Credit Suisse AG, Tokyo Branch SWIFT/BIC code

Credit Suisse AG, Tokyo Branch SWIFT code: CRESJPJT

Whether you are given CRESJPJT or CRESJPJTXXX, you are looking at the identical address for Credit Suisse AG, Tokyo Branch in Japan. Every bank on the SWIFT network uses BIC codes to direct payments between countries to the right institution. You will need it mostly when dealing with payments that cross a border and payments in foreign currencies.

Further down we go through the practical questions: receiving money at Credit Suisse AG, Tokyo Branch, sending money abroad and how to verify the code before you confirm a payment. A SWIFT code names an institution, not a specific account.

Before you send: check the Credit Suisse AG, Tokyo Branch code

Have the recipient copy the bank details straight from a recent statement. Compare it with CRESJPJT here.

If the code is wrong, the payment may get stuck, bounce back or end up costing more – sometimes after weeks of searching. Do not forget the account number: an error there is harder to undo than a wrong BIC.

A validity check in your banking app only tells you that the code exists – not that it belongs to the person you mean to pay. If your bank offers it, a name check before sending adds an extra layer of safety. For a first payment, some people send a small amount first and wait for confirmation.

International transfers from Credit Suisse AG, Tokyo Branch: the real cost

The price of an international transfer has several parts, and the transfer fee is only the most visible one. On top of the transfer fee, banks in between may take a cut, and when currencies are converted the bank often applies a rate that is less favourable than the actual market rate.

The markup on the rate tends to be the largest item. A simple test: set the bank’s rate against the mid-market rate and work out the difference on your amount.

Money transfer services frequently use a rate near the mid-market rate with clearer fees. GoldexPay compares transfer providers next to each other, showing the amount the recipient gets for the same amount sent. Choosing a specialist does not require leaving Credit Suisse AG, Tokyo Branch – you pay the provider from your own account.

Japanese Yen (JPY) and conversion costs

Japan uses the Japanese Yen, with the currency code JPY. If you send another currency it gets converted somewhere along the way. There is rarely a separate line for that conversion.

Which bank converts the money matters. Compare how much JPY arrives via different services.

The JPY rate changes constantly. For regular payments, a slightly better rate make a real difference over a year.

Credit Suisse AG, Tokyo Branch: head office code versus branch codes

Our directory lists 2 SWIFT/BIC codes for Credit Suisse AG, Tokyo Branch in 1 places. Besides the head office code CRESJPJTXXX, you will find codes for branches, departments or specific services.

In most cases there is no need to look up a branch: payments sent to CRESJPJTXXX are routed within Credit Suisse AG, Tokyo Branch without problems. If you have been given a specific code, stick to it rather than replacing it for the head office code.

When in doubt, ask the person you are paying which code their bank gave them. Codes can change when banks reorganise, so a code from an old document is not always valid.

How up to date is this code?

We gather bank codes using publicly available data and check our list from time to time. Still, banks merge, rename themselves or retire codes and our data may lag behind. The figures we show reflect our own data.

Treat the information here as a handy check. GoldexPay is not affiliated with Credit Suisse AG, Tokyo Branch; we are a comparison site for money transfers. Should you notice something that is out of date, we welcome a message.

Scams that use SWIFT codes

One of the most common tricks works like this: an email arrives with a message claiming that a contact now has a new bank account and that the next payment should go there. That CRESJPJT is a real code is no guarantee that the account is legitimate; criminals use the codes of real banks too.

Verify changed bank details via a different channel like a call to a number from an earlier contract. Watch out for urgent requests, odd spelling or an email address that differs by one letter. Already paid? Call the bank you paid from without delay and have them start a recall.

People receiving money are targeted too: one known trick is a buyer who pays too much followed by a request to refund the difference to another account. A payment confirmation from the sender is no proof; only your own account shows what has arrived.

8 or 11 characters: CRESJPJT versus CRESJPJTXXX

The layout of a BIC is always the same: a bank code of four letters, a two-letter country code and a two-character location code. Combined, those parts form CRESJPJT – the version you usually see online.

Most payment forms work with either length. If yours requires eleven characters, enter CRESJPJTXXX, otherwise CRESJPJT is fine.

Type the code as one block, in upper case and without spaces, exactly as shown here. A single letter can send a payment to another bank.

When will the money arrive at Credit Suisse AG, Tokyo Branch?

A SWIFT payment usually needs one to a few business days. Weekends and public holidays in either country can add extra days, since banks do not process on those days. Occasionally a bank wants to know what the payment is for, which can hold things up.

A growing number of banks use SWIFT gpi. Each gpi transfer gets a unique transaction reference, the UETR that banks can use to trace it. Keep the payment confirmation; it contains the details a bank needs to start a trace.

The bank that sent the money is able to start an official trace – the recipient’s bank often cannot see a payment that has not arrived. Request from the sender a copy of the payment confirmation including the reference; that often settles the question quickly.

Getting paid from abroad into a Credit Suisse AG, Tokyo Branch account

To receive a transfer from abroad into your account at Credit Suisse AG, Tokyo Branch, the sender has to have not just the SWIFT code. That means: your name as registered with Credit Suisse AG, Tokyo Branch, your account number or IBAN, the SWIFT/BIC code CRESJPJTXXX (or CRESJPJT) and usually your postal address.

It helps to add the bank name and Tokyo as well, because some payment forms have separate fields for them. Check the details before you send them – a sender rarely spots a mistake in someone else’s details.

Do not be surprised if the incoming amount is smaller than what the sender paid. Charges on incoming payments vary from bank to bank – the price list of Credit Suisse AG, Tokyo Branch tells you what applies. On invoices, you can state who bears the costs, so that nobody is left short.