SWIFT/BIC codes in Mauritius

Mauritius: banks and their SWIFT/BIC codes

Here you will find codes for 50 banks in Mauritius, 60 codes in all. Each code identifies an institution or a specific branch or department.

Every bank is listed with its own page with its main code and if there are any, codes for branches and departments. Below the list you can read how codes from Mauritius are built, how to send money to Mauritius without overpaying and what to check before you pay.

What the letters in a Mauritius BIC mean

Each SWIFT/BIC code consists of eight or eleven characters. It starts with a four-letter bank code, followed by two letters for the country and two characters for the location.

You can recognise a bank code from Mauritius from the fifth and sixth characters: they always show the ISO country code of Mauritius. If those two letters do not match Mauritius, the code belongs to a bank in another country.

The optional last three characters stand for a branch or department; XXX is used for the head office. Use a branch code just when the recipient explicitly gives you one – otherwise stick with the head office.

Verifying a SWIFT code from Mauritius

The safest source for the BIC is the bank details provided by the recipient: an invoice, a statement or their online banking. A wrong code may lead to delays, a payment being sent back or additional charges.

Our SWIFT/BIC directory is compiled from publicly available sources. Even so, banks merge, rename themselves or change codes. Use our data as a reference rather than the last word; the recipient’s bank details are leading. We are an independent comparison service.

Fraudsters often send payment requests with changed bank details. Always verify a change of bank details through a separate channel.

Receiving money in Mauritius from abroad

If you expect money from abroad on an account in Mauritius, give the sender everything they need in one go. Give them your name as registered with the bank, the IBAN or account number, your bank’s SWIFT code and your address, which some banks require.

Find your bank in the list above – your bank statement is the final word. It helps to add the name and city of your bank.

What lands in your account is often less than what was sent. Correspondent banks can take a fee, and when currencies differ, an exchange rate margin applies. Make clear with the sender who covers the fees.

Paying a bank in Mauritius from abroad

Since Mauritius is outside SEPA, a transfer from abroad is usually sent as a SWIFT payment. That means you always need the BIC of the receiving bank.

Depending on the country, the account is identified by a local account number rather than an IBAN and sometimes a local routing or branch code. The receiving bank often provides a list of required details for payments from abroad, and it is worth following them to the letter. On the way to Mauritius, a payment may go through correspondent banks.

Sending money to Mauritius for less

What you pay for a transfer to Mauritius has several parts, and the fee on your screen is only one of them. On top of a fixed fee, correspondent banks can take a cut, and when the money is converted the bank usually applies a rate below the real market rate.

The markup on the rate tends to be the largest cost item. Compare the bank’s rate with the mid-market rate that you find on financial sites.

Specialised transfer providers frequently offer a rate near the mid-market rate and lower fees. Before you send money to Mauritius, take a minute to compare what arrives via GoldexPay instead of going straight to your bank.

Tracking a payment to Mauritius

An international transfer to Mauritius usually takes anywhere from one to several business days – it depends on currency, route and the banks in between. Payments made after the cut-off time or on a weekend or public holiday often go out a business day later.

Many banks use SWIFT gpi for faster and traceable payments. Each payment gets a unique reference, the UETR that banks can use to see where the money is. Keep the payment confirmation until the money has arrived; a bank needs it to start a trace.

Most SWIFT codes in Mauritius: Barclays Bank Mauritius LTD

Barclays Bank Mauritius LTD leads our list of Mauritius banks when it comes to the number of SWIFT/BIC codes. Its main office has BARCMUMUXXX.

Banks differ in how many codes they register – a high count is not a measure of size. Making a payment to Barclays Bank Mauritius LTD? Go with BARCMUMUXXX except when the recipient gives you a branch code.