J.p. Morgan Bank (Ireland) PLC SWIFT/BIC code

J.p. Morgan Bank (Ireland) PLC SWIFT code: CHASIE2D

Whether you are given CHASIE2D or CHASIE2DXXX, you are looking at the identical address for J.p. Morgan Bank (Ireland) PLC in Ireland. A SWIFT code tells every bank in the chain which institution should receive the money, much like a postcode for banks. You will need it mainly when dealing with transfers between countries.

Below you will find the practical side: money coming in from abroad, paying someone in another country and how to check the code before you hit send. The SWIFT code alone cannot identify an individual account holder; that is what the IBAN or account number is for.

Sending EUR to J.p. Morgan Bank (Ireland) PLC

Ireland pays in the Euro, code EUR. If you send money in a different currency has to be converted at some point: by your bank, an intermediary or J.p. Morgan Bank (Ireland) PLC itself. Every conversion eats into something, even when no fee is shown.

Where the conversion happens affects how much arrives, since every bank sets its own rate. Check what EUR arrives with different providers.

Exchange rates move during the day, and some providers let you lock in a rate. With bigger transfers, even seemingly small gap in the rate adds up quickly.

Why J.p. Morgan Bank (Ireland) PLC has an 8- and an 11-character code

A BIC is made up of fixed blocks: the first four letters stand for the bank, characters five and six give the country and the two after that indicate the location. For J.p. Morgan Bank (Ireland) PLC, the 8-character core is CHASIE2D.

Most banks and apps work with either length. If a form asks for eleven characters, enter CHASIE2DXXX.

Type the code in one piece, in capitals and without spaces, exactly as shown here. A single letter can send a payment to a different institution.

Verifying the SWIFT code of J.p. Morgan Bank (Ireland) PLC

Ask the recipient to copy their account details directly from a recent statement. Check it against CHASIE2D on this page; if they differ, ask before you pay.

Errors in the BIC tend to be costly rather than fatal. Do not forget the IBAN: an error there can be harder to correct than a wrong code.

An automatic check by your bank merely confirms that the IBAN exists, not that it is the right account. Some banks now compare the name against the account – do not ignore a mismatch warning. A small test payment can be a sensible step for a large first payment.

Receiving money from abroad at J.p. Morgan Bank (Ireland) PLC

A sender in another country will ask for a few details from you, and missing ones are a common cause of delays. That means: your name as registered with J.p. Morgan Bank (Ireland) PLC, your IBAN or account number, the BIC CHASIE2DXXX and, often, your postal address.

Their bank may also ask for the address of your bank. A typo in your account number is more trouble than it looks.

What lands in your account is often less than the amount sent. Correspondent banks can take a fee, and if the currency changes, an exchange rate margin applies. Agree with the sender who pays which costs, especially for larger amounts.

Choosing between the 11 SWIFT codes of J.p. Morgan Bank (Ireland) PLC

J.p. Morgan Bank (Ireland) PLC uses 11 separate SWIFT/BIC codes across 1 locations. Only one is the head office code, CHASIE2DXXX; the others belong to branches.

If nobody asks you for a branch code, go with CHASIE2DXXX. Just use a branch code when the account holder gives you that exact code, for example on an invoice or in their bank details.

When in doubt, check with the recipient which code their bank gave them. Codes are sometimes changed or retired over time.

When will the money arrive at J.p. Morgan Bank (Ireland) PLC?

How quickly a payment arrives at J.p. Morgan Bank (Ireland) PLC is determined by several factors: which currency you send, how many intermediary banks are involved, daily processing deadlines and time zones. Bank holidays in the sending or receiving country can add extra days to the journey. Sometimes a bank asks about the purpose of a payment.

When a payment takes longer than expected, ask your bank for the tracking status. Save the payment confirmation – you will need it for any trace request.

A missing payment has to be traced from the sending side on the basis of the transfer details. Request from the sender a copy of the payment confirmation; that often settles the question quickly.

About this information

This directory is compiled from public sources and is updated regularly. It can happen that a code here is no longer current. Figures such as the number of codes are from our own dataset and are not confirmed by J.p. Morgan Bank (Ireland) PLC.

Treat this page as a starting point, not as the last word. GoldexPay is a comparison site and not affiliated with J.p. Morgan Bank (Ireland) PLC. Found an error? Let us know through the contact page and we will look into it.

International transfers from J.p. Morgan Bank (Ireland) PLC: the real cost

What you pay for a payment abroad has more than one component – not just the fee on your screen. On top of a fixed fee, banks in between can take a cut, and if currencies are converted, the bank often applies a rate that is less favourable than the actual market rate.

Most of the cost usually sits in the exchange rate, rather than in the fee: many banks convert at a rate with a margin built in. A simple test: put the rate you get against the mid-market rate and look at the difference.

Specialist money transfer services often offer rates closer to the mid-market rate with clearer fees. GoldexPay compares these services next to each other so you can see what actually arrives for the same amount sent. Choosing a specialist does not mean leaving J.p. Morgan Bank (Ireland) PLC.

Watch out for payment fraud

One of the most common tricks goes like this: you receive a message saying that a supplier now has a new bank account. A correct SWIFT code says nothing about whether the request is genuine – scammers simply use real codes.

Always confirm changed bank details through a phone call. Be suspicious of urgent requests, unusual wording or an email address that differs by one letter. Already paid? Call your bank without delay and have them try to recall the payment; also report it to the police.

Scams can also work the other way. Someone sends too much and wants you to return the extra. Do not act before the money is actually in your account and check with J.p. Morgan Bank (Ireland) PLC if anything seems off.

Do you need CHASIE2D for a SEPA transfer?

Ireland belongs to the SEPA area, the zone for uniform euro payments. For a regular euro transfer within SEPA, you normally only need the IBAN; many banks no longer ask for the BIC.

For anything other than euros and from non-SEPA countries, CHASIE2DXXX or CHASIE2D remains required. If your banking app asks for the BIC regardless, adding CHASIE2D does no harm.

Euro payments within SEPA normally land within one business day, and instant transfers in seconds where both banks support them. Provided the payment stays in euros, a SEPA transfer is inexpensive.