Nikko Asset Management Co., LTD SWIFT/BIC code

SWIFT/BIC code of Nikko Asset Management Co., LTD

NAMTJPJ1 and NAMTJPJ1XXX are two spellings of the same SWIFT/BIC code, and both lead to Nikko Asset Management Co., LTD in Tokyo. Banks worldwide use these codes to route payments between countries to the correct institution. It comes up mostly for payments that cross a border and payments in foreign currencies.

This page is meant to help people who pays into an account at Nikko Asset Management Co., LTD. Remember that the SWIFT code only identifies the bank, not the account: the IBAN or account number does that part.

Receiving money from abroad at Nikko Asset Management Co., LTD

For a transfer from abroad at Nikko Asset Management Co., LTD, the person paying you has to have more than the BIC. Give them your name as the bank knows it, your account number or IBAN, SWIFT code NAMTJPJ1XXX and your address.

It helps to add Nikko Asset Management Co., LTD and its city as well, since some forms ask for it. A mistake in the IBAN is more trouble than you might think, so copy the details from your online banking.

What lands in your account can be lower than the amount sent. Charges on incoming payments differ per bank; check the price list of Nikko Asset Management Co., LTD. Agree with the sender who pays which costs.

Transfer times and tracking a payment to Nikko Asset Management Co., LTD

An international transfer typically takes one to a few business days, depending on the currency, the route and the banks involved. Transfers sent after the cut-off time or on a weekend or public holiday often go out a business day later. Compliance checks by one of the banks can also cause a delay, regardless of the details.

When a payment takes longer than expected, contact your bank about the tracking status or the UETR. Keep your transfer receipt until the recipient confirms; it contains the details a bank needs to start a trace.

If a payment has not arrived after a few business days, the person who paid should start with the bank that sent it. On the receiving end, you can look at your statements to see a partial amount, since fees may have been deducted.

8 or 11 characters: NAMTJPJ1 versus NAMTJPJ1XXX

Every SWIFT/BIC code has an 8-character core: a four-letter bank code, two letters for the country and two characters for the location. Combined, those parts make up NAMTJPJ1.

The full version adds a three-character extension for a branch or department. If the last three are XXX, they simply mean the head office, which is why NAMTJPJ1XXX and NAMTJPJ1 lead to the same place.

In practice the code is written in capitals, without spaces or dashes. Pasting the code is safer than retyping it.

How up to date is this code?

The directory on GoldexPay draws on public sources and is updated regularly. It can happen that information on this page is out of date. Counts and locations come from our own dataset and may differ from what Nikko Asset Management Co., LTD publishes.

Before any payment of any size, always confirm the BIC with Nikko Asset Management Co., LTD or the recipient. GoldexPay is not affiliated with Nikko Asset Management Co., LTD. Spotted outdated information? Tell us via our contact form.

Japanese Yen (JPY) and conversion costs

Accounts at Nikko Asset Management Co., LTD are usually held in JPY, the local currency. A payment in a foreign currency will be converted into JPY on its way to Nikko Asset Management Co., LTD – and the bank that does it picks the rate. You rarely see a separate line for that conversion.

Who converts the payment makes a difference: every bank has its own margin. Check how much JPY the recipient gets with different providers.

Rates for JPY move during the day. If you pay regularly, a slightly better rate make a real difference over time.

Changed bank details? Be careful

Be wary if someone unexpectedly asks you to send money to another account or a bank in another country. The fact that NAMTJPJ1 exists is no guarantee that a request mentioning it is legitimate.

Verify new bank details via a separate channel like a call to a number from an earlier contract. Be suspicious of urgent requests, unusual wording or a sender address that is slightly off. Acted too fast? Contact the bank you paid from straight away and have them try to recall the payment.

Scams can also work the other way: someone claims to have sent more than agreed and wants you to return the difference to a new account. A screenshot of a transfer proves nothing; only your own account shows what has arrived.

Nikko Asset Management Co., LTD: head office code versus branch codes

Our database contains 2 SWIFT/BIC codes for Nikko Asset Management Co., LTD. Next to the head office code NAMTJPJ1XXX, you will find codes for regional offices and specialised units.

If nobody asks you for a branch code, go with NAMTJPJ1XXX. Only use a branch code when your contact gives you that exact code, for example on a letter or invoice.

The safest approach is to take the code directly from the recipient’s invoice. Branch codes are more likely to change than NAMTJPJ1XXX when a bank merges or closes offices.

Verifying the SWIFT code of Nikko Asset Management Co., LTD

The best place to find the right code remains paperwork issued by the bank. Compare that code with NAMTJPJ1 here and ask if anything does not match.

Mistakes in the BIC are costly more than fatal: often the payment comes back, minus fees. Do not forget the account number: a mistake there can be harder to correct than a wrong code.

Many banking apps validate the structure of IBANs and some suggest the matching BIC. Some banks now check the name against the account before you confirm – do not ignore a mismatch warning. Sending a small amount first can be a sensible step for large sums despite the extra fee.

International transfers from Nikko Asset Management Co., LTD: the real cost

A bank transfer abroad can cost rather more than the listed fee. On top of the transfer fee, correspondent or intermediary banks may take a cut, and if the money changes currency the bank usually applies a rate below the real market rate.

That exchange rate margin is often the largest item, and it is easy to miss. An easy check: set the rate you get against the mid-market rate and look at the difference.

Specialised transfer providers frequently offer rates closer to the mid-market rate and lower fees. Before your next transfer, it is worth to compare the total cost via GoldexPay instead of going straight to your bank. You can still use your account at Nikko Asset Management Co., LTD, while a cheaper service handles the conversion.