Zurich Insurance PLC SWIFT/BIC code

ZURIIE2D – the SWIFT/BIC code of Zurich Insurance PLC

If an invoice shows ZURIIE2D or ZURIIE2DXXX, it is the same address for Zurich Insurance PLC in Ireland. Every bank on the SWIFT network uses BIC codes to route international transfers to the correct bank. In daily life you mostly see the code on invoices from abroad, in your banking app and in the bank details that Zurich Insurance PLC provides.

On this page you will find how the code is put together, when you need it and which other details you need for a transfer to or from Zurich Insurance PLC. A SWIFT code names a bank or branch, not a specific account, which is why you always need the account number too.

Sending EUR to Zurich Insurance PLC

The national currency in Ireland is the Euro (EUR). When you pay another currency, the amount gets converted somewhere along the way. You rarely see a separate line for that conversion – the cost sits in the rate.

Who converts the payment makes a difference. Check what EUR the recipient gets with several services before choosing one.

Exchange rates move all the time – some services let you fix a rate in advance. With bigger transfers, a small gap in the rate adds up quickly.

Verifying the SWIFT code of Zurich Insurance PLC

The most reliable place for the correct BIC is paperwork issued by the bank. Check it with ZURIIE2D on this page and ask if anything does not match.

Mistakes in the BIC are costly rather than disastrous – usually the money comes back, minus fees and time lost. Do not forget the IBAN: an error there is more difficult to undo than a wrong BIC.

A format check by your bank only confirms that the code is valid, not that it is the right account. Some banks now check the name against the account – do not ignore a mismatch warning. When you pay someone new, many people send a small amount first.

ZURIIE2D or ZURIIE2DXXX – which one to use?

The layout of every SWIFT code is always the same: four characters for the institution, two for the country and a two-character location code. For Zurich Insurance PLC, the 8-character core is ZURIIE2D.

XXX at the end of ZURIIE2DXXX does not stand for a placeholder or an error: it indicates the head office of Zurich Insurance PLC. Certain payment forms insist on 11 characters, and then you can enter XXX after ZURIIE2D.

Leave out spaces when you type ZURIIE2D. A single letter may route the money to a different institution, so check it twice.

Scams that use SWIFT codes

Be alert when a contact suddenly asks you to send money to a different account. The fact that ZURIIE2D exists does not mean that a request mentioning it is legitimate; criminals use the codes of real banks too.

Never rely on contact details from the same email that contains the new account. Watch out for urgent requests, odd spelling or a sender address that is slightly off. Already paid? Contact the bank you paid from without delay and have them try to recall the payment and report the fraud.

Fraud also target the receiver: someone claims to have sent too much and wants you to return the difference via a different route. A screenshot of a transfer proves nothing.

What to give a sender who pays you at Zurich Insurance PLC

If you are waiting for money from abroad, give the sender all details at once. That means: your full name as registered with Zurich Insurance PLC, your IBAN or account number, the SWIFT/BIC code ZURIIE2DXXX and, often, your address.

You can add Zurich Insurance PLC and its city too. A typo in the IBAN can be harder to fix than it looks.

An incoming payment does not always arrive in full. Charges on incoming payments differ per bank – the price list of Zurich Insurance PLC tells you what applies. Make clear with the sender who pays which costs, especially for larger amounts.

Zurich Insurance PLC: head office code versus branch codes

Zurich Insurance PLC uses 12 different SWIFT/BIC codes across 1 locations. One of them is the head office code, ZURIIE2DXXX; the rest identify branches, and sometimes specific services.

Unless the recipient tells you otherwise, use ZURIIE2DXXX or its short form ZURIIE2D. Branch codes are only needed if the recipient’s bank explicitly asks for it.

The safest route is to copy the code directly from the account holder’s invoice. Branch codes can change when banks reorganise, so do not rely on old paperwork.

Sending money abroad from Zurich Insurance PLC

If you transfer money to another country through Zurich Insurance PLC, the fee you see is only part of the cost. There is the transfer fee, sometimes fees charged by intermediary banks along the way and, above all, the margin on the exchange rate if the currency changes.

Most of the cost usually sits in the exchange rate, not in the fee: the bank converts using an exchange rate with a margin built in. Check the rate you are offered against the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

For a lot of currency pairs, a specialist provider turns out to be less expensive than a traditional bank transfer – mostly thanks to the rate. Next time you send money, it is worth to compare what arrives on GoldexPay rather than accepting the bank’s rate by default. You can always keep your account at Zurich Insurance PLC to fund the transfer; only the conversion and sending happen elsewhere.

About this information

We collect SWIFT/BIC codes using public sources and check them regularly. Even so, banks merge or change codes, so information can be out of date. The figures we show reflect what is in our directory.

See our directory here as a helpful check, and let the details from the recipient or Zurich Insurance PLC have the final say. GoldexPay has no connection to Zurich Insurance PLC. Found outdated information? Tell us through the contact page.

Tracking a transfer to or from Zurich Insurance PLC

A SWIFT payment usually needs anywhere from one to several business days. Bank holidays in the sending or receiving country can add a day or more. Extra checks by one of the banks may also cause some delay.

If the money seems late, contact the sending bank for the status or the UETR; with that reference banks can see where the payment is. Keep the payment confirmation until the money has arrived.

A delayed transfer is investigated by the sending bank, using the payment confirmation. On the receiving end, it helps to check your statements to see a slightly lower amount because fees can reduce the amount.

SEPA payments and the Zurich Insurance PLC BIC

Inside SEPA, euro payments to Zurich Insurance PLC use common rules. A field for the BIC is often optional in that case.

Outside the euro and for senders outside SEPA, ZURIIE2DXXX or ZURIIE2D is still part of the payment details. A few forms also ask for the BIC out of habit; in that case, fill in ZURIIE2D or ZURIIE2DXXX.

SEPA transfers usually arrive by the next business day. Charges on SEPA payments are generally low.