Hong Kong Exchanges and Clearing Limited SWIFT/BIC code

HKEXHKHH – the SWIFT/BIC code of Hong Kong Exchanges and Clearing Limited

HKEXHKHH and HKEXHKHHXXX are two ways of writing the same SWIFT/BIC code, and both lead to Hong Kong Exchanges and Clearing Limited in Hong Kong. Banks worldwide use these codes to direct international transfers to the right bank. In practice you mostly see the code on international invoices, in payment forms and on the account details of Hong Kong Exchanges and Clearing Limited customers.

On this page you will find what the code is put together, when it matters and which other details a transfer to or from Hong Kong Exchanges and Clearing Limited requires. The SWIFT code alone does not identify an individual account holder; for that you need the IBAN or account number .

Which of the 2 codes of Hong Kong Exchanges and Clearing Limited do you need?

Having 2 codes, Hong Kong Exchanges and Clearing Limited belongs to the banks that register individual codes for branches and departments. The main code remains HKEXHKHHXXX.

For most payments to a private or business account, the head office code HKEXHKHHXXX works fine. Only use a branch code when the recipient gives you that exact code.

When in doubt, ask the person you are paying which code their bank gave them. Branch codes are more likely to change than HKEXHKHHXXX.

Sending money abroad from Hong Kong Exchanges and Clearing Limited

A bank transfer abroad costs more than the fee suggests. Besides a fixed fee, banks in between can deduct a fee, and if currencies are converted the bank often uses a rate that is less favourable than the actual market rate.

Most of the cost usually sits in the exchange rate, not in the fee: the bank converts at a rate with a margin built in. Check the rate you are offered with the mid-market rate.

Money transfer services often offer rates closer to the mid-market rate and lower fees. GoldexPay compares these services side by side so you can see the amount the recipient gets. You can still keep your account at Hong Kong Exchanges and Clearing Limited.

A note on our data

We collect bank codes using public sources and update our list regularly. Institutions reorganise, change names and retire codes – a directory can be a step behind. The figures on this page reflect what is in our directory.

Before a payment that matters, confirm the code with the recipient’s bank or the recipient. GoldexPay has no connection to Hong Kong Exchanges and Clearing Limited. Should you notice a mistake, we appreciate a short note via the contact page.

Receiving money from abroad at Hong Kong Exchanges and Clearing Limited

A sender in another country will ask for a few details about your account, and missing ones are a common cause of delays. In practice that means: your name as registered with Hong Kong Exchanges and Clearing Limited, your IBAN or account number, the BIC HKEXHKHHXXX (or HKEXHKHH) and usually your address.

The sender’s bank might also ask for the address of your bank. A typo in your account number is more trouble than you might think.

The amount you receive can be lower than what was sent. Correspondent banks can take a fee, and if the money is converted, a markup on the rate comes on top. Agree with the sender who pays which costs, especially for larger amounts.

Tracking a transfer to or from Hong Kong Exchanges and Clearing Limited

How quickly a transfer reaches Hong Kong Exchanges and Clearing Limited is determined by several factors: the currency, how many intermediary banks are involved, daily processing deadlines and differences in time zone. Transfers sent late in the day or just before weekends and holidays often go out a business day later. Sometimes a bank asks what the payment is for.

Many banks use SWIFT gpi. Every payment gets a unique transaction reference, the UETR, which your bank can use to see where the money is. Money transfer services often provide tracking online showing where the payment has got.

A missing payment is investigated from the sending side, using the payment confirmation. Ask the sender for the payment receipt; that often settles the question quickly.

Why Hong Kong Exchanges and Clearing Limited has an 8- and an 11-character code

Each SWIFT/BIC code has the same eight core characters: a four-letter bank code, a two-letter country code and two characters for the location. The result is HKEXHKHH, the short form of the code.

XXX at the end of HKEXHKHHXXX does not stand for a missing value or a mistake: it indicates the head office of Hong Kong Exchanges and Clearing Limited. Some forms ask for 11 characters, in which case you can add XXX behind HKEXHKHH.

Enter the code as one block, in capitals and without separators, exactly as shown here. A wrong character can send a payment to another bank, so copy it carefully.

Paying into Hong Kong Exchanges and Clearing Limited in HKD

Accounts at Hong Kong Exchanges and Clearing Limited are usually held in HKD, the local currency of Hong Kong SAR China. Money sent in a different currency is converted into HKD before it reaches the account, and whoever converts it chooses the rate. Each conversion eats into the amount.

Who does the conversion affects how much arrives, as rates and margins differ per bank. Check what HKD arrives with several services.

The rate for HKD fluctuates throughout the day and quotes are often valid only for a short time. For regular payments, small differences in the rate make a real difference over time.

Changed bank details? Be careful

A common scam works like this: an email arrives with a request claiming that a contact now has new bank details. The fact that HKEXHKHH exists does not mean that the account is genuine – fraudsters use real bank codes as well.

Always confirm a change of bank details through a phone call. Pressure and secrecy are warning signs – a real supplier can wait a day. Already paid? Contact your bank without delay and have them try to recall the payment.

Fraud can also work the other way: someone sends too much and wants you to refund the difference. A payment confirmation from the sender proves nothing; only your own account shows what has arrived.

Verifying the SWIFT code of Hong Kong Exchanges and Clearing Limited

The most reliable place for the correct BIC remains paperwork issued by the bank. Compare that code against HKEXHKHH on this page and ask if anything does not match.

Mistakes in the SWIFT code tend to be annoying rather than disastrous: often the payment comes back, minus fees. A mistake in the IBAN or account number is more serious because it can reach the wrong person, so check that just as carefully.

A format check in your banking app only tells you that the IBAN is valid – not that it belongs to the person you mean to pay. Some banks now check the name with the account; take any warning seriously. A small test payment is worth it for large sums despite the extra fee.