Japan Securities Agents, LTD. SWIFT/BIC code

Japan Securities Agents, LTD. SWIFT code: JSEAJPJ1

JSEAJPJ1 and JSEAJPJ1XXX are two ways of writing the same bank identifier, and both point to Japan Securities Agents, LTD. in Tokyo. A SWIFT code tells the banks handling a payment exactly which bank is meant to get the money, a bit like a postal address for banks. You will need it mainly for transfers between countries.

On this page you will find how the code is put together, when you need it and which other details you need for a transfer to or from Japan Securities Agents, LTD.. Keep in mind that the BIC only identifies the bank, not the account: the account number or IBAN takes care of that.

8 or 11 characters: JSEAJPJ1 versus JSEAJPJ1XXX

A BIC is built from fixed blocks: characters one to four identify the bank, characters five and six show the country and the two after that indicate the location. The result is JSEAJPJ1, the short form of the code.

XXX at the end of JSEAJPJ1XXX does not stand for a missing value or an error: it stands for the head office of Japan Securities Agents, LTD.. Some forms ask for 11 characters, in which case you simply enter XXX behind JSEAJPJ1.

As a rule the code is typed in capitals. Look out for the letter O and the digit 0 and the letter I and the digit 1, a common source of typos.

The Japanese Yen and what conversion costs you

Japan uses the Japanese Yen, code JPY. A payment in a foreign currency is exchanged into JPY on its way to Japan Securities Agents, LTD.. Each conversion costs something – usually through the rate rather than a fee.

Who does the conversion affects how much arrives, since every bank sets its own rate. Often you pay less if you send JPY directly through a provider that converts near the mid-market rate, so that the receiving bank does not need to convert again.

The JPY rate changes throughout the day. With bigger transfers, even small gap in the rate adds up quickly.

Before you send: check the Japan Securities Agents, LTD. code

Have the recipient copy the bank details directly from a recent statement. If the code you have differs from JSEAJPJ1 or JSEAJPJ1XXX, do not guess: check with the recipient or with Japan Securities Agents, LTD. directly.

A wrong SWIFT code may lead to delays, a returned payment or additional charges for investigation. Do not forget the IBAN: an error there is more difficult to correct than a wrong code.

An automatic check in your banking app merely confirms that the IBAN exists, not that it is the right account. Some banks now compare the payee name with the account before you confirm; take any warning seriously. For a first payment, some people send a small test amount.

Head office or branch code at Japan Securities Agents, LTD.?

With 3 codes in 1 cities, Japan Securities Agents, LTD. is one of the banks that register separate codes for branches. The main code is JSEAJPJ1XXX.

For the vast majority of payments to a private or business account, the head office code JSEAJPJ1XXX is what you need. Just use a branch code when the account holder explicitly asks for it.

Unsure which code to use? Check with the recipient, or look at a recent statement from Japan Securities Agents, LTD.. Codes for branches are more likely to change than the head office code.

Scams that use SWIFT codes

Stay alert when a contact unexpectedly wants you to send money to a different account abroad. A real SWIFT code says nothing about whether the request is genuine – scammers simply use real codes.

Do not rely on a phone number in the same message that contains the new account. Urgency and secrecy are warning signs – a real supplier can wait a day. Already paid? Call the bank you paid from straight away and have them start a recall; also report it to the police.

Scams can also target the receiver: someone sends more than agreed and wants you to return the extra to a new account. A payment confirmation from the sender is no proof; only your own account shows what has arrived.

Where our SWIFT data comes from

The details here come from publicly available data. It is possible that information here is out of date. The figures on this page reflect what is in our directory, not official figures from Japan Securities Agents, LTD..

Treat the information on this page as a handy check. GoldexPay is not affiliated with Japan Securities Agents, LTD.; we are a comparison site for money transfers. Found an error? Tell us via our contact form.

Incoming international payments to Japan Securities Agents, LTD.

A sender in another country will ask for a few details about your account. Give them the account holder’s name, your account number or IBAN, SWIFT code JSEAJPJ1XXX and your address.

Some banks want the name and address of Japan Securities Agents, LTD.. A mistake in your account number is more trouble than you might think, so copy the details from your online banking.

The amount you receive can be less than the amount sent. Fees for incoming transfers differ from bank to bank; check the price list of Japan Securities Agents, LTD.. On invoices, it is common to state how the fees are split to avoid a shortfall.

What a transfer from Japan Securities Agents, LTD. abroad really costs

What you pay for an international transfer has several parts, and the transfer fee is only the most visible one. Besides a fixed fee, banks in between may take a cut, and if the money changes currency, the bank usually applies a rate below the real market rate.

Banks rarely list their exchange rate markup separately. Check their rate against the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

Specialist money transfer services often offer a rate near the mid-market rate with clearer fees. GoldexPay lists transfer providers side by side, showing what actually arrives. Using a transfer service does not require closing your account at Japan Securities Agents, LTD..

How long does an international transfer to Japan Securities Agents, LTD. take?

A SWIFT payment typically needs anywhere from one to several business days – it depends on currency, route and the banks in between. Transfers sent after the cut-off time or just before weekends and holidays usually start the next business day. Sometimes a bank wants to know about the purpose of a payment before releasing it.

Many banks use SWIFT gpi. Each payment gets a unique transaction reference, the UETR, which your bank can use to see where the money is. Money transfer services often show a status in their app so you can see where the payment has got.

If a payment has not arrived after a few business days, the sender should start with the bank that sent it rather than Japan Securities Agents, LTD.. Request from the sender the payment receipt with the date and reference.