Jibun Bank Corporation SWIFT/BIC code

JICRJPJ1 – the SWIFT/BIC code of Jibun Bank Corporation

The short code JICRJPJ1 and the 11-character code JICRJPJ1XXX identify the same bank: Jibun Bank Corporation. Every bank on the SWIFT network uses BIC codes to route international transfers to the correct bank. It comes up mostly when dealing with transfers between countries and payments in foreign currencies.

On this page you can read how the code is put together, when you need it and which other details you need for a transfer to or from Jibun Bank Corporation. The BIC names a bank or branch, never a specific account; the IBAN or account number does that.

Why Jibun Bank Corporation has an 8- and an 11-character code

The structure of a BIC is always the same: a bank code of four letters, a two-letter country code and a two-character location code, plus an optional branch code. Combined, those parts form JICRJPJ1 – the version you usually see online.

XXX at the end of JICRJPJ1XXX is not a missing value or an error: it stands for the main office of Jibun Bank Corporation. Certain payment forms insist on 11 characters, and then you simply enter XXX behind JICRJPJ1.

Do not add spaces, dots when you type JICRJPJ1. Pasting the code is safer than retyping it: a typo can point to another bank.

Paying into Jibun Bank Corporation in JPY

Japan pays in the Japanese Yen. Money sent in a different currency is converted into JPY on its way to Jibun Bank Corporation – and the bank that does it picks the rate. Every conversion costs the amount – usually through the rate rather than a fee.

Who does the conversion affects how much arrives, as rates and margins differ per bank. Check how much JPY arrives via different services; the difference between options can be larger than you expect.

The JPY rate fluctuates constantly and quotes are often valid only for a short time. For recurring payments, small differences in the rate add up over time.

Verifying the SWIFT code of Jibun Bank Corporation

The most reliable source for the BIC is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. If the code you have differs from JICRJPJ1 or JICRJPJ1XXX, do not guess: check with the recipient or with Jibun Bank Corporation directly.

A wrong SWIFT code may lead to delays, a payment being sent back or extra fees along the way. Do not forget the account number: a mistake there is harder to undo than a wrong code.

Most online banking apps validate the format of IBANs and some suggest the matching BIC. Where available, a payee name check on the recipient adds an extra layer of safety. When you pay someone new, some people send a small amount first and wait for confirmation.

Choosing between the 2 SWIFT codes of Jibun Bank Corporation

Having 2 codes in 1 locations, Jibun Bank Corporation is one of the banks that register individual codes for parts of the organisation. The head office code remains JICRJPJ1XXX.

For most payments to a private or business account, the head office code JICRJPJ1XXX works fine. Branch codes are only needed if the account holder specifically asks for it, which is more common for business accounts and trade services.

When in doubt, ask the person you are paying for the exact BIC in their bank details. Branch codes are sometimes changed or retired over time, so a code from an old document is not always valid.

A note on our data

We collect bank codes using publicly available data and check our list from time to time. It is possible that a code here is no longer current, for example after a merger. Counts and locations come from our directory and may differ from what Jibun Bank Corporation publishes.

For any payment that matters, always confirm the BIC with Jibun Bank Corporation or the recipient. GoldexPay is an independent comparison service for money transfers and not affiliated with Jibun Bank Corporation. If you notice a mistake, we appreciate a short note via the contact page.

Sending money abroad from Jibun Bank Corporation

If you send money abroad from Jibun Bank Corporation, the visible fee is only part of what you pay. On top of a fixed fee, banks in between can take a cut, and if currencies are converted, the bank often applies a rate below the real market rate.

Many banks rarely list the margin on the rate separately – you only notice it if you compare. Compare their rate against the mid-market rate – the rate you find on financial news sites.

Specialist money transfer services often use rates closer to the mid-market rate with clearer fees. Before your next transfer, it is worth comparing what arrives via GoldexPay. Choosing a specialist does not mean closing your account at Jibun Bank Corporation.

Receiving money from abroad at Jibun Bank Corporation

If you are waiting for money from abroad, send the payer a complete set of details. Give them your name as the bank knows it, the IBAN or account number, SWIFT code JICRJPJ1XXX and your address.

Some banks want the name and address of Jibun Bank Corporation in Tokyo, so keep it at hand. Check each detail before you share them.

An incoming payment will not always arrive for the full amount. Correspondent banks can take a fee, Jibun Bank Corporation may charge for incoming payments, and if the currency changes, a markup on the rate comes on top. For business payments, it is common to state who bears the costs to avoid a shortfall.

Tracking a transfer to or from Jibun Bank Corporation

There is no fixed answer for international payments: some arrive within a day. Transfers sent after the cut-off time or just before weekends and holidays usually start the next business day. Sometimes a bank wants to know what the payment is for.

A growing number of banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Each payment gets a unique transaction reference, the UETR. Specialist transfer services usually show tracking in their app so you can see where the payment is.

A delayed transfer is investigated by the sending bank. As a recipient, it helps to check your statements for a slightly lower amount, since fees may have been deducted.

Changed bank details? Be careful

Criminals often send fake invoices with new bank details, sometimes in an email that looks completely genuine. A real SWIFT code says nothing about whether the request is genuine: scammers use real codes of real banks.

Never rely on a phone number in the same message that contains the change. Be suspicious of time pressure, odd spelling or an email address that differs by one letter. If a payment was sent to a fraudster, contact your bank immediately.

Scams can also work the other way. Someone claims to have sent too much and wants you to return the difference to a new account. Do not act before the money is actually in your account – ask Jibun Bank Corporation if something looks wrong.