UBS AG Tokyo Branch SWIFT/BIC code

What UBSWJPJT means for a payment to UBS AG Tokyo Branch

Whether a recipient gives you UBSWJPJT or UBSWJPJTXXX, you are looking at the identical identifier for UBS AG Tokyo Branch in Japan. Banks worldwide use BIC codes to route international transfers to the correct institution. In daily life you mostly see the code on international invoices, in your banking app and on the account details that UBS AG Tokyo Branch provides.

This page is meant to help people who sends money to an account at UBS AG Tokyo Branch and wants to get the details right. The SWIFT code on its own does not identify an individual account holder; that is what the account number or IBAN is for.

Choosing between the 2 SWIFT codes of UBS AG Tokyo Branch

UBS AG Tokyo Branch has 2 separate SWIFT/BIC codes across 1 locations. Only one is the head office code; the others identify branches, and sometimes internal departments.

In most cases you do not need to look up a branch: payments addressed to UBSWJPJTXXX are routed within UBS AG Tokyo Branch without problems. Just use a branch code when the account holder explicitly asks for it.

The best way is to take the code directly from the account holder’s invoice. Branch codes are sometimes changed or retired over time, so do not rely on old paperwork.

What a transfer from UBS AG Tokyo Branch abroad really costs

An international bank payment can cost more than the listed fee. Besides the transfer fee, banks in between may deduct a fee, and if the money changes currency the bank usually applies a rate that is less favourable than the real market rate.

That exchange rate margin is often the largest item, and it is easy to miss. Compare their rate against the mid-market rate.

For many currency pairs, a specialist provider turns out to be cheaper than a traditional bank transfer, mainly because of the exchange rate. Next time you send money, take a minute comparing the total cost on GoldexPay instead of going straight to your bank. Using a transfer service does not require leaving UBS AG Tokyo Branch: you simply pay the service from your account.

About this information

The details on this page are taken from publicly available data that we update regularly. It can happen that a code on this page is out of date, for example after a merger. The figures on this page reflect what is in our directory.

Use our data as a starting point, not as the final word. GoldexPay is independent of UBS AG Tokyo Branch. If you notice something that is out of date, we welcome a short note via the contact page.

Before you send: check the UBS AG Tokyo Branch code

The safest source for a SWIFT code is the recipient’s own bank details. Compare it with UBSWJPJT on this page.

A wrong SWIFT code may lead to delays, a payment being sent back or additional charges for investigation. An error in the account number is a bigger problem, because the money may be credited to someone else; check it just as carefully.

Many banking apps check the format of IBANs and some suggest the matching BIC – that confirms the format, not the owner. Some banks now compare the payee name with the account before you confirm. Sending a small amount first is a sensible step for large sums despite the extra fee.

Sending JPY to UBS AG Tokyo Branch

Japan uses the Japanese Yen, with the currency code JPY. A payment in a foreign currency is exchanged into JPY – and the bank that does it picks the rate. Every conversion eats into something, even when no fee is shown.

Who converts the money makes a difference: every bank has its own margin. Check how much JPY the recipient gets via different providers.

Exchange rates move all the time. If you pay regularly, a slightly better rate make a real difference over time.

Receiving money from abroad at UBS AG Tokyo Branch

When you are waiting for money from abroad, give the sender a complete set of details. The basics are: the account holder’s name, IBAN or account number, UBSWJPJTXXX or UBSWJPJT and, for some countries, your postal address.

Certain sending banks want the address of UBS AG Tokyo Branch; it does no harm to include it. Check the details before you share them – a sender rarely spots a mistake in someone else’s details.

Do not be surprised if the incoming amount is smaller than what the sender paid. Charges on incoming payments differ from bank to bank – the price list of UBS AG Tokyo Branch tells you what applies. Make clear with the sender who pays which costs.

Changed bank details? Be careful

A common scam goes like this: you receive a request saying that a company has new bank details and that the next payment should go there. A real SWIFT code says nothing about who owns the account.

Do not rely on a phone number in the same message that contains the new account. Pressure or secrecy are red flags – a real supplier can wait a day. Acted too fast? Contact the bank you paid from without delay and ask them to start a recall; also report it to the police.

People receiving money are targeted too: one known trick is an overpayment followed by a request to refund the difference abroad. Do not act before the money is actually in your account.

Tracking a transfer to or from UBS AG Tokyo Branch

How quickly a payment arrives at UBS AG Tokyo Branch is determined by several factors: which currency you send, how many intermediary banks are involved, cut-off times and differences in time zone. Payments made after the cut-off time or just before weekends and holidays usually start the next business day. Compliance checks on larger or unusual payments may also cause some delay, regardless of the details.

When a payment takes longer than expected, ask the sending bank about the status and the transaction reference; with that reference banks can see where the payment is. Money transfer services usually show tracking online showing where the money has got.

If the money does not arrive after a few business days, the sender needs to start with the bank that sent it. Request from the sender a copy of the payment confirmation with the date and reference; that often settles the question quickly.

8 or 11 characters: UBSWJPJT versus UBSWJPJTXXX

The structure of a BIC is always the same: a bank code of four letters, two for the country and a two-character location code, sometimes followed by a branch code. The result is UBSWJPJT.

XXX at the end of UBSWJPJTXXX does not stand for a placeholder or an error: it indicates the head office of UBS AG Tokyo Branch. Certain payment forms ask for 11 characters, in which case you can add XXX after UBSWJPJT.

Do not add spaces, dots when you enter UBSWJPJT. A wrong character may route the money to a different institution, so check it twice.