Bank of Fukuoka, LTD., The SWIFT/BIC code

FKBKJPJT – the SWIFT/BIC code of Bank of Fukuoka, LTD., The

FKBKJPJT and FKBKJPJTXXX are two spellings of the same SWIFT/BIC code, and both point to Bank of Fukuoka, LTD., The in Tokyo. A BIC does one job: it ensures that a cross-border transfer reaches the right bank. It comes up mainly when dealing with payments that cross a border.

Further down you will find the practical side: receiving money at Bank of Fukuoka, LTD., The, paying someone in another country and how to verify a SWIFT code before you confirm a payment. The BIC names an institution, not a specific account.

Why Bank of Fukuoka, LTD., The has an 8- and an 11-character code

A BIC is built from fixed blocks: characters one to four stand for the bank, characters five and six show the country and characters seven and eight mark the location. That gives you FKBKJPJT, the short form of the code.

The long version adds a three-character extension that identify a branch or department. When those three characters are XXX, they simply mean the head office, which is why FKBKJPJTXXX and FKBKJPJT lead to the same place.

Leave out spaces when you type FKBKJPJT. A single character may route the money to another bank.

Changed bank details? Be careful

Criminals often send payment requests with changed bank details sent from what looks like a familiar address. A correct SWIFT code tells you nothing about whether the request is genuine – scammers simply use real codes.

Do not trust contact details in the same message that announces the change. Be suspicious of urgent requests, odd spelling or an email address that differs by one letter. Acted too fast? Call the bank you paid from without delay and have them try to recall the payment and report the fraud.

Fraud can also work the other way: someone sends too much and asks you to return the difference. A screenshot of a transfer is no proof; only your own account shows what has arrived.

How up to date is this code?

The details on this page are taken from public sources which we refresh regularly. It can happen that information here is out of date. The figures on this page are based on what is in our directory, not official figures from Bank of Fukuoka, LTD., The.

Treat this page as a starting point, not as the last word: the recipient’s bank details come first. GoldexPay is a comparison service for money transfers and not affiliated with Bank of Fukuoka, LTD., The. If you notice a mistake, we welcome a message via the contact page.

Tracking a transfer to or from Bank of Fukuoka, LTD., The

A SWIFT payment typically needs one to a few business days, depending on the currency, the route and the banks involved. Transfers sent after the cut-off time or just before weekends and holidays usually start a business day later. Occasionally a bank asks what the payment is for, which can hold things up.

If a transfer is late, contact the sending bank for the tracking status so they can trace it along the chain. Money transfer services often show a status in their app showing where the money has got.

If the money does not arrive within the expected time, the sender should start with their own bank. Ask the sender for the payment receipt including the reference – it helps your own bank look for the money.

Receiving money from abroad at Bank of Fukuoka, LTD., The

A sender in another country needs a few details from you. What they need is: your name, IBAN or account number, FKBKJPJTXXX or FKBKJPJT and in many cases your home address.

You can add Bank of Fukuoka, LTD., The and Tokyo as well. A typo in the IBAN can be harder to fix than you might think.

Money from abroad will not always land for the full amount. Correspondent banks can take a fee, Bank of Fukuoka, LTD., The may charge for incoming payments, and if the currency changes, an exchange rate margin comes on top. Agree with the sender who pays which costs before the money is sent.

Verifying the SWIFT code of Bank of Fukuoka, LTD., The

The most reliable source for the BIC is the recipient’s own bank details. When the code you were given does not match FKBKJPJT or FKBKJPJTXXX, do not guess: check with the recipient or with Bank of Fukuoka, LTD., The directly.

Errors in the SWIFT code are costly rather than fatal: often the payment comes back, minus fees. A mistake in the IBAN or account number is a bigger problem, so check that just as carefully.

A validity check by your bank merely confirms that the IBAN is valid. Some banks now check the payee name with the account; take any warning seriously. Sending a small amount first is worth it for a large first payment, even if it costs an extra fee.

Paying into Bank of Fukuoka, LTD., The in JPY

Accounts at Bank of Fukuoka, LTD., The are usually held in JPY, the local currency. A payment in a foreign currency is converted into JPY on its way to Bank of Fukuoka, LTD., The. You rarely see a separate line for the conversion.

Who converts the payment makes a difference: every bank has its own margin. Sending the amount already in JPY usually prevents a second conversion, provided the rate you get is fair.

Exchange rates move during the day. For regular payments, small differences in the rate make a real difference over time.

International transfers from Bank of Fukuoka, LTD., The: the real cost

A bank transfer abroad can cost more than the listed fee. You pay the fee for the transfer itself, sometimes fees charged by intermediary banks in between and, most importantly, the exchange rate markup if the currency changes.

The real cost is often in the rate, rather than in the fee: the bank converts at a rate with a margin built in. Compare their rate against the mid-market rate. The difference is your real conversion cost.

Money transfer services often offer rates closer to the mid-market rate and lower fees. Next time you send money, it is worth comparing the total cost via GoldexPay. Choosing a specialist does not mean closing your account at Bank of Fukuoka, LTD., The: you simply pay the service from your account.

Bank of Fukuoka, LTD., The: head office code versus branch codes

Bank of Fukuoka, LTD., The uses 2 separate SWIFT/BIC codes across 2 locations. One of them is the head office code; the rest belong to branches.

For the vast majority of payments to a private or business account, the head office code FKBKJPJTXXX is what you need. If you have been given a branch code, use it as it is instead of replacing it with the head office code.

When in doubt, check with the recipient which code their bank gave them. Codes for branches are more likely to be retired than the head office code.