Danske Bank A/S SWIFT/BIC code

SWIFT/BIC code of Danske Bank A/S

DABAIE2D and DABAIE2DXXX are the short and the long form of the same bank identifier, and both lead to Danske Bank A/S in Dublin. A SWIFT code shows every bank in the chain which institution is meant to get the money, a bit like a postal address for banks. You will need it mostly when dealing with payments that cross a border.

We wrote this page to help anyone who sends money to an account at Danske Bank A/S and wants to get the details right. A SWIFT code identifies a bank or branch, never a specific account, which is why you always need the account number too.

What a transfer from Danske Bank A/S abroad really costs

An international bank payment can cost rather more than the listed fee. There is the fee for the transfer itself, sometimes fees charged by intermediary banks in between and, above all, the exchange rate markup when the money is converted.

The real cost is often in the rate, not in the fee: the bank converts using an exchange rate with a margin built in. A simple test: set the rate you get next to the mid-market rate for the same moment and look at the difference.

Money transfer services frequently offer rates closer to the mid-market rate and lower fees. Next time you send money, it is worth to compare the total cost on GoldexPay. Choosing a specialist does not mean leaving Danske Bank A/S.

Do you need DABAIE2D for a SEPA transfer?

Within the SEPA zone, euro payments to an account in Ireland use the same rules. The BIC field is usually optional or missing for those payments.

A SWIFT code like DABAIE2D still matter when the currency is not euros, and for transfers from outside SEPA. A few forms still show a field for the BIC out of habit; if so, fill in DABAIE2D.

Instant payments in euros have become widely supported within SEPA. As long as the payment stays in euros, the transfer is inexpensive; costs rise once a conversion is involved.

Watch out for payment fraud

Fraudsters often use fake invoices with changed bank details. That DABAIE2D is a real code does not mean that the account is genuine.

Never rely on contact details in the same message that announces the change. Urgency or requests to keep it quiet tend to be warning signs – a real supplier can wait a day. Already paid? Call the bank you paid from without delay and have them try to recall the payment and report the fraud.

People receiving money can be targeted as well: a classic trick is an overpayment and then sends a request to send back the difference abroad. A payment confirmation from the sender proves nothing.

About this information

The codes on this page come from public sources. Banks merge, change names and change codes. Figures such as the number of codes are from our directory.

For a payment of any size, always check the code with Danske Bank A/S or with the recipient. GoldexPay is a comparison service and not affiliated with Danske Bank A/S. If you notice a mistake, we welcome a message.

Is DABAIE2D still correct? How to check

Have the recipient send you their account details directly from their online banking. Check it with DABAIE2D on this page and ask if anything does not match.

Mistakes in the BIC tend to be annoying rather than fatal: often the payment comes back, minus fees. Remember the IBAN: an error there can be harder to undo than a wrong code.

Most online banking apps check the structure of IBANs and sometimes look up the BIC automatically, but that does not prove the account belongs to the right person. Some banks now check the name with the account. Sending a small amount first is a sensible step for large sums.

Getting paid from abroad into a Danske Bank A/S account

Someone abroad who wants to pay you needs several details from you – incomplete details often cause delays. Share your name as the bank knows it, your account number or IBAN, the BIC DABAIE2DXXX and your address, which some banks require.

Some banks want the name and address of Danske Bank A/S; it does no harm to include it. Double-check the details before you send them – a sender rarely spots a mistake in someone else’s details.

Money from abroad will not always arrive for the full amount. Fees for incoming transfers differ from bank to bank; check the price list of Danske Bank A/S. For business payments, it is common to agree who bears the costs.

Tracking a transfer to or from Danske Bank A/S

A SWIFT payment usually needs anywhere from one to several business days – it depends on currency, route and the banks in between. Bank holidays in the sending or receiving country add a day or more. Occasionally a bank wants to know about the purpose of a payment, which can hold things up.

When a payment takes longer than expected, contact the sending bank for the status; with that reference banks can see where the payment is. Specialist transfer services often provide a status in their app so you can see how far the payment has got.

The bank that sent the money can request a trace or a recall – the recipient’s bank often cannot see a payment that has not arrived. Ask the sender for the payment receipt.

Sending EUR to Danske Bank A/S

The currency of Ireland is the Euro (EUR). A payment in a foreign currency will be converted into EUR on its way to Danske Bank A/S. Each conversion eats into the amount.

Where the conversion happens affects how much arrives, as rates and margins differ per bank. Sending the money already in EUR often avoids a second conversion by Danske Bank A/S, provided the rate you get is fair.

Exchange rates change during the day. On larger amounts, a seemingly small difference in the rate can be worth more than the fee.

Which of the 309 codes of Danske Bank A/S do you need?

With 309 codes in 48 cities, Danske Bank A/S belongs to the banks that use separate codes for branches and departments. The head office code is DABAIE2DXXX.

For most payments to a private or business account, the head office code DABAIE2DXXX works fine. A branch code only makes sense if the account holder explicitly mentions it, which is more common for corporate accounts and trade services.

Unsure which code to use? Check with the recipient. Codes can change over time, so do not rely on old paperwork.

What the XXX in DABAIE2DXXX means

A BIC is made up of a few fixed parts: characters one to four identify the bank, characters five and six show the country and the two after that mark the location. Together, these eight characters make up DABAIE2D – the version you usually see online.

XXX at the end of DABAIE2DXXX does not stand for a missing value or a mistake: it indicates the main office of Danske Bank A/S. Certain payment forms insist on 11 characters, in which case you simply enter XXX behind DABAIE2D.

Do not add spaces when you enter DABAIE2D; the code is always written in one block. Look out for O versus 0 or the letter I and the digit 1.