Mufg Fund Services (Ireland) Limited SWIFT/BIC code

What MUFGIE2D means for a payment to Mufg Fund Services (Ireland) Limited

The short code MUFGIE2D and the full code MUFGIE2DXXX identify the same bank: Mufg Fund Services (Ireland) Limited in Dublin, Ireland. A BIC has a single purpose: it ensures that an international payment ends up at the right bank. In practice you usually come across the code on invoices from abroad, in payment forms and in the bank details of Mufg Fund Services (Ireland) Limited customers.

Further down you will find the practical questions: receiving money at Mufg Fund Services (Ireland) Limited, sending money abroad and how to verify the code before you confirm a payment. The BIC identifies an institution, never a single account; the IBAN or account number does that.

What the XXX in MUFGIE2DXXX means

Every SWIFT/BIC code has an 8-character core: a four-letter bank code, a two-letter country code and a two-character location code. The result is MUFGIE2D, the short form of the code.

Many banks and apps work with both lengths. If a form requires eleven characters, enter MUFGIE2DXXX.

Enter the code as one block, in upper case and without spaces, exactly as shown here. Watch for the letter O and the digit 0 or the letter I and the digit 1; they are easy to mix up.

Do you need MUFGIE2D for a SEPA transfer?

Inside SEPA, euro payments to Mufg Fund Services (Ireland) Limited follow common rules and in most cases need only the IBAN. A field for the BIC is usually optional or missing for those payments.

Outside the euro and for senders outside SEPA, MUFGIE2DXXX remains part of the payment details. Some forms also show a field for the BIC out of habit; in that case, fill in MUFGIE2D.

Instant payments in euros are increasingly available across SEPA. Charges on SEPA transfers tend to be low as long as everything stays in euros.

Paying someone abroad from your Mufg Fund Services (Ireland) Limited account

If you transfer money to another country via Mufg Fund Services (Ireland) Limited, the visible fee is rarely all of what you pay. You pay the transfer fee, possibly fees charged by intermediary banks along the way and, above all, the exchange rate markup.

That exchange rate margin tends to be the largest item even though it is not listed as a fee. A simple test: set the bank’s rate next to the mid-market rate and work out the difference on your amount.

For a lot of currency pairs, a transfer service turns out to be less expensive than a traditional bank transfer, mainly because of the exchange rate. GoldexPay lists these services side by side so you can see the amount the recipient gets. You can always use your account at Mufg Fund Services (Ireland) Limited to fund the transfer.

When will the money arrive at Mufg Fund Services (Ireland) Limited?

There is no fixed delivery time: many arrive the same day or the next, others take several business days. Bank holidays in the sending or receiving country can add a day or more. Compliance checks on larger or unusual payments may also add a delay, even when all details are correct.

Many banks use SWIFT gpi, which lets them follow a payment from bank to bank. Each payment carries a unique transaction reference, the UETR that banks can use to trace it. Money transfer services usually show a status online showing how far the payment is.

Only the sending bank is able to request a trace; the receiving side usually has nothing to trace yet. Request from the sender a copy of the payment confirmation with the date and reference – it helps your own bank look for the money.

Incoming international payments to Mufg Fund Services (Ireland) Limited

A sender in another country needs several details about your account. Give them your name as the bank knows it, the IBAN or account number, the BIC MUFGIE2DXXX and your address, which some banks require.

Their bank might also ask for the address of your bank, in which case the Dublin head office is the usual answer. A mistake in your account number is harder to fix than you might think, so copy the details from your online banking.

What lands in your account can be lower than the amount sent. Correspondent banks can take a fee and your own bank may charge for processing, and when currencies differ, an exchange rate margin comes on top. For business payments, it is common to agree who bears the costs.

Protect yourself against fake payment requests

One of the most common tricks goes like this: you receive a request claiming that a supplier now has new bank details and that the next payment should go there. A correct SWIFT code says nothing about who owns the account.

Verify new payment details through a different channel like a call to a number from an earlier contract, not by replying to the message. Pressure or secrecy tend to be warning signs – a real supplier can wait a day. If a payment has already gone to a fraudster, contact your bank immediately: the sooner they act, the better the chance of a recall.

Recipients can be targeted as well: one known trick is an overpayment followed by a request to refund the difference to another account. A payment confirmation from the sender is no proof; only your own account shows what has arrived.

Where our SWIFT data comes from

We gather SWIFT/BIC codes from public sources and check them regularly. Institutions merge, change names and change codes. Counts and locations are from our own dataset and are not confirmed by Mufg Fund Services (Ireland) Limited.

Treat the information here as a helpful check. We are a comparison service and not part of Mufg Fund Services (Ireland) Limited. Found outdated information? Tell us via our contact form.

Verifying the SWIFT code of Mufg Fund Services (Ireland) Limited

Ask the recipient to copy the account details straight from a recent statement. If the code you have does not match MUFGIE2D or MUFGIE2DXXX, stop and ask – contact the recipient or Mufg Fund Services (Ireland) Limited.

Mistakes in the BIC tend to be annoying more than disastrous. A mistake in the account number can be more serious, because the money may be credited to someone else.

Most online banking apps check the structure of IBANs. Where available, a payee name check before sending adds an extra layer of safety. A small test payment is worth it for large sums.

Paying into Mufg Fund Services (Ireland) Limited in EUR

The currency of Ireland is the Euro (EUR). If you send money in a different currency, the amount gets converted at some point – by your bank, by Mufg Fund Services (Ireland) Limited or by a bank in between. Every conversion eats into something.

Which bank converts the payment matters: every bank has its own margin. Check what EUR arrives with several services; the difference between options can be larger than you expect.

The rate for EUR changes throughout the day, so the amount you see is usually only valid for a short time. With bigger transfers, a seemingly small difference in the rate can be worth more than the fee.

Head office or branch code at Mufg Fund Services (Ireland) Limited?

Having 4 codes, Mufg Fund Services (Ireland) Limited belongs to the banks that register separate codes for branches. The main code is MUFGIE2DXXX.

For most incoming transfers, the head office code MUFGIE2DXXX works fine. If you have been given a specific code, use it as it is instead of replacing it with the head office code.

Unsure which code applies? Ask the recipient or the bank itself. Branch codes are more prone to change than the head office code.