Nomura Financial Products and Services Inc SWIFT/BIC code

What NFPSJPJT means for a payment to Nomura Financial Products and Services Inc

NFPSJPJT and NFPSJPJTXXX are two spellings of the same SWIFT/BIC code, and both point to Nomura Financial Products and Services Inc in Tokyo. A BIC does one job: it ensures that a cross-border transfer reaches the right bank. In practice you mostly come across it on invoices from abroad, in your banking app and in the bank details that Nomura Financial Products and Services Inc provides.

Below we go through the practical side: receiving money at Nomura Financial Products and Services Inc, sending money abroad and how to check a SWIFT code before you hit send. A SWIFT code names a bank or branch, not a single account, which is why you always need the account number too.

8 or 11 characters: NFPSJPJT versus NFPSJPJTXXX

Each SWIFT/BIC code has the same eight core characters: a four-letter bank code, a two-letter country code and a two-character location code. Combined, those parts make up NFPSJPJT.

XXX at the end of NFPSJPJTXXX is not a placeholder or an error: it indicates the main office of Nomura Financial Products and Services Inc. Certain payment forms insist on 11 characters, in which case you simply enter XXX after NFPSJPJT.

Enter the code as one block, in capitals and without separators, exactly as shown here. Copying the code beats typing it by hand, because one wrong letter changes the bank.

Sending JPY to Nomura Financial Products and Services Inc

Most accounts at Nomura Financial Products and Services Inc are usually held in JPY, the national currency of Japan. When you pay another currency, the amount has to be converted at some point. You rarely see a separate line for that conversion.

Where the conversion happens affects how much arrives, as rates and margins differ per bank. Often you pay less if you send JPY straight away through a provider with a good rate.

Rates for JPY move during the day, and some providers let you lock in a rate. With bigger transfers, even small gap in the rate adds up quickly.

Receiving money from abroad at Nomura Financial Products and Services Inc

For a transfer from abroad at Nomura Financial Products and Services Inc, the person paying you needs not just the BIC. What they need is: the account holder’s name, IBAN or account number, NFPSJPJTXXX or NFPSJPJT and in many cases your home address.

Some banks also ask for the name and address of Nomura Financial Products and Services Inc, so keep it at hand. A mistake in your account number can be more trouble than you might think; copy them from your banking app rather than typing.

Money from abroad will not always arrive for the full amount. Correspondent banks can take a fee, Nomura Financial Products and Services Inc may charge for incoming payments, and when currencies differ, an exchange rate margin comes on top. Make clear with the sender who pays which costs.

Paying someone abroad from your Nomura Financial Products and Services Inc account

If you transfer money to another country via Nomura Financial Products and Services Inc, the visible fee is rarely all of the cost. You pay the transfer fee, possibly fees charged by intermediary banks along the way and, above all, the margin on the exchange rate.

The markup on the rate is often the biggest item because it is hidden in the rate. Check the rate you are offered with the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

For a lot of routes, a transfer service turns out to be less expensive than a traditional bank transfer. GoldexPay compares transfer providers side by side so you can see the amount the recipient gets. You can always use your account at Nomura Financial Products and Services Inc as the source of the money; only the conversion and sending happen elsewhere.

Which of the 2 codes of Nomura Financial Products and Services Inc do you need?

Nomura Financial Products and Services Inc uses 2 separate SWIFT/BIC codes across 1 cities. One of them is the head office code; the others belong to branches.

In most cases you do not need to look up a branch: transfers sent to NFPSJPJTXXX reach Nomura Financial Products and Services Inc correctly. When you receive a branch code, use it as it is instead of replacing it with the head office code.

If you are not sure, ask the person you are paying for the exact BIC in their bank details. Codes can change over time, so do not rely on old paperwork.

Is NFPSJPJT still correct? How to check

The most reliable source for the BIC is the recipient’s own bank details: an invoice, a bank statement or their online banking. Compare that code with NFPSJPJT on this page and ask if anything does not match.

Mistakes in the BIC tend to be annoying rather than disastrous – usually the money comes back, minus fees and time lost. A mistake in the IBAN or account number is more serious, because the money may be credited to someone else.

An automatic check in your banking app merely confirms that the IBAN exists, not that it is the right account. If your bank offers it, a name check before sending gives extra certainty. For a first payment, many people send a small amount first and wait for confirmation.

When will the money arrive at Nomura Financial Products and Services Inc?

How fast a transfer arrives at Nomura Financial Products and Services Inc depends on several factors: the currency, the number of banks in between, daily processing deadlines and time zones. Transfers sent late in the day or just before weekends and holidays usually go out a business day later. Sometimes a bank asks what the payment is for, which can hold things up.

When a payment takes longer than expected, contact the sending bank about the status and the transaction reference. Specialist transfer services usually show tracking in their app showing where the payment is.

Only the sending bank can start an official trace or a recall; the receiving side usually has nothing to trace yet. As a recipient, it helps to look at your statements for a partial amount, since fees may have been deducted.

A note on our data

Our SWIFT/BIC directory draws on public sources and we update it periodically. Institutions merge, change names and retire codes. Counts and locations are from our directory.

Use this page as a reference, not as the last word. GoldexPay is an independent comparison site and not affiliated with Nomura Financial Products and Services Inc. Should you notice something that is out of date, we welcome a message via the contact page.

Protect yourself against fake payment requests

A common scam works like this: you receive a message saying that a contact has a new bank account. The fact that NFPSJPJT exists does not mean that the account is legitimate.

Verify new bank details through a different channel. Pressure and requests to keep it quiet tend to be warning signs. When a payment was sent to a fraudster, call your bank right away – speed improves the chance of getting it back.

Fraud also target the receiver. Someone claims to have sent more than agreed and asks you to refund the extra via a different route. A payment confirmation from the sender proves nothing.