Hongkong and Shanghai Banking Corporation Limited,the SWIFT/BIC code

Hongkong and Shanghai Banking Corporation Limited,the SWIFT code: HSBCJPJT

The short code HSBCJPJT and the full code HSBCJPJTXXX refer to the same bank: Hongkong and Shanghai Banking Corporation Limited,the in Tokyo, Japan. A SWIFT code tells the banks handling a payment which institution is meant to get the money, much like a postcode for banks. You will need it mainly for payments that cross a border or a currency.

Further down we go through the practical side: receiving money at Hongkong and Shanghai Banking Corporation Limited,the, paying someone in another country and how to verify a SWIFT code before you hit send. The SWIFT code alone does not identify a personal account; that is what the IBAN or account number is for.

Is HSBCJPJT still correct? How to check

Ask the recipient to send you the account details directly from their banking app. When the code you were given does not match HSBCJPJT or HSBCJPJTXXX, stop and ask – contact the recipient or Hongkong and Shanghai Banking Corporation Limited,the.

Mistakes in the BIC are costly more than fatal. Do not forget the IBAN: an error there is more difficult to correct than a wrong code.

A format check in your banking app only confirms that the code is valid, not that it is the right account. Some banks now compare the payee name against the account before you confirm. For a first payment, some people start with a small test amount.

Receiving money from abroad at Hongkong and Shanghai Banking Corporation Limited,the

For an international payment into your account at Hongkong and Shanghai Banking Corporation Limited,the, the sender needs more than the SWIFT code. What they need is: your name, IBAN or account number, HSBCJPJTXXX and, for some countries, your postal address.

You can include Hongkong and Shanghai Banking Corporation Limited,the and its city too, because some payment forms have separate fields for them. Check every detail before you share them – a sender rarely spots a mistake in someone else’s details.

Do not be surprised if the incoming amount is smaller than the amount on the sender’s receipt. Charges on incoming payments differ from bank to bank. Make clear with the sender who covers the fees.

What the XXX in HSBCJPJTXXX means

A BIC is built from fixed blocks: the first four letters identify the bank, the next two show the country and the two after that indicate the location. For Hongkong and Shanghai Banking Corporation Limited,the, the 8-character core is HSBCJPJT.

Most banks and apps work with both lengths. If a form requires eleven characters, use HSBCJPJTXXX, otherwise HSBCJPJT is fine.

Leave out spaces when you enter HSBCJPJT. Copying the code is safer than retyping it: a typo can point to another bank.

Sending money abroad from Hongkong and Shanghai Banking Corporation Limited,the

What you pay for a payment abroad has more than one component. You pay the fee for the transfer itself, possibly fees charged by intermediary banks along the way and, above all, the margin on the exchange rate.

Most of the cost usually sits in the exchange rate, not in the fee: many banks convert at a rate with a margin built in. A simple test: set the bank’s rate next to the mid-market rate and look at the difference.

Money transfer services often use a rate near the mid-market rate. GoldexPay compares transfer providers next to each other so you can see the amount the recipient gets for the same amount sent. Choosing a specialist does not require closing your account at Hongkong and Shanghai Banking Corporation Limited,the.

Changed bank details? Be careful

A common scam works like this: an email arrives with a request claiming that a supplier has a new bank account. A real SWIFT code says nothing about who owns the account: scammers use real codes of real banks.

Do not trust contact details from the same email that contains the new account. Urgency and requests to keep it quiet are red flags; a genuine business can wait for you to check. When money has already gone to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.

People receiving money are targeted too: a classic trick is a buyer who pays too much followed by a request to refund the difference. A screenshot of a transfer proves nothing; only your own account shows what has arrived.

Hongkong and Shanghai Banking Corporation Limited,the: head office code versus branch codes

Hongkong and Shanghai Banking Corporation Limited,the has 3 different SWIFT/BIC codes across 1 locations. Only one is the head office code; the rest identify branches.

For most payments to a private or business account, the head office code HSBCJPJTXXX is the right choice. When you receive a branch code, use it as it is instead of swapping it with the head office code.

The safest route is to copy the code directly from the account holder’s statement. Branch codes can change over time.

About this information

The details here come from public sources. Institutions reorganise, change names and change codes, and a directory never catches every change immediately. Counts and locations are from our directory and may differ from what Hongkong and Shanghai Banking Corporation Limited,the publishes.

Use this page as a starting point, rather than as the final word: the recipient’s bank details come first. We are an independent comparison site and not part of Hongkong and Shanghai Banking Corporation Limited,the. Spotted an error? Tell us via our contact form.

Sending JPY to Hongkong and Shanghai Banking Corporation Limited,the

Most accounts at Hongkong and Shanghai Banking Corporation Limited,the are usually held in JPY, the national currency. If you send another currency gets converted at some point. You rarely see a separate line for that conversion – the cost sits in the rate.

Who does the conversion has an effect on the final amount, since every bank sets its own rate. Compare what JPY arrives via several providers.

Exchange rates move all the time. With bigger transfers, a small gap in the rate can be worth more than the fee.

How long does an international transfer to Hongkong and Shanghai Banking Corporation Limited,the take?

An international transfer usually takes one to a few business days. Payments made late in the day or just before weekends and holidays often start a business day later. Sometimes a bank wants to know about the purpose of a payment, which can hold things up.

If the money is delayed, ask your bank about the status and the transaction reference so they can trace it along the chain. Money transfer services often provide a status online so you can see how far the payment is.

If a payment has not arrived after a few business days, the person who paid should start with the bank that sent it. Request from the sender a copy of the payment confirmation – it helps your own bank look for the money.