Trust and Custody Services Bank, LTD. SWIFT/BIC code

What TCSBJPJ2 means for a payment to Trust and Custody Services Bank, LTD.

TCSBJPJ2 and TCSBJPJ2XXX are two spellings of the same SWIFT/BIC code, and both lead to Trust and Custody Services Bank, LTD. in Tokyo. Every bank on the SWIFT network uses BIC codes to direct international transfers to the right bank. It comes up mostly when dealing with transfers between countries.

Further down you will find the practical questions: money coming in from abroad, paying someone in another country and how to check the code before you confirm a payment. The BIC identifies a bank or branch, never a single account.

Sending money abroad from Trust and Custody Services Bank, LTD.

An international bank payment costs more than the fee suggests. There is the fee for the transfer itself, sometimes charges from correspondent banks in between and, most importantly, the exchange rate markup if the currency changes.

The real cost is often in the rate, not in the fee: many banks convert at a rate with a margin built in. An easy check: put the rate you get against the mid-market rate and work out the difference on your amount.

For a lot of routes, a specialist provider is cheaper than a bank. GoldexPay lists these services side by side, showing the amount the recipient gets before you commit. You can still use your account at Trust and Custody Services Bank, LTD. as the source of the money, while a cheaper service handles the conversion.

Scams that use SWIFT codes

One of the most common tricks goes like this: you receive a request claiming that a company has a new bank account. A real SWIFT code tells you nothing about who owns the account – scammers simply use real codes.

Check new bank details through a different channel, never via the email that asked for the change. Pressure or secrecy are warning signs; a genuine business can wait for you to check. If money has already gone to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.

People receiving money are targeted too: a classic trick is a buyer who pays too much followed by a request to refund the difference to another account. Wait until the money is actually in your account and check with Trust and Custody Services Bank, LTD. if anything seems off.

How to check TCSBJPJ2 before you pay

The safest source for the BIC is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. If the code you have does not match TCSBJPJ2 or TCSBJPJ2XXX, do not guess: check with the recipient or with Trust and Custody Services Bank, LTD. directly.

If the code is wrong, the transfer may get stuck, bounce back or cost extra. A mistake in the account number is more serious, because the money may be credited to someone else, so check that just as carefully.

An automatic check in your banking app merely tells you that the code is valid – not that it belongs to the person you mean to pay. Where available, a name check before sending adds an extra layer of safety. A small test payment can be worth it for large sums, even if it costs an extra fee.

The Japanese Yen and what conversion costs you

Most accounts at Trust and Custody Services Bank, LTD. are usually held in JPY, the local currency of Japan. When you pay money in a different currency, the amount has to be converted at some point – by your bank, by Trust and Custody Services Bank, LTD. or by a bank in between. You rarely see a separate line for that conversion – the cost sits in the rate.

Who converts the payment matters. In many cases you pay less if you send JPY directly through a provider that converts near the mid-market rate.

Rates for JPY change during the day – some services let you fix a rate in advance. If you pay regularly, small differences in the rate add up over a year.

Tracking a transfer to or from Trust and Custody Services Bank, LTD.

There is no fixed delivery time for international payments: many land the same day or the next. Transfers sent after the cut-off time or just before a weekend or public holiday usually start the next business day. Extra checks by one of the banks can also cause some delay.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Every payment gets a unique reference, the UETR, which your bank can use to see where the money is. Save your transfer receipt until the money has arrived.

If a payment has not arrived within the expected time, the sender should contact the bank that sent it rather than Trust and Custody Services Bank, LTD.. On the receiving end, it helps to look at your account to see a partial amount because fees can reduce the amount.

What to give a sender who pays you at Trust and Custody Services Bank, LTD.

A sender in another country will ask for a few details about your account. In practice that means: your full name as registered with Trust and Custody Services Bank, LTD., your IBAN or account number, the SWIFT/BIC code TCSBJPJ2XXX and, often, your postal address.

Certain banks want the address of Trust and Custody Services Bank, LTD. in Tokyo, so keep it at hand. A mistake in the IBAN can be harder to fix than it looks.

An incoming payment will not always arrive in full. Charges on incoming payments differ from bank to bank – the price list of Trust and Custody Services Bank, LTD. tells you what applies. On invoices, it is common to agree who bears the costs, so that nobody is left short.

What the XXX in TCSBJPJ2XXX means

Every SWIFT/BIC code starts with an 8-character core: a four-letter bank code, a two-letter country code and two characters for the location. The result is TCSBJPJ2 for Trust and Custody Services Bank, LTD..

The 11-character version has three more characters that identify a branch or department. When those three characters are XXX, the code points to the head office, which is why TCSBJPJ2XXX and TCSBJPJ2 lead to the same place.

Do not add spaces, dots when you type TCSBJPJ2 or TCSBJPJ2XXX. Copying the code beats retyping it: a typo can point to another bank.

About this information

The codes on this page are taken from public sources that we update regularly. It can happen that information on this page is out of date, for example after a merger. Counts and locations come from our own dataset.

For any payment that matters, check the BIC with the recipient’s bank or with the recipient. GoldexPay has no connection to Trust and Custody Services Bank, LTD.; we are a comparison site for money transfers. Should you notice something that is out of date, we welcome a short note.

Head office or branch code at Trust and Custody Services Bank, LTD.?

Trust and Custody Services Bank, LTD. has 2 different SWIFT/BIC codes. One of them is the head office code; the rest belong to branches, and sometimes specific services.

For the vast majority of incoming transfers, the head office code TCSBJPJ2XXX is the right choice. A branch code only makes sense if the account holder explicitly mentions it, which is more common for business accounts and trade services.

If you are not sure, check with the recipient for the exact BIC in their bank details. Branch codes are sometimes changed or retired when banks reorganise, so a code from an old document is not always valid.