First Abu Dhabi Bank PJSC (Formerly National Bank of Abu Dhabi) SWIFT/BIC code

NBADHKHH – the SWIFT/BIC code of First Abu Dhabi Bank PJSC (Formerly National Bank of Abu Dhabi)

If an invoice shows NBADHKHH or NBADHKHHXXX, you are looking at the identical identifier for First Abu Dhabi Bank PJSC (Formerly National Bank of Abu Dhabi) in Hong Kong SAR China. Every bank on the SWIFT network uses BIC codes to route payments between countries to the right bank. In daily life you usually come across the code on international invoices, in your banking app and on the account details that First Abu Dhabi Bank PJSC (Formerly National Bank of Abu Dhabi) provides.

On this page you can read how the code means, when it matters and what else a transfer to or from First Abu Dhabi Bank PJSC (Formerly National Bank of Abu Dhabi) requires. A SWIFT code identifies a bank or branch, never a single account, which is why you always need the account number too.

A note on our data

We gather SWIFT/BIC codes using public sources and update them from time to time. Even so, banks merge, rename themselves or change codes, so information can be out of date. Counts and locations are from our directory and are not confirmed by First Abu Dhabi Bank PJSC (Formerly National Bank of Abu Dhabi).

Before any payment that matters, always check the BIC with the recipient’s bank or with the recipient. We are a comparison service for money transfers and not affiliated with First Abu Dhabi Bank PJSC (Formerly National Bank of Abu Dhabi). If you notice something that is out of date, we appreciate a message.

Receiving money from abroad at First Abu Dhabi Bank PJSC (Formerly National Bank of Abu Dhabi)

When you expect money from abroad, send the payer everything they need in one go. That means: your full name exactly as it appears on the account, your account number or IBAN, the SWIFT/BIC code NBADHKHHXXX (or NBADHKHH) and sometimes your address.

Some banks want the bank’s address, so keep it at hand. A mistake in your account number is more trouble than it looks; copy them from your banking app rather than typing.

Expect that the amount credited is below the amount on the sender’s receipt. Charges on incoming payments vary per bank – the price list of First Abu Dhabi Bank PJSC (Formerly National Bank of Abu Dhabi) tells you what applies. On invoices, it is common to agree how the fees are split.

How to check NBADHKHH before you pay

Have the recipient copy their bank details straight from their online banking. Check that code against NBADHKHH here and ask if anything does not match.

If the code is wrong, the transfer may be delayed, bounce back or cost extra – sometimes after weeks of searching. Remember the account number: a mistake there is harder to undo than a wrong BIC.

An automatic check by your bank only confirms that the code is valid. More and more banks check the payee name against the account before you confirm. A small test payment is worth it for large sums, even if it costs an extra fee.

What a transfer from First Abu Dhabi Bank PJSC (Formerly National Bank of Abu Dhabi) abroad really costs

What you pay for a payment abroad has several parts, and the transfer fee is only the most visible one. There is the fee for the transfer itself, sometimes fees charged by intermediary banks along the way and, above all, the margin on the exchange rate when the money is converted.

Most of the cost usually sits in the exchange rate, not in the fee: the bank converts using an exchange rate that includes a margin. An easy check: put the bank’s rate against the mid-market rate for the same moment and look at the difference.

Money transfer services frequently offer rates closer to the mid-market rate with clearer fees. GoldexPay compares transfer providers next to each other, showing what actually arrives for the same amount sent. You can always keep your account at First Abu Dhabi Bank PJSC (Formerly National Bank of Abu Dhabi) as the source of the money, while a cheaper service handles the conversion.

Why First Abu Dhabi Bank PJSC (Formerly National Bank of Abu Dhabi) has an 8- and an 11-character code

The structure of every SWIFT code is always the same: four characters for the institution, a two-letter country code and a two-character location code, plus an optional branch code. That gives you NBADHKHH.

XXX at the end of NBADHKHHXXX does not stand for a placeholder or a mistake: it stands for the main office of First Abu Dhabi Bank PJSC (Formerly National Bank of Abu Dhabi). Some forms ask for 11 characters, in which case you can add XXX after NBADHKHH.

Do not add spaces or dashes when you type NBADHKHH; the code is always written in one block. A single character can send a payment to a different institution, so check it twice.

Protect yourself against fake payment requests

One of the most common tricks goes like this: you receive a message claiming that a company has a new bank account. The fact that NBADHKHH exists does not mean that a request mentioning it is genuine.

Do not rely on a phone number in the same message that contains the new account. Watch out for urgent requests, unusual wording or a sender address that is slightly off. Acted too fast? Contact the bank you paid from without delay and ask them to start a recall and report the fraud.

Fraud can also work the other way. Someone sends more than agreed and asks you to return the extra via a different route. Wait until the money has really arrived and check with First Abu Dhabi Bank PJSC (Formerly National Bank of Abu Dhabi) if anything seems off.

Transfer times and tracking a payment to First Abu Dhabi Bank PJSC (Formerly National Bank of Abu Dhabi)

How fast a transfer arrives at First Abu Dhabi Bank PJSC (Formerly National Bank of Abu Dhabi) depends on several factors: which currency you send, how many intermediary banks are involved, cut-off times and differences in time zone. Weekends and public holidays in either country add a day or more to the journey. Sometimes a bank asks what the payment is for, which can hold things up.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Each payment carries a unique transaction reference, the UETR, which your bank can use to see where the money is. Keep the payment confirmation until the recipient confirms – you will need it for any trace request.

A missing payment is traced by the sending bank. Ask the sender for the payment receipt with the date and reference; that often settles the question quickly.

Which of the 2 codes of First Abu Dhabi Bank PJSC (Formerly National Bank of Abu Dhabi) do you need?

Our directory lists 2 SWIFT/BIC codes for First Abu Dhabi Bank PJSC (Formerly National Bank of Abu Dhabi) in 1 cities. Besides the head office code NBADHKHHXXX, you will find codes for individual branches and departments.

Unless the recipient tells you otherwise, go with NBADHKHHXXX. Branch codes are only needed if the recipient’s bank explicitly mentions it.

Not sure which code to use? Ask the recipient or the bank itself. Branch codes are more prone to change than the head office code.

Sending HKD to First Abu Dhabi Bank PJSC (Formerly National Bank of Abu Dhabi)

Most accounts at First Abu Dhabi Bank PJSC (Formerly National Bank of Abu Dhabi) are typically held in HKD, the national currency. If you send money in a different currency, the amount gets converted somewhere along the way – by your bank, by First Abu Dhabi Bank PJSC (Formerly National Bank of Abu Dhabi) or by a bank in between. You rarely see a separate line for that conversion.

Which bank converts the payment makes a difference, because each party uses its own rate. Sending the money already in HKD usually prevents an extra conversion.

Exchange rates move during the day – some services let you fix a rate in advance. With bigger transfers, a seemingly small difference in the rate can be worth more than the fee.