Master Trust Bank of Japan LTD, The SWIFT/BIC code

What MTBJJPJT means for a payment to Master Trust Bank of Japan LTD, The

Whether you are given MTBJJPJT or MTBJJPJTXXX, it is the identical address for Master Trust Bank of Japan LTD, The in Japan. Banks worldwide use BIC codes to route international transfers to the correct institution. It comes up mainly for transfers between countries or a currency.

On this page you will find what the code is put together, when you need it and which other details a transfer to or from Master Trust Bank of Japan LTD, The requires. The SWIFT code on its own does not identify a personal account; for that you need the account number or IBAN .

How to check MTBJJPJT before you pay

Ask the recipient to copy the bank details straight from their online banking. If the code you have differs from MTBJJPJT or MTBJJPJTXXX, do not guess: check with the recipient or with Master Trust Bank of Japan LTD, The directly.

With a wrong code, the payment might be delayed, be returned or cost extra – sometimes after weeks of searching. Do not forget the IBAN: an error there is more difficult to correct than a wrong BIC.

Many banking apps check the format of an IBAN – that confirms the format, not the owner. Some banks now compare the payee name against the account – do not ignore a mismatch warning. For a first payment, many people send a small amount first.

MTBJJPJT or MTBJJPJTXXX – which one to use?

A BIC is made up of fixed blocks: characters one to four identify the bank, characters five and six give the country and the two after that mark the location. That gives you MTBJJPJT for Master Trust Bank of Japan LTD, The.

The long version adds three more characters that identify a branch or department. When those three characters are XXX, the code points to the head office.

Do not add spaces, dots when you type MTBJJPJT or MTBJJPJTXXX. A wrong letter may route the money to another bank.

What to give a sender who pays you at Master Trust Bank of Japan LTD, The

A sender in another country will ask for a few details from you, and missing ones are a common cause of delays. In practice that means: your full name exactly as it appears on the account, your account number or IBAN, the BIC MTBJJPJTXXX (or MTBJJPJT) and usually your postal address.

Their bank may request the address of your bank, in which case the Tokyo head office is the usual answer. Double-check every detail before you send them, because the sender’s bank usually copies them as is.

The amount you receive can be lower than what was sent. Fees for incoming transfers vary from bank to bank – the price list of Master Trust Bank of Japan LTD, The tells you what applies. Make clear with the sender who pays which costs, especially for larger amounts.

Protect yourself against fake payment requests

Fraudsters often send fake invoices containing changed bank details sent from what looks like a familiar address. A real SWIFT code says nothing about who owns the account – scammers simply use real codes.

Always verify a change of bank details through a phone call, using a number you already had. Be suspicious of urgent requests, odd spelling or a sender address that is slightly off. Already paid? Call the bank you paid from straight away and have them try to recall the payment.

Fraud also target the receiver. Someone claims to have sent more than agreed and asks you to return the extra via a different route. A screenshot of a transfer proves nothing – check your own account.

About this information

Our SWIFT/BIC directory draws on publicly available sources and we update it periodically. Banks merge, change names and change codes – a directory can be a step behind. The figures on this page are based on our own data, not official figures from Master Trust Bank of Japan LTD, The.

Before any payment of any size, always check the BIC with the recipient’s bank or with the recipient. GoldexPay has no connection to Master Trust Bank of Japan LTD, The; we are a comparison site for money transfers. Found outdated information? Tell us via our contact form.

Paying into Master Trust Bank of Japan LTD, The in JPY

Japan pays in the Japanese Yen, with the currency code JPY. If you send another currency has to be converted somewhere along the way: by your bank, an intermediary or Master Trust Bank of Japan LTD, The itself. Every conversion eats into the amount.

Who converts the payment makes a difference: every bank has its own margin. Sending the amount already in JPY often avoids a second conversion by Master Trust Bank of Japan LTD, The, provided the rate you get is fair.

Rates for JPY change during the day. If you pay regularly, small differences in the rate make a real difference over time.

How long does an international transfer to Master Trust Bank of Japan LTD, The take?

How quickly a transfer reaches Master Trust Bank of Japan LTD, The depends on a few things: the currency, how many intermediary banks are involved, cut-off times and differences in time zone. Transfers sent after the cut-off time or just before weekends and holidays often start the next business day. Extra checks on larger or unusual payments may also add a delay, regardless of the details.

Many banks are connected to SWIFT gpi. Each payment gets a unique reference, the UETR that banks can use to trace it. Save your transfer receipt until the recipient confirms; it contains the details a bank needs to start a trace.

A delayed transfer has to be investigated from the sending side, using the payment confirmation. Ask the sender for a copy of the payment confirmation including the reference.

Sending money abroad from Master Trust Bank of Japan LTD, The

If you send money abroad via Master Trust Bank of Japan LTD, The, the fee you see is only part of what you pay. On top of a fixed fee, banks in between can deduct a fee, and when the money changes currency the bank often uses a rate below the actual market rate.

The real cost is often in the rate, not in the fee: the bank converts at a rate that includes a margin. Compare the rate you are offered with the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

Specialised transfer providers often offer rates closer to the mid-market rate. GoldexPay compares the amount that arrives across providers, which makes the cheapest option easy to spot. Using a transfer service does not require leaving Master Trust Bank of Japan LTD, The – you pay the provider from your own account.

Head office or branch code at Master Trust Bank of Japan LTD, The?

With 2 codes in 1 locations, Master Trust Bank of Japan LTD, The belongs to the banks that register individual codes for branches and departments. The main code remains MTBJJPJTXXX.

In most cases you do not need to look up a branch: transfers addressed to MTBJJPJTXXX are routed within Master Trust Bank of Japan LTD, The correctly. If you have been given a specific code, stick to it rather than replacing it with the head office code.

The best way is to copy the code straight from the recipient’s bank details. Branch codes are sometimes changed or retired over time.