account for a partial amount, since fees may have been deducted.

Scams that use SWIFT codes

Stay alert when a contact unexpectedly wants you to pay into a different account. That DEUTHKHH is a real code does not mean that a request mentioning it is genuine; criminals use the codes of real banks too.

Never trust contact details in the same message that announces the new account. Pressure or requests to keep it quiet are warning signs. Acted too fast? Contact the bank you paid from straight away and have them try to recall the payment.

Fraud can also work the other way: someone claims to have sent more than agreed and asks you to refund the difference via a different route. A screenshot of a transfer proves nothing; only your own account shows what has arrived.

8 or 11 characters: DEUTHKHH versus DEUTHKHHXXX

A SWIFT code is made up of fixed blocks: characters one to four stand for the bank, the next two give the country and the two after that indicate the location. The result is DEUTHKHH.

Many payment forms work with both lengths. If yours asks for eleven characters, use DEUTHKHHXXX.

In practice the code is typed in capitals and without spaces. A wrong character can send the money to another bank.

The Hong Kong Dollar and what conversion costs you

Hong Kong SAR China pays in the Hong Kong Dollar, with the currency code HKD. When you pay another currency has to be converted somewhere along the way: by your bank, an intermediary or Deutsche Bank AG itself. There is rarely a separate charge for that conversion; it is built into the rate.

Which bank converts the payment makes a difference, because each party uses its own rate. Sending the money directly in HKD usually prevents a second conversion by Deutsche Bank AG – as long as your own rate is good.

The HKD rate changes constantly and quotes are often valid only for a short time. If you pay regularly, small differences in the rate add up over a year.

Sending money abroad from Deutsche Bank AG

What you pay for a payment abroad has more than one component – not just the fee on your screen. There is the fee for the transfer itself, sometimes charges from correspondent banks in between and, most importantly, the margin on the exchange rate if the currency changes.

The markup on the rate is often the biggest item, and it is easy to miss. Check the rate you are offered with the mid-market rate, the midpoint between buy and sell rates you see on financial sites; the gap is what conversion costs you.

For many currency pairs, a transfer service is less expensive than a traditional bank transfer. Before your next transfer, take a minute to compare the total cost via GoldexPay instead of going straight to your bank. You can still use your account at Deutsche Bank AG as the source of the money.

Where our SWIFT data comes from

The details here are taken from publicly available data which we refresh regularly. Still, banks merge or retire codes and our data may lag behind. The number of codes we show are based on what is in our directory.

See the information on this page as a helpful check, and let the details from the recipient or Deutsche Bank AG have the final say. GoldexPay is a comparison service and not affiliated with Deutsche Bank AG. Found outdated information? Let us know through the contact page so we can correct it.

Verifying the SWIFT code of Deutsche Bank AG

The safest source for a SWIFT code is the recipient’s own bank details: an invoice, a bank statement or their online banking. If the code you have does not match DEUTHKHH or DEUTHKHHXXX, do not guess.

If the code is wrong, the transfer may be delayed, bounce back or end up costing more – sometimes after weeks of searching. An error in the account number can be more serious, because the money may be credited to someone else.

Many banking apps validate the format of IBANs and sometimes look up the BIC automatically – that confirms the format, not the owner. More and more banks compare the name against the account. A small test payment is a sensible step for large sums despite the extra fee.