Credit Agricole CIB Tokyo Branch SWIFT/BIC code

BSUIJPJT – the SWIFT/BIC code of Credit Agricole CIB Tokyo Branch

BSUIJPJT and BSUIJPJTXXX are the short and the long form of the same bank identifier, and both lead to Credit Agricole CIB Tokyo Branch in Tokyo. Banks worldwide use these codes to direct payments between countries to the right institution. It comes up mostly when dealing with transfers between countries or a currency.

Below we go through the practical questions: receiving money at Credit Agricole CIB Tokyo Branch, sending money abroad and how to check a SWIFT code before you confirm a payment. A SWIFT code names a bank or branch, never a specific account.

Scams that use SWIFT codes

Stay wary when someone suddenly wants you to pay into another account or a bank in another country. A real SWIFT code tells you nothing about who owns the account – scammers simply use real codes.

Always verify changed bank details through a phone call. Be suspicious of urgent requests, odd spelling or a sender address that is slightly off. When a payment was sent to a fraudster, contact your bank immediately: the sooner they act, the better the chance of a recall.

Fraud can also target the receiver. Someone sends more than agreed and wants you to return the difference via a different route. Do not act before the money is actually in your account – ask Credit Agricole CIB Tokyo Branch if something looks wrong.

The Japanese Yen and what conversion costs you

The currency of Japan is the Japanese Yen (JPY). When you pay another currency it has to be converted at some point. You rarely see a separate line for that conversion – the cost sits in the rate.

Which bank converts the money makes a difference. Compare what JPY arrives via several providers before choosing one.

Exchange rates change all the time – some services let you fix a rate in advance. If you pay regularly, small differences in the rate make a real difference over a year.

Head office or branch code at Credit Agricole CIB Tokyo Branch?

We have 2 SWIFT/BIC codes for Credit Agricole CIB Tokyo Branch in 1 places. Next to the head office code BSUIJPJTXXX, you will find codes for individual branches and departments.

For most incoming transfers, the head office code BSUIJPJTXXX is the right choice. If you have been given a branch code, stick to it instead of replacing it for the head office code.

The safest route is to copy the code directly from the recipient’s bank details. Codes for branches are more likely to change than BSUIJPJTXXX.

When will the money arrive at Credit Agricole CIB Tokyo Branch?

A SWIFT payment typically takes anywhere from one to several business days, depending on the currency, the route and the banks involved. Bank holidays in the sending or receiving country add extra days, since banks do not process on those days. Sometimes a bank asks about the purpose of a payment.

A growing number of banks use SWIFT gpi. Each gpi transfer carries a unique transaction reference, the UETR that banks can use to trace it. Specialist transfer services usually show tracking online showing where the payment is.

If the money does not arrive after a few business days, the person who paid needs to contact the bank that sent it rather than Credit Agricole CIB Tokyo Branch. Ask the sender for a copy of the payment confirmation including the reference – it helps your own bank look for the money.

About this information

The details here come from publicly available data. Banks merge, close branches and change codes – a directory can be a step behind. The figures we show are based on our own data and not on information from Credit Agricole CIB Tokyo Branch itself.

See the information here as a helpful check, and let the details from the recipient or Credit Agricole CIB Tokyo Branch have the final say. We are a comparison site and not affiliated with Credit Agricole CIB Tokyo Branch. Should you notice something that is out of date, we welcome a short note.

Is BSUIJPJT still correct? How to check

Have the recipient copy their bank details directly from their online banking. If the code you have does not match BSUIJPJT or BSUIJPJTXXX, do not guess – contact the recipient or Credit Agricole CIB Tokyo Branch.

With a wrong code, the payment may get stuck, be returned or cost extra – sometimes after weeks of searching. Do not forget the IBAN: an error there can be more difficult to undo than a wrong code.

Most online banking apps check the structure of an IBAN – that confirms the format, not the owner. More and more banks check the name against the account before you confirm; take any warning seriously. Sending a small amount first is worth it for large sums despite the extra fee.

Receiving money from abroad at Credit Agricole CIB Tokyo Branch

A sender in another country needs a few details from you. Give them your name as the bank knows it, your account number or IBAN, SWIFT code BSUIJPJTXXX and your address, which some banks require.

Some banks also ask for the name and address of Credit Agricole CIB Tokyo Branch, so keep it at hand. A mistake in your account number is harder to fix than you might think.

An incoming payment does not always land in full. Fees for incoming transfers vary per bank; check the price list of Credit Agricole CIB Tokyo Branch. On invoices, you can agree who bears the costs, so that nobody is left short.

International transfers from Credit Agricole CIB Tokyo Branch: the real cost

When you transfer money abroad via Credit Agricole CIB Tokyo Branch, the visible fee is rarely all of what you pay. You pay the transfer fee, possibly charges from correspondent banks in between and, above all, the exchange rate markup if the currency changes.

The markup on the rate is often the biggest item because it is hidden in the rate. An easy check: put the rate you get against the mid-market rate for the same moment and look at the difference.

Specialised transfer providers often offer a rate near the mid-market rate and lower fees. Next time you send money, take a minute comparing the total cost on GoldexPay rather than accepting the bank’s rate by default. Choosing a specialist does not mean closing your account at Credit Agricole CIB Tokyo Branch: you simply pay the service from your account.

8 or 11 characters: BSUIJPJT versus BSUIJPJTXXX

Every SWIFT/BIC code has an 8-character core: four letters for the bank, a two-letter country code and two characters for the location. Combined, these eight characters make up BSUIJPJT.

XXX at the end of BSUIJPJTXXX does not stand for a missing value or an error: it indicates the head office of Credit Agricole CIB Tokyo Branch. Some forms insist on 11 characters, in which case you can add XXX behind BSUIJPJT.

Type the code in one piece, in capitals and without separators. Pasting the code is safer than retyping it.