Standard Chartered Bank (Mauritius) LTD SWIFT/BIC code

SWIFT/BIC code of Standard Chartered Bank (Mauritius) LTD

SCBLMUMU and SCBLMUMUXXX are the short and the long form of the same SWIFT/BIC code, and both lead to Standard Chartered Bank (Mauritius) LTD in Ebene. A SWIFT code tells every bank in the chain exactly which bank should receive the money, a bit like a postal address for banks. You will need it mainly when dealing with payments that cross a border or a currency.

We wrote this page to help people who pays into an account at Standard Chartered Bank (Mauritius) LTD without mistakes. Remember that the SWIFT code just identifies the bank, not the account: the account number or IBAN does that part.

Changed bank details? Be careful

One of the most common tricks goes like this: you receive a request saying that a contact has new bank details. The fact that SCBLMUMU exists is no guarantee that the account is legitimate – fraudsters use real bank codes as well.

Do not trust a phone number in the same message that announces the change. Urgency and secrecy are red flags; a genuine business can wait for you to check. If money was sent to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.

Scams also work the other way. Someone sends more than agreed and wants you to return the difference. Do not act before the money has really arrived and check with Standard Chartered Bank (Mauritius) LTD if anything seems off.

How to check SCBLMUMU before you pay

Have the recipient send you the bank details straight from their banking app. Check that code against SCBLMUMU on this page; if they differ, ask before you pay.

A wrong SWIFT code may lead to delays, a payment being sent back or additional charges along the way. Do not forget the account number: a mistake there is more difficult to correct than a wrong BIC.

Most online banking apps validate the structure of an IBAN and sometimes look up the BIC automatically. Where available, a name check on the recipient adds an extra layer of safety. A small test payment can be worth it for a large first payment.

8 or 11 characters: SCBLMUMU versus SCBLMUMUXXX

A BIC is made up of a few fixed parts: the first four letters identify the bank, characters five and six give the country and the two after that indicate the location. That gives you SCBLMUMU, the short form of the code.

The 11-character version has a three-character extension for a branch or department. When those three characters are XXX, the code points to the head office, which is why SCBLMUMUXXX and SCBLMUMU lead to the same place.

In practice the code is written in capitals. Copying the code beats typing it by hand: a typo can point to another bank.

What a transfer from Standard Chartered Bank (Mauritius) LTD abroad really costs

If you transfer money to another country via Standard Chartered Bank (Mauritius) LTD, the fee you see is rarely all of the cost. On top of the transfer fee, correspondent or intermediary banks can take a cut, and if currencies are converted, the bank often uses a rate that is less favourable than the actual market rate.

That exchange rate margin tends to be the largest cost. Compare the rate you are offered with the mid-market rate – the rate you find on financial news sites. The difference is your real conversion cost.

Specialised transfer providers frequently use rates closer to the mid-market rate and lower fees. On GoldexPay you can compare the amount that arrives with different services, which makes the cheapest option easy to spot. Choosing a specialist does not require closing your account at Standard Chartered Bank (Mauritius) LTD.

Tracking a transfer to or from Standard Chartered Bank (Mauritius) LTD

A SWIFT payment usually takes anywhere from one to several business days, depending on the currency, the route and the banks involved. Weekends and public holidays in the sending or receiving country add a day or more, since banks do not process on those days. Occasionally a bank asks about the purpose of a payment before releasing it.

When a payment takes longer than expected, contact your bank for the tracking status so they can trace it along the chain. Money transfer services often show a status in their app so you can see where the payment is.

A missing payment is investigated from the sending side. Ask the sender for a copy of the payment confirmation; that often settles the question quickly.

A note on our data

This directory is compiled from public sources and we update it periodically. It is possible that information here is out of date after a merger or reorganisation. The figures we show reflect what is in our directory.

Treat this page as a starting point, rather than as the final word. GoldexPay is independent of Standard Chartered Bank (Mauritius) LTD; we are a comparison site for money transfers. If you notice a mistake, we welcome a short note.

Getting paid from abroad into a Standard Chartered Bank (Mauritius) LTD account

If you are waiting for money from abroad, give the sender a complete set of details. In practice that means: your full name exactly as it appears on the account, your account number or IBAN, the SWIFT/BIC code SCBLMUMUXXX and, often, your postal address.

Some sending banks want the bank’s address in Ebene; it does no harm to include it. Double-check each detail before you send them.

An incoming payment will not always land for the full amount. Fees for incoming transfers differ from bank to bank; check the price list of Standard Chartered Bank (Mauritius) LTD. On invoices, it is common to agree who bears the costs.

Head office or branch code at Standard Chartered Bank (Mauritius) LTD?

Standard Chartered Bank (Mauritius) LTD has 3 separate SWIFT/BIC codes. One of them is the head office code, SCBLMUMUXXX; the others belong to branches or departments, and sometimes internal departments.

Unless the recipient tells you otherwise, go with SCBLMUMUXXX. Just use a branch code when the account holder gives you that exact code, for example on an invoice or in their bank details.

When in doubt, ask the person you are paying which code their bank gave them. Codes are sometimes changed or retired over time, so a code from an old document is not always valid.