Musashino Bank LTD., The SWIFT/BIC code

MUBKJPJT – the SWIFT/BIC code of Musashino Bank LTD., The

The 8-character code MUBKJPJT and the full code MUBKJPJTXXX refer to one and the same institution: Musashino Bank LTD., The. Banks worldwide use these codes to route international transfers to the correct institution. In practice you mostly come across the code on invoices from abroad, in payment forms and on the account details that Musashino Bank LTD., The provides.

This page is meant to help people who sends money to an account at Musashino Bank LTD., The without mistakes. Remember that the BIC only identifies the bank, not the account: the account number or IBAN does that part.

Sending JPY to Musashino Bank LTD., The

Japan pays in the Japanese Yen, code JPY. If you send money in a different currency it has to be converted somewhere along the way. There is rarely a separate charge for that conversion – the cost sits in the rate.

Which bank converts the money makes a difference, because each party uses its own rate. In many cases it is cheaper to send JPY directly through a transfer service with a good rate.

Exchange rates change during the day, and some providers let you lock in a rate. For recurring payments, a slightly better rate make a real difference over time.

How long does an international transfer to Musashino Bank LTD., The take?

A SWIFT payment typically needs anywhere from one to several business days – it depends on currency, route and the banks in between. Weekends and public holidays in the sending or receiving country add extra days, since banks do not process on those days. Extra checks by one of the banks can also cause a delay, even when all details are correct.

If a transfer seems delayed, ask your bank for the status or the UETR so they can trace it along the chain. Keep your transfer receipt until the money has arrived.

If a payment has not arrived within the expected time, the sender needs to contact the bank that sent it rather than Musashino Bank LTD., The. Ask the sender for the payment receipt including the reference.

Which of the 2 codes of Musashino Bank LTD., The do you need?

Having 2 codes in 1 locations, Musashino Bank LTD., The is one of the banks that use individual codes for branches. The head office code remains MUBKJPJTXXX.

If nobody asks you for a branch code, use MUBKJPJTXXX. If you have been given a specific code, use it as it is rather than replacing it with the head office code.

If you are not sure, ask the person you are paying which code their bank gave them. Codes can change when banks reorganise, so a code from an old document is not always valid.

Why Musashino Bank LTD., The has an 8- and an 11-character code

A SWIFT code is made up of fixed blocks: the first four letters identify the bank, the next two give the country and characters seven and eight mark the location. Combined, these eight characters make up MUBKJPJT – the version you usually see online.

Most payment forms work with either length. If a form asks for eleven characters, enter MUBKJPJTXXX; if it wants eight, use MUBKJPJT.

Leave out spaces, dots when you enter MUBKJPJT; the code is always written in one block. Watch for O versus 0 and I versus 1.

A note on our data

The details here are taken from public sources that we update regularly. Even so, banks merge, rename themselves or retire codes. Figures such as the number of codes come from our directory.

For a payment of any size, always confirm the code with Musashino Bank LTD., The or with the recipient. GoldexPay has no connection to Musashino Bank LTD., The, we only compare transfer services. Found an error? Tell us via our contact form.

Paying someone abroad from your Musashino Bank LTD., The account

If you send money to another country from Musashino Bank LTD., The, the fee you see is rarely all of the cost. On top of a fixed fee, correspondent or intermediary banks can take a cut, and when the money changes currency, the bank often uses a rate that is less favourable than the actual market rate.

The real cost is often in the rate: the bank converts at a rate with a margin built in. A simple test: set the rate you get against the mid-market rate and work out the difference on your amount.

Specialised transfer providers often use a rate near the mid-market rate with clearer fees. On GoldexPay we compare the amount that arrives with different providers, so you can pick the cheapest route. You can always use your account at Musashino Bank LTD., The.

Getting paid from abroad into a Musashino Bank LTD., The account

When you expect money from abroad, give the sender all details at once. Give them your name as the bank knows it, the IBAN or account number, SWIFT code MUBKJPJTXXX and your address, which some banks require.

Some banks want the name and address of Musashino Bank LTD., The in Saitama; it does no harm to include it. A typo in the IBAN is harder to fix than it looks; copy them from your banking app rather than typing.

What lands in your account can be lower than what was sent. Correspondent banks can take a fee, Musashino Bank LTD., The may charge for incoming payments, and when currencies differ, a markup on the rate applies. Make clear with the sender who pays which costs.

Verifying the SWIFT code of Musashino Bank LTD., The

The most reliable place for the right code is paperwork issued by the bank, such as a statement or the account details in online banking. Check that code with MUBKJPJT here and ask if anything does not match.

A wrong SWIFT code may lead to delays, a returned payment or additional charges. An error in the account number can be more serious, because the money may be credited to someone else, so check that just as carefully.

Most online banking apps check the format of an IBAN and some suggest the matching BIC. If your bank offers it, a payee name check before sending gives extra certainty. Sending a small amount first is worth it for large sums, even if it costs an extra fee.

Scams that use SWIFT codes

A common scam works like this: you receive a message claiming that a company now has new bank details. The fact that MUBKJPJT exists is no guarantee that the account is legitimate; criminals use the codes of real banks too.

Never rely on a phone number in the same message that contains the new account. Watch out for time pressure, odd spelling or an email address that differs by one letter. Already paid? Contact your bank straight away and ask them to try to recall the payment and report the fraud.

Recipients are targeted too: one known trick is an overpayment and then sends a request to refund the difference to another account. A payment confirmation from the sender is no proof; only your own account shows what has arrived.